AAMTX vs. LTRIX
Compare and contrast key facts about American Funds 2055 Target Date Retirement Fund (AAMTX) and Principal LifeTime 2045 Fund (LTRIX).
AAMTX is managed by American Funds. It was launched on Jan 31, 2010. LTRIX is managed by Principal. It was launched on Feb 28, 2008.
Performance
AAMTX vs. LTRIX - Performance Comparison
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AAMTX vs. LTRIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
AAMTX American Funds 2055 Target Date Retirement Fund | -5.89% | 20.37% | 15.16% | 21.03% | -19.75% | 16.94% | 19.06% | 24.60% | -5.95% | 22.20% |
LTRIX Principal LifeTime 2045 Fund | -4.72% | 16.69% | 16.90% | 19.40% | -18.51% | 16.55% | 16.33% | 25.81% | -8.34% | 21.38% |
Returns By Period
In the year-to-date period, AAMTX achieves a -5.89% return, which is significantly lower than LTRIX's -4.72% return. Over the past 10 years, AAMTX has outperformed LTRIX with an annualized return of 10.50%, while LTRIX has yielded a comparatively lower 9.79% annualized return.
AAMTX
- 1D
- -0.39%
- 1M
- -9.30%
- YTD
- -5.89%
- 6M
- -2.93%
- 1Y
- 15.41%
- 3Y*
- 14.11%
- 5Y*
- 7.32%
- 10Y*
- 10.50%
LTRIX
- 1D
- -0.21%
- 1M
- -7.69%
- YTD
- -4.72%
- 6M
- -2.65%
- 1Y
- 11.72%
- 3Y*
- 13.58%
- 5Y*
- 7.05%
- 10Y*
- 9.79%
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AAMTX vs. LTRIX - Expense Ratio Comparison
AAMTX has a 0.33% expense ratio, which is higher than LTRIX's 0.01% expense ratio.
Return for Risk
AAMTX vs. LTRIX — Risk / Return Rank
AAMTX
LTRIX
AAMTX vs. LTRIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2055 Target Date Retirement Fund (AAMTX) and Principal LifeTime 2045 Fund (LTRIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| AAMTX | LTRIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.03 | 0.83 | +0.20 |
Sortino ratioReturn per unit of downside risk | 1.54 | 1.27 | +0.27 |
Omega ratioGain probability vs. loss probability | 1.22 | 1.18 | +0.04 |
Calmar ratioReturn relative to maximum drawdown | 1.32 | 0.96 | +0.36 |
Martin ratioReturn relative to average drawdown | 5.77 | 4.66 | +1.11 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| AAMTX | LTRIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.03 | 0.83 | +0.20 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.51 | 0.49 | +0.02 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.70 | 0.66 | +0.04 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.70 | 0.44 | +0.26 |
Correlation
The correlation between AAMTX and LTRIX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
AAMTX vs. LTRIX - Dividend Comparison
AAMTX's dividend yield for the trailing twelve months is around 6.05%, less than LTRIX's 9.77% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AAMTX American Funds 2055 Target Date Retirement Fund | 6.05% | 5.70% | 3.22% | 2.22% | 6.92% | 4.15% | 2.98% | 3.92% | 4.46% | 2.18% | 3.19% | 4.06% |
LTRIX Principal LifeTime 2045 Fund | 9.77% | 9.31% | 9.40% | 4.25% | 8.71% | 6.75% | 4.62% | 6.93% | 7.50% | 4.57% | 4.48% | 5.42% |
Drawdowns
AAMTX vs. LTRIX - Drawdown Comparison
The maximum AAMTX drawdown since its inception was -29.32%, smaller than the maximum LTRIX drawdown of -51.39%. Use the drawdown chart below to compare losses from any high point for AAMTX and LTRIX.
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Drawdown Indicators
| AAMTX | LTRIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -29.32% | -51.39% | +22.07% |
Max Drawdown (1Y)Largest decline over 1 year | -10.16% | -10.65% | +0.49% |
Max Drawdown (5Y)Largest decline over 5 years | -27.34% | -26.25% | -1.09% |
Max Drawdown (10Y)Largest decline over 10 years | -29.32% | -31.56% | +2.24% |
Current DrawdownCurrent decline from peak | -9.71% | -8.04% | -1.67% |
Average DrawdownAverage peak-to-trough decline | -4.31% | -7.26% | +2.95% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.32% | 2.20% | +0.12% |
Volatility
AAMTX vs. LTRIX - Volatility Comparison
American Funds 2055 Target Date Retirement Fund (AAMTX) and Principal LifeTime 2045 Fund (LTRIX) have volatilities of 4.58% and 4.53%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AAMTX | LTRIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.58% | 4.53% | +0.05% |
Volatility (6M)Calculated over the trailing 6-month period | 8.93% | 8.04% | +0.89% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.98% | 14.30% | +0.68% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.46% | 14.52% | -0.06% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.95% | 14.77% | +0.18% |