APLY vs. VTI
APLY (YieldMax AAPL Option Income Strategy ETF) and VTI (Vanguard Total Stock Market ETF) are both exchange-traded funds - APLY is a Derivative Income fund actively managed by YieldMax, while VTI is a Large Cap Blend Equities fund tracking the CRSP US Total Market Index. APLY is actively managed, while VTI is passively managed. Over the past 3 years, APLY returned 10.36%/yr vs 20.38%/yr for VTI. Their 0.50 correlation means their historical movements had little consistent relationship. APLY charges 1.04%/yr vs 0.03%/yr for VTI.
Performance
APLY vs. VTI - Performance Comparison
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Returns By Period
In the year-to-date period, APLY achieves a 5.98% return, which is significantly lower than VTI's 12.18% return.
APLY
- 1D
- -1.03%
- 1M
- -2.06%
- 6M
- 7.46%
- YTD
- 5.98%
- 1Y
- 30.59%
- 3Y*
- 10.36%
- 5Y*
- —
- 10Y*
- —
- ALL TIME*
- 12.33%
VTI
- 1D
- 1.53%
- 1M
- 1.38%
- 6M
- 9.81%
- YTD
- 12.18%
- 1Y
- 23.70%
- 3Y*
- 20.38%
- 5Y*
- 12.06%
- 10Y*
- 14.66%
- ALL TIME*
- 9.64%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $2.70M | $1.76M | $1.65M | |
| $1.08B | $1.16B | $1.24B |
APLY vs. VTI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | |
|---|---|---|---|---|
APLY YieldMax AAPL Option Income Strategy ETF | 5.98% | 4.69% | 18.62% | 11.43% |
VTI Vanguard Total Stock Market ETF | 12.18% | 17.10% | 23.81% | 16.57% |
Correlation
The correlation between APLY and VTI is 0.42, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.42 |
Correlation (3Y) Balances recent behavior with more history. | 0.48 |
Correlation (All Time) Calculated using the full available price history since Apr 18, 2023 | 0.50 |
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Return for Risk
APLY vs. VTI — Risk / Return Rank
APLY
VTI
APLY vs. VTI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for YieldMax AAPL Option Income Strategy ETF (APLY) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| APLY | VTI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.40 | ||
| Sortino ratioReturn per unit of downside risk | -0.60 | ||
| Omega ratioGain probability vs. loss probability | 1.29 | 1.32 | -0.04 |
| Calmar ratioReturn relative to maximum drawdown | 2.61 | 2.67 | -0.06 |
| Martin ratioReturn relative to average drawdown | 6.22 | 11.50 | -5.29 |
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Drawdowns
APLY vs. VTI - Drawdown Comparison
The maximum APLY drawdown since its inception was -30.41%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for APLY and VTI.
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Drawdown Indicators
| APLY | VTI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -30.41% | -55.45% | +25.04% |
Max Drawdown (1Y)Largest decline over 1 year | -11.76% | -8.92% | -2.84% |
Max Drawdown (3Y)Largest decline over 3 years | -30.41% | -19.30% | -11.11% |
Max Drawdown (5Y)Largest decline over 5 years | — | -25.36% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -35.00% | — |
Current DrawdownCurrent decline from peak | -9.63% | 0.00% | -9.63% |
Average DrawdownAverage peak-to-trough decline | -6.75% | -7.98% | +1.23% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.93% | 2.07% | +2.86% |
Volatility
APLY vs. VTI - Volatility Comparison
YieldMax AAPL Option Income Strategy ETF (APLY) has a higher volatility of 9.62% compared to Vanguard Total Stock Market ETF (VTI) at 3.78%. This indicates that APLY's price experiences larger fluctuations and is considered to be riskier than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| APLY | VTI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 9.62% | 3.78% | +5.84% |
Volatility (6M)Calculated over the trailing 6-month period | 17.88% | 10.33% | +7.55% |
Volatility (1Y)Calculated over the trailing 1-year period | 21.61% | 13.08% | +8.53% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 21.73% | 17.53% | +4.20% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 21.73% | 18.31% | +3.42% |
APLY vs. VTI - Expense Ratio Comparison
APLY has a 1.04% expense ratio, which is higher than VTI's 0.03% expense ratio.
Dividends
APLY vs. VTI - Dividend Comparison
APLY's dividend yield for the trailing twelve months is around 36.97%, more than VTI's 1.04% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
APLY YieldMax AAPL Option Income Strategy ETF | 36.97% | 36.38% | 24.95% | 14.36% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VTI Vanguard Total Stock Market ETF | 1.04% | 1.12% | 1.27% | 1.44% | 1.66% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% |
Frequently Asked Questions
APLY and VTI have a correlation of 0.42, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
APLY has higher volatility (9.62%) compared to VTI (3.78%). In terms of maximum drawdown, APLY dropped -30.41% vs VTI's -55.45%.
On 3-year performance, VTI leads with 20.38% vs 10.36% for APLY. On fees, VTI is cheaper at 0.03% per year. On volatility, VTI has been the lower-risk option at 3.78%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 3-year period, VTI has performed better with a 20.38% return vs 10.36%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
VTI is cheaper with a 0.03% expense ratio, compared with 1.04% for APLY.
APLY has the higher dividend yield at 36.97%, compared with 1.04% for VTI.
APLY is categorized as Derivative Income, while VTI is Large Cap Blend Equities. They also come from different issuers: YieldMax and Vanguard. Their fees differ too: 1.04% for APLY and 0.03% for VTI.
VTI currently has the higher Sharpe Ratio (1.82 vs 1.42), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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