Bread Financial Holdings Inc (BFH)
Company Info
Highlights
$3.06B
$5.64
11.07
0.26
$3.40B
$3.18B
$476.00M
$31.57 - $66.48
$70.29
3.84%
2.82
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Bread Financial Holdings Inc, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
Bread Financial Holdings Inc had a return of 2.56% year-to-date (YTD) and 70.58% in the last 12 months. Over the past 10 years, Bread Financial Holdings Inc had an annualized return of -8.69%, while the S&P 500 had an annualized return of 11.26%, indicating that Bread Financial Holdings Inc did not perform as well as the benchmark.
BFH
2.56%
1.78%
13.58%
70.58%
1.22%
-8.69%
^GSPC (Benchmark)
3.96%
1.97%
9.03%
22.16%
12.60%
11.26%
Monthly Returns
The table below presents the monthly returns of BFH, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 3.72% | 2.56% | |||||||||||
| 2024 | 10.11% | 6.19% | -2.72% | -0.89% | 13.74% | 6.71% | 22.49% | 7.05% | -18.21% | 4.77% | 18.43% | 3.79% | 88.97% |
| 2023 | 8.95% | 0.60% | -26.17% | -8.97% | 2.93% | 11.39% | 32.43% | -9.13% | -8.99% | -20.96% | 4.76% | 17.22% | -10.23% |
| 2022 | 3.71% | -2.02% | -16.75% | -2.40% | 0.98% | -32.74% | 6.88% | -2.51% | -18.16% | 14.82% | 14.28% | -8.21% | -42.42% |
| 2021 | -8.70% | 43.09% | 16.16% | 5.14% | 2.95% | -13.93% | -10.50% | 5.51% | 2.83% | -15.50% | 26.01% | -2.33% | 42.75% |
| 2020 | -8.39% | -15.82% | -60.82% | 48.80% | -6.86% | -2.61% | -1.68% | 2.25% | -6.94% | 22.77% | 42.45% | 1.31% | -32.39% |
| 2019 | 18.33% | -2.14% | 1.14% | -8.50% | -13.66% | 1.91% | 11.98% | -21.65% | 4.89% | -21.95% | 7.69% | 4.95% | -23.45% |
| 2018 | 1.25% | -5.85% | -11.66% | -4.61% | 4.19% | 10.62% | -3.57% | 6.43% | -1.01% | -12.69% | -2.49% | -25.09% | -40.02% |
| 2017 | -0.05% | 6.70% | 2.48% | 0.25% | -3.16% | 6.45% | -5.94% | -6.34% | -1.75% | 0.98% | 7.25% | 5.94% | 12.17% |
| 2016 | -27.76% | 5.18% | 4.70% | -7.59% | 9.29% | -11.82% | 18.22% | -11.67% | 4.86% | -4.69% | 12.25% | -0.12% | -17.12% |
| 2015 | 0.97% | -3.57% | 6.37% | 0.36% | 0.24% | -2.04% | -5.79% | -6.49% | 0.70% | 14.80% | -3.52% | -3.58% | -3.31% |
| 2014 | -8.85% | 18.96% | -4.44% | -11.21% | 5.85% | 9.84% | -6.74% | 0.90% | -6.19% | 14.13% | 0.89% | 0.06% | 8.79% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 83, BFH is among the top 17% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Bread Financial Holdings Inc (BFH) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
Bread Financial Holdings Inc provided a 1.35% dividend yield over the last twelve months, with an annual payout of $0.84 per share. The company has been increasing its dividends for 3 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.84 | $0.84 | $0.84 | $0.84 | $0.71 | $1.01 | $2.01 | $1.82 | $1.66 | $0.41 |
Dividend yield | 1.35% | 1.38% | 2.55% | 2.23% | 1.07% | 2.13% | 2.82% | 1.90% | 1.03% | 0.29% |
Monthly Dividends
The table displays the monthly dividend distributions for Bread Financial Holdings Inc. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.21 | $0.21 | ||||||||||
| 2024 | $0.00 | $0.21 | $0.00 | $0.00 | $0.21 | $0.00 | $0.00 | $0.21 | $0.00 | $0.00 | $0.21 | $0.00 | $0.84 |
| 2023 | $0.00 | $0.21 | $0.00 | $0.00 | $0.21 | $0.00 | $0.00 | $0.21 | $0.00 | $0.00 | $0.21 | $0.00 | $0.84 |
| 2022 | $0.00 | $0.21 | $0.00 | $0.00 | $0.21 | $0.00 | $0.00 | $0.21 | $0.00 | $0.00 | $0.21 | $0.00 | $0.84 |
| 2021 | $0.00 | $0.17 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.21 | $0.00 | $0.71 |
| 2020 | $0.00 | $0.50 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.17 | $0.00 | $1.01 |
| 2019 | $0.00 | $0.50 | $0.00 | $0.00 | $0.50 | $0.00 | $0.00 | $0.00 | $0.50 | $0.00 | $0.50 | $0.00 | $2.01 |
| 2018 | $0.00 | $0.45 | $0.00 | $0.00 | $0.45 | $0.00 | $0.00 | $0.45 | $0.00 | $0.00 | $0.45 | $0.00 | $1.82 |
| 2017 | $0.00 | $0.41 | $0.00 | $0.00 | $0.41 | $0.00 | $0.00 | $0.41 | $0.00 | $0.00 | $0.41 | $0.00 | $1.66 |
| 2016 | $0.41 | $0.00 | $0.41 |
Dividend Yield & Payout
Dividend Yield
Payout Ratio
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Bread Financial Holdings Inc. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Bread Financial Holdings Inc was 92.27%, occurring on Mar 18, 2020. The portfolio has not yet recovered.
The current Bread Financial Holdings Inc drawdown is 63.17%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -92.27% | Apr 24, 2015 | 1234 | Mar 18, 2020 | — | — | — |
| -70.54% | Oct 25, 2007 | 343 | Mar 6, 2009 | 503 | Mar 4, 2011 | 846 |
| -46.63% | Apr 2, 2002 | 132 | Oct 7, 2002 | 188 | Jul 8, 2003 | 320 |
| -32.42% | Dec 30, 2004 | 209 | Oct 26, 2005 | 120 | Apr 20, 2006 | 329 |
| -32.24% | Jul 19, 2001 | 41 | Sep 20, 2001 | 42 | Nov 19, 2001 | 83 |
Volatility
Volatility Chart
The current Bread Financial Holdings Inc volatility is 9.15%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Financials
Financial Performance
Valuation
The Valuation section provides an assessment of the market value of Bread Financial Holdings Inc compared to its peers in the Credit Services industry.
PE Ratio
The chart displays the price to earnings (P/E) ratio for BFH in comparison to other companies of the Credit Services industry. Currently, BFH has a PE value of 11.1. This PE ratio falls in the average range for the industry.PEG Ratio
The chart displays the price to earnings to growth (PEG) ratio for BFH in comparison to other companies of the Credit Services industry. Currently, BFH has a PEG value of 0.3. This PEG ratio falls in the average range for the industry.Historical P/E Ratio Chart
The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Bread Financial Holdings Inc.
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Income Statement
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