AJG vs. FICO
AJG (Arthur J. Gallagher & Co.) and FICO (Fair Isaac Corporation) are both stocks. AJG operates in Insurance Brokers (Financial Services), while FICO operates in Software - Application (Technology). Over the past 10 years, AJG returned 19.74%/yr vs 26.66%/yr for FICO. At a 0.28 correlation, their price movements are largely independent.
Performance
AJG vs. FICO - Performance Comparison
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Returns By Period
In the year-to-date period, AJG achieves a -1.36% return, which is significantly higher than FICO's -25.24% return. Over the past 10 years, AJG has underperformed FICO with an annualized return of 19.74%, while FICO has yielded a comparatively higher 26.66% annualized return.
AJG
- 1D
- -0.09%
- 1M
- 18.50%
- 6M
- -1.25%
- YTD
- -1.36%
- 1Y
- -18.08%
- 3Y*
- 6.09%
- 5Y*
- 13.67%
- 10Y*
- 19.74%
- ALL TIME*
- 12.61%
FICO
- 1D
- 0.53%
- 1M
- 15.26%
- 6M
- -19.36%
- YTD
- -25.24%
- 1Y
- -18.02%
- 3Y*
- 14.38%
- 5Y*
- 18.50%
- 10Y*
- 26.66%
- ALL TIME*
- 20.55%
AJG vs. FICO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
AJG Arthur J. Gallagher & Co. | -1.36% | -8.03% | 27.34% | 20.51% | 12.44% | 39.02% | 32.12% | 31.79% | 19.19% | 25.04% |
FICO Fair Isaac Corporation | -25.24% | -15.08% | 71.04% | 94.46% | 38.03% | -15.14% | 36.39% | 100.36% | 22.06% | 28.52% |
Correlation
The correlation between AJG and FICO is 0.30, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.30 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.28 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.34 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.38 |
Correlation (All Time) Calculated using the full available price history since Feb 25, 1992 | 0.29 |
The correlation between AJG and FICO shifts across timeframes, from 0.28 (3 years) to 0.38 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
AJG:
$65.18B
FICO:
$29.31B
AJG:
$5.74
FICO:
$31.71
AJG:
44.21
FICO:
39.86
AJG:
4.58
FICO:
2.12
AJG:
4.74
FICO:
13.42
AJG:
$13.94B
FICO:
$2.26B
AJG:
$7.63B
FICO:
$1.90B
AJG:
$3.66B
FICO:
$1.16B
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Return for Risk
AJG vs. FICO — Risk / Return Rank
AJG
FICO
AJG vs. FICO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Arthur J. Gallagher & Co. (AJG) and Fair Isaac Corporation (FICO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| AJG | FICO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.25 | ||
| Sortino ratioReturn per unit of downside risk | -0.49 | ||
| Omega ratioGain probability vs. loss probability | 0.91 | 0.97 | -0.06 |
| Calmar ratioReturn relative to maximum drawdown | -0.47 | -0.36 | -0.12 |
| Martin ratioReturn relative to average drawdown | -0.79 | -0.68 | -0.10 |
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Drawdowns
AJG vs. FICO - Drawdown Comparison
The maximum AJG drawdown since its inception was -57.49%, smaller than the maximum FICO drawdown of -79.26%. Use the drawdown chart below to compare losses from any high point for AJG and FICO.
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Drawdown Indicators
| AJG | FICO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -57.49% | -79.26% | +21.77% |
Max Drawdown (1Y)Largest decline over 1 year | -38.59% | -50.93% | +12.34% |
Max Drawdown (3Y)Largest decline over 3 years | -44.40% | -61.28% | +16.88% |
Max Drawdown (5Y)Largest decline over 5 years | -44.40% | -61.28% | +16.88% |
Max Drawdown (10Y)Largest decline over 10 years | -44.40% | -61.28% | +16.88% |
Current DrawdownCurrent decline from peak | -26.31% | -46.95% | +20.64% |
Average DrawdownAverage peak-to-trough decline | -12.87% | -18.12% | +5.25% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 23.05% | 26.42% | -3.37% |
Volatility
AJG vs. FICO - Volatility Comparison
Arthur J. Gallagher & Co. (AJG) and Fair Isaac Corporation (FICO) have volatilities of 10.92% and 11.12%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AJG | FICO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.92% | 11.12% | -0.20% |
Volatility (6M)Calculated over the trailing 6-month period | 24.11% | 39.98% | -15.87% |
Volatility (1Y)Calculated over the trailing 1-year period | 29.72% | 50.30% | -20.58% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 23.42% | 41.04% | -17.62% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 23.24% | 38.21% | -14.97% |
Dividends
AJG vs. FICO - Dividend Comparison
AJG's dividend yield for the trailing twelve months is around 1.06%, while FICO has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AJG Arthur J. Gallagher & Co. | 1.06% | 1.00% | 0.85% | 0.98% | 1.08% | 1.13% | 1.46% | 1.81% | 2.23% | 2.47% | 2.93% | 3.62% |
FICO Fair Isaac Corporation | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.01% | 0.07% | 0.08% |
Financials
AJG vs. FICO - Financials Comparison
This section allows you to compare key financial metrics between Arthur J. Gallagher & Co. and Fair Isaac Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
AJG vs. FICO - Profitability Comparison
AJG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Arthur J. Gallagher & Co. reported a gross profit of 1.42B and revenue of 3.63B. Therefore, the gross margin over that period was 39.1%.
FICO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Fair Isaac Corporation reported a gross profit of 600.48M and revenue of 691.68M. Therefore, the gross margin over that period was 86.8%.
AJG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Arthur J. Gallagher & Co. reported an operating income of 341.00M and revenue of 3.63B, resulting in an operating margin of 9.4%.
FICO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Fair Isaac Corporation reported an operating income of 402.47M and revenue of 691.68M, resulting in an operating margin of 58.2%.
AJG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Arthur J. Gallagher & Co. reported a net income of 151.00M and revenue of 3.63B, resulting in a net margin of 4.2%.
FICO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Fair Isaac Corporation reported a net income of 264.46M and revenue of 691.68M, resulting in a net margin of 38.2%.
Frequently Asked Questions
AJG and FICO have a correlation of 0.30, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FICO has higher volatility (11.12%) compared to AJG (10.92%). In terms of maximum drawdown, AJG dropped -57.49% vs FICO's -79.26%.
FICO currently has the higher Sharpe Ratio (-0.36 vs -0.61), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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