AAPL vs. UNH
AAPL (Apple Inc) and UNH (UnitedHealth Group Incorporated) are both stocks. AAPL operates in Consumer Electronics (Technology), while UNH operates in Healthcare Plans (Healthcare). Over the past 10 years, AAPL returned 29.23%/yr vs 13.06%/yr for UNH. Their 0.20 correlation means their historical movements had little consistent relationship.
Performance
AAPL vs. UNH - Performance Comparison
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Returns By Period
In the year-to-date period, AAPL achieves a 13.84% return, which is significantly lower than UNH's 27.23% return. Over the past 10 years, AAPL has outperformed UNH with an annualized return of 29.23%, while UNH has yielded a comparatively lower 13.06% annualized return.
AAPL
- 1D
- -7.35%
- 1M
- 4.94%
- 6M
- 19.27%
- YTD
- 13.84%
- 1Y
- 49.41%
- 3Y*
- 16.99%
- 5Y*
- 16.79%
- 10Y*
- 29.23%
- ALL TIME*
- 19.30%
UNH
- 1D
- -1.68%
- 1M
- -2.85%
- 6M
- 46.38%
- YTD
- 27.23%
- 1Y
- 70.50%
- 3Y*
- -4.45%
- 5Y*
- 1.88%
- 10Y*
- 13.06%
- ALL TIME*
- 22.97%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
AAPL Apple Inc | $19.18B | $17.68B | $17.20B |
| $2.03B | $2.36B | $2.61B |
AAPL vs. UNH - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
AAPL Apple Inc | 13.84% | 9.05% | 30.71% | 49.01% | -26.40% | 34.65% | 82.31% | 88.96% | -5.39% | 48.46% |
UNH UnitedHealth Group Incorporated | 27.23% | -33.14% | -2.41% | 0.80% | 6.94% | 45.20% | 21.25% | 20.00% | 14.52% | 39.83% |
Correlation
The correlation between AAPL and UNH is 0.04, meaning there was essentially no consistent relationship between their historical price movements. Each responded to its own set of market drivers.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.04 |
Correlation (3Y) Balances recent behavior with more history. | 0.01 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.17 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.24 |
Correlation (All Time) Calculated using the full available price history since Mar 26, 1990 | 0.20 |
The correlation between AAPL and UNH shifts across timeframes, from 0.01 (3 years) to 0.24 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
AAPL:
$4.54T
UNH:
$376.34B
AAPL:
$8.69
UNH:
$15.53
AAPL:
35.54
UNH:
26.69
AAPL:
9.82
UNH:
0.84
AAPL:
42.38
UNH:
3.59
AAPL:
$466.82B
UNH:
$450.13B
AAPL:
$227.12B
UNH:
$101.21B
AAPL:
$168.49B
UNH:
$25.76B
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Return for Risk
AAPL vs. UNH — Risk / Return Rank
AAPL
UNH
AAPL vs. UNH - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Apple Inc (AAPL) and UnitedHealth Group Incorporated (UNH). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| AAPL | UNH | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.06 | ||
| Sortino ratioReturn per unit of downside risk | +0.21 | ||
| Omega ratioGain probability vs. loss probability | 1.35 | 1.36 | -0.01 |
| Calmar ratioReturn relative to maximum drawdown | 3.60 | 2.45 | +1.15 |
| Martin ratioReturn relative to average drawdown | 8.56 | 6.01 | +2.56 |
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Drawdowns
AAPL vs. UNH - Drawdown Comparison
The maximum AAPL drawdown since its inception was -81.80%, which is greater than UNH's maximum drawdown of -74.37%. Use the drawdown chart below to compare losses from any high point for AAPL and UNH.
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Drawdown Indicators
| AAPL | UNH | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -81.80% | -74.37% | -7.43% |
Max Drawdown (1Y)Largest decline over 1 year | -13.80% | -28.96% | +15.16% |
Max Drawdown (3Y)Largest decline over 3 years | -33.36% | -61.39% | +28.03% |
Max Drawdown (5Y)Largest decline over 5 years | -33.36% | -61.39% | +28.03% |
Max Drawdown (10Y)Largest decline over 10 years | -38.52% | -61.39% | +22.87% |
Current DrawdownCurrent decline from peak | -9.17% | -30.91% | +21.74% |
Average DrawdownAverage peak-to-trough decline | -29.52% | -14.83% | -14.69% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.79% | 11.78% | -5.99% |
Volatility
AAPL vs. UNH - Volatility Comparison
Apple Inc (AAPL) has a higher volatility of 11.52% compared to UnitedHealth Group Incorporated (UNH) at 7.40%. This indicates that AAPL's price experiences larger fluctuations and is considered to be riskier than UNH based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AAPL | UNH | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 11.52% | 7.40% | +4.12% |
Volatility (6M)Calculated over the trailing 6-month period | 20.71% | 21.69% | -0.98% |
Volatility (1Y)Calculated over the trailing 1-year period | 25.91% | 38.68% | -12.77% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 28.02% | 32.06% | -4.04% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 29.12% | 30.31% | -1.19% |
Dividends
AAPL vs. UNH - Dividend Comparison
AAPL's dividend yield for the trailing twelve months is around 0.34%, less than UNH's 2.16% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AAPL Apple Inc | 0.34% | 0.38% | 0.40% | 0.49% | 0.70% | 0.49% | 0.61% | 1.04% | 1.79% | 1.45% | 1.93% | 1.93% |
UNH UnitedHealth Group Incorporated | 2.16% | 2.64% | 1.62% | 1.38% | 1.21% | 1.12% | 1.38% | 1.41% | 1.38% | 1.30% | 1.48% | 1.59% |
Financials
AAPL vs. UNH - Financials Comparison
This section allows you to compare key financial metrics between Apple Inc and UnitedHealth Group Incorporated. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
AAPL vs. UNH - Profitability Comparison
AAPL - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Apple Inc reported a gross profit of 54.77B and revenue of 109.42B. Therefore, the gross margin over that period was 50.1%.
UNH - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, UnitedHealth Group Incorporated reported a gross profit of 36.67B and revenue of 112.03B. Therefore, the gross margin over that period was 32.7%.
AAPL - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Apple Inc reported an operating income of 35.70B and revenue of 109.42B, resulting in an operating margin of 32.6%.
UNH - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, UnitedHealth Group Incorporated reported an operating income of 7.99B and revenue of 112.03B, resulting in an operating margin of 7.1%.
AAPL - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Apple Inc reported a net income of 29.79B and revenue of 109.42B, resulting in a net margin of 27.2%.
UNH - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, UnitedHealth Group Incorporated reported a net income of 5.48B and revenue of 112.03B, resulting in a net margin of 4.9%.
Frequently Asked Questions
AAPL and UNH have a correlation of 0.04, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
AAPL has higher volatility (11.52%) compared to UNH (7.40%). In terms of maximum drawdown, AAPL dropped -81.80% vs UNH's -74.37%.
AAPL currently has the higher Sharpe Ratio (1.92 vs 1.86), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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