Bread Financial Holdings Inc (BFH)

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The chart shows the growth of an initial investment of $10,000 in Bread Financial Holdings Inc, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.

Bread Financial Holdings Inc (BFH) has returned 1.46% so far this year and 51.70% over the past 12 months. Over the last ten years, BFH has returned -6.83% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.

Based on dividend-adjusted daily data since Jun 15, 2001, BFH's average daily return is +0.07%, while the average monthly return is +1.45%. At this rate, your investment would double in approximately 4.0 years.

Historically, 57% of months were positive and 43% were negative. The best month was Apr 2020 with a return of +48.8%, while the worst month was Mar 2020 at -60.8%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 4 months.

On a daily basis, BFH closed higher 51% of trading days. The best single day was Mar 24, 2020 with a return of +35.4%, while the worst single day was Jan 28, 2008 at -35.2%.

Bread Financial Holdings Inc has an annualized alpha of 8.42%, beta of 1.17, and R² of 0.26 versus S&P 500 Index. Calculated based on daily prices since June 18, 2001.

• This stock captured 158.64% of S&P 500 Index gains and 136.63% of its losses — amplifying both gains and losses, but participating more in upside than downside.
• R² of 0.26 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

BFH ranks 77 for risk / return — better than 77% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.

The table below present risk-adjusted performance metrics for Bread Financial Holdings Inc (BFH) and compare them to a chosen benchmark (S&P 500 Index).

Bread Financial Holdings Inc provided a 1.18% dividend yield over the last twelve months, with an annual payout of $0.88 per share. The company has been increasing its dividends for 4 consecutive years.

The table displays the monthly dividend distributions for Bread Financial Holdings Inc. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Bread Financial Holdings Inc. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Bread Financial Holdings Inc was 92.36%, occurring on Mar 18, 2020. The portfolio has not yet recovered.

The current Bread Financial Holdings Inc drawdown is 64.84%.

The chart below shows the rolling one-month volatility.

The chart below illustrates the trends in the financial health of Bread Financial Holdings Inc over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

The Valuation section provides an overview of how Bread Financial Holdings Inc is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.