Correlation
The correlation between BFH and SYF is 0.57, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
BFH vs. SYF
Compare and contrast key facts about Bread Financial Holdings Inc (BFH) and Synchrony Financial (SYF).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: BFH or SYF.
Performance
BFH vs. SYF - Performance Comparison
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Key characteristics
BFH:
0.54
SYF:
0.78
BFH:
1.07
SYF:
1.38
BFH:
1.14
SYF:
1.19
BFH:
0.31
SYF:
0.90
BFH:
1.67
SYF:
2.53
BFH:
15.30%
SYF:
13.49%
BFH:
49.05%
SYF:
44.79%
BFH:
-92.36%
SYF:
-68.17%
BFH:
-76.19%
SYF:
-17.92%
Fundamentals
BFH:
$2.38B
SYF:
$21.94B
BFH:
$5.67
SYF:
$7.30
BFH:
9.04
SYF:
7.90
BFH:
1.69
SYF:
1.61
BFH:
0.97
SYF:
2.52
BFH:
0.78
SYF:
1.43
BFH:
$4.05B
SYF:
$18.05B
BFH:
$3.92B
SYF:
$14.45B
BFH:
$709.00M
SYF:
$5.24B
Returns By Period
In the year-to-date period, BFH achieves a -15.44% return, which is significantly lower than SYF's -10.81% return. Over the past 10 years, BFH has underperformed SYF with an annualized return of -13.04%, while SYF has yielded a comparatively higher 5.91% annualized return.
BFH
-15.44%
7.67%
-12.24%
24.62%
-0.31%
8.62%
-13.04%
SYF
-10.81%
10.82%
-14.14%
32.35%
16.10%
23.27%
5.91%
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Risk-Adjusted Performance
BFH vs. SYF — Risk-Adjusted Performance Rank
BFH
SYF
BFH vs. SYF - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Bread Financial Holdings Inc (BFH) and Synchrony Financial (SYF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
BFH vs. SYF - Dividend Comparison
BFH's dividend yield for the trailing twelve months is around 1.64%, less than SYF's 1.82% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
BFH Bread Financial Holdings Inc | 1.64% | 1.38% | 2.55% | 2.23% | 1.07% | 1.70% | 2.24% | 1.52% | 0.82% | 0.23% |
SYF Synchrony Financial | 1.82% | 1.54% | 2.51% | 2.74% | 1.90% | 2.54% | 2.39% | 3.07% | 1.45% | 0.72% |
Drawdowns
BFH vs. SYF - Drawdown Comparison
The maximum BFH drawdown since its inception was -92.36%, which is greater than SYF's maximum drawdown of -68.17%. Use the drawdown chart below to compare losses from any high point for BFH and SYF.
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Volatility
BFH vs. SYF - Volatility Comparison
The current volatility for Bread Financial Holdings Inc (BFH) is 10.23%, while Synchrony Financial (SYF) has a volatility of 11.76%. This indicates that BFH experiences smaller price fluctuations and is considered to be less risky than SYF based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Financials
BFH vs. SYF - Financials Comparison
This section allows you to compare key financial metrics between Bread Financial Holdings Inc and Synchrony Financial. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
BFH vs. SYF - Profitability Comparison
BFH - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2025, Bread Financial Holdings Inc reported a gross profit of 709.00M and revenue of 970.00M. Therefore, the gross margin over that period was 73.1%.
SYF - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2025, Synchrony Financial reported a gross profit of 3.84B and revenue of 5.55B. Therefore, the gross margin over that period was 69.1%.
BFH - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2025, Bread Financial Holdings Inc reported an operating income of 142.00M and revenue of 970.00M, resulting in an operating margin of 14.6%.
SYF - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2025, Synchrony Financial reported an operating income of 5.22B and revenue of 5.55B, resulting in an operating margin of 94.0%.
BFH - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2025, Bread Financial Holdings Inc reported a net income of 138.00M and revenue of 970.00M, resulting in a net margin of 14.2%.
SYF - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2025, Synchrony Financial reported a net income of 757.00M and revenue of 5.55B, resulting in a net margin of 13.6%.