BAMPX vs. VFAIX

Last updated Jun 25, 2026

BAMPX (BlackRock 40/60 Target Allocation Inv A) and VFAIX (Vanguard Financials Index Fund Admiral Shares) are both mutual funds - BAMPX is a Diversified Portfolio fund managed by BlackRock, while VFAIX is a Financials Equities fund tracking the MSCI US Investable Market Financials 25/50 Index. Over the past 10 years, BAMPX returned 6.87%/yr vs 13.57%/yr for VFAIX. A 0.72 correlation means they provide meaningful diversification when combined. BAMPX charges 0.61%/yr vs 0.09%/yr for VFAIX.

Performance

BAMPX vs. VFAIX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in BlackRock 40/60 Target Allocation Inv A (BAMPX) and Vanguard Financials Index Fund Admiral Shares (VFAIX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, BAMPX achieves a 5.83% return, which is significantly higher than VFAIX's -0.28% return. Over the past 10 years, BAMPX has underperformed VFAIX with an annualized return of 6.87%, while VFAIX has yielded a comparatively higher 13.57% annualized return.

BAMPX

• 1D: -0.90%
• 1M: 0.63%
• YTD: 5.83%
• 6M: 5.22%
• 1Y: 13.87%
• 3Y*: 10.86%
• 5Y*: 4.80%
• 10Y*: 6.87%

VFAIX

• 1D: 0.42%
• 1M: 4.17%
• YTD: -0.28%
• 6M: -2.13%
• 1Y: 7.32%
• 3Y*: 20.99%
• 5Y*: 10.26%
• 10Y*: 13.57%

*Multi-year figures are annualized to reflect compound growth (CAGR)

BAMPX vs. VFAIX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
BAMPX BlackRock 40/60 Target Allocation Inv A	5.83%	13.05%	8.15%	11.99%	-15.08%	3.39%	19.09%	16.23%	-4.07%	11.28%
VFAIX Vanguard Financials Index Fund Admiral Shares	-0.28%	14.90%	30.46%	14.07%	-12.26%	36.27%	-2.15%	31.63%	-13.47%	20.05%

Correlation

The correlation between BAMPX and VFAIX is 0.49, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.49
Correlation (3Y) Calculated over the trailing 3-year period	0.54
Correlation (5Y) Calculated over the trailing 5-year period	0.62
Correlation (10Y) Calculated over the trailing 10-year period	0.60
Correlation (All Time) Calculated using the full available price history since Dec 26, 2006	0.72

Over the past year, the correlation between BAMPX and VFAIX has dropped to 0.49 - well below their long-term average of 0.72, suggesting their price drivers have been diverging.

Return for Risk

BAMPX vs. VFAIX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

BAMPX

BAMPX Risk / Return Rank: 58
BAMPX Sharpe Ratio Rank: 58
BAMPX Sortino Ratio Rank: 60
BAMPX Omega Ratio Rank: 62
BAMPX Calmar Ratio Rank: 51
BAMPX Martin Ratio Rank: 61

VFAIX

VFAIX Risk / Return Rank: 7
VFAIX Sharpe Ratio Rank: 8
VFAIX Sortino Ratio Rank: 8
VFAIX Omega Ratio Rank: 8
VFAIX Calmar Ratio Rank: 7
VFAIX Martin Ratio Rank: 7

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BAMPX vs. VFAIX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for BlackRock 40/60 Target Allocation Inv A (BAMPX) and Vanguard Financials Index Fund Admiral Shares (VFAIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	BAMPX	VFAIX	Difference
Sharpe ratio: Return per unit of total volatility	1.98	0.60	+1.38
Sortino ratio: Return per unit of downside risk	2.85	0.91	+1.94
Omega ratio: Gain probability vs. loss probability	1.38	1.11	+0.27
Calmar ratio: Return relative to maximum drawdown	2.54	0.61	+1.94
Martin ratio: Return relative to average drawdown	10.97	1.58	+9.39

BAMPX vs. VFAIX - Sharpe Ratio Comparison

The current BAMPX Sharpe Ratio is 1.98, which is higher than the VFAIX Sharpe Ratio of 0.60. The chart below compares the historical Sharpe Ratios of BAMPX and VFAIX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

BAMPX vs. VFAIX - Drawdown Comparison

The maximum BAMPX drawdown since its inception was -39.58%, smaller than the maximum VFAIX drawdown of -78.64%. Use the drawdown chart below to compare losses from any high point for BAMPX and VFAIX.

Drawdown Indicators

	BAMPX	VFAIX	Difference
Max Drawdown Largest peak-to-trough decline	-39.58%	-78.64%	+39.06%
Max Drawdown (1Y) Largest decline over 1 year	-5.81%	-14.72%	+8.91%
Max Drawdown (3Y) Largest decline over 3 years	-8.29%	-17.31%	+9.02%
Max Drawdown (5Y) Largest decline over 5 years	-20.13%	-25.71%	+5.58%
Max Drawdown (10Y) Largest decline over 10 years	-20.13%	-44.37%	+24.24%
Current Drawdown Current decline from peak	-1.10%	-3.32%	+2.22%
Average Drawdown Average peak-to-trough decline	-4.85%	-18.57%	+13.72%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.34%	5.66%	-4.32%

Volatility

BAMPX vs. VFAIX - Volatility Comparison

The current volatility for BlackRock 40/60 Target Allocation Inv A (BAMPX) is 3.14%, while Vanguard Financials Index Fund Admiral Shares (VFAIX) has a volatility of 4.21%. This indicates that BAMPX experiences smaller price fluctuations and is considered to be less risky than VFAIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	BAMPX	VFAIX	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.14%	4.21%	-1.07%
Volatility (6M) Calculated over the trailing 6-month period	6.51%	11.39%	-4.88%
Volatility (1Y) Calculated over the trailing 1-year period	7.49%	14.93%	-7.44%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	9.16%	19.29%	-10.13%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	8.50%	22.57%	-14.07%

BAMPX vs. VFAIX - Expense Ratio Comparison

BAMPX has a 0.61% expense ratio, which is higher than VFAIX's 0.09% expense ratio.

Dividends

BAMPX vs. VFAIX - Dividend Comparison

BAMPX's dividend yield for the trailing twelve months is around 5.10%, more than VFAIX's 1.47% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
BAMPX BlackRock 40/60 Target Allocation Inv A	5.10%	5.40%	3.11%	2.67%	2.72%	6.11%	4.12%	2.36%	7.62%	2.17%	1.57%	9.54%
VFAIX Vanguard Financials Index Fund Admiral Shares	1.47%	1.56%	1.75%	2.08%	2.31%	2.62%	2.21%	2.17%	2.30%	1.54%	1.64%	2.00%

Frequently Asked Questions

Can I hold both BAMPX and VFAIX in my portfolio?

BAMPX and VFAIX have a correlation of 0.49, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, BAMPX or VFAIX?

VFAIX has higher volatility (4.21%) compared to BAMPX (3.14%). In terms of maximum drawdown, BAMPX dropped -39.58% vs VFAIX's -78.64%.

Which has better risk-adjusted returns?

BAMPX currently has the higher Sharpe Ratio (1.98 vs 0.60), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.