AAMTX vs. VTSAX
Compare and contrast key facts about American Funds 2055 Target Date Retirement Fund (AAMTX) and Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX).
AAMTX is managed by American Funds. It was launched on Jan 31, 2010. VTSAX is managed by Vanguard. It was launched on Nov 13, 2000.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: AAMTX or VTSAX.
Key characteristics
| AAMTX | VTSAX | |
|---|---|---|
| YTD Return | 5.30% | 7.20% |
| 1Y Return | 20.38% | 28.05% |
| 3Y Return (Ann) | 3.61% | 7.11% |
| 5Y Return (Ann) | 9.13% | 12.75% |
| 10Y Return (Ann) | 8.91% | 12.08% |
| Sharpe Ratio | 1.86 | 2.23 |
| Daily Std Dev | 10.64% | 12.16% |
| Max Drawdown | -29.32% | -55.34% |
| Current Drawdown | -2.26% | -2.56% |
Correlation
The correlation between AAMTX and VTSAX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
AAMTX vs. VTSAX - Performance Comparison
In the year-to-date period, AAMTX achieves a 5.30% return, which is significantly lower than VTSAX's 7.20% return. Over the past 10 years, AAMTX has underperformed VTSAX with an annualized return of 8.91%, while VTSAX has yielded a comparatively higher 12.08% annualized return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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AAMTX vs. VTSAX - Expense Ratio Comparison
AAMTX has a 0.33% expense ratio, which is higher than VTSAX's 0.04% expense ratio.
Risk-Adjusted Performance
AAMTX vs. VTSAX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2055 Target Date Retirement Fund (AAMTX) and Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
AAMTX vs. VTSAX - Dividend Comparison
AAMTX's dividend yield for the trailing twelve months is around 2.11%, more than VTSAX's 1.39% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AAMTX American Funds 2055 Target Date Retirement Fund | 2.11% | 2.22% | 6.92% | 4.15% | 2.98% | 3.92% | 4.46% | 2.18% | 3.19% | 4.06% | 4.11% | 3.17% |
VTSAX Vanguard Total Stock Market Index Fund Admiral Shares | 1.39% | 1.43% | 1.65% | 1.20% | 1.41% | 1.76% | 2.03% | 1.71% | 1.92% | 1.98% | 1.76% | 1.74% |
Drawdowns
AAMTX vs. VTSAX - Drawdown Comparison
The maximum AAMTX drawdown since its inception was -29.32%, smaller than the maximum VTSAX drawdown of -55.34%. Use the drawdown chart below to compare losses from any high point for AAMTX and VTSAX. For additional features, visit the drawdowns tool.
Volatility
AAMTX vs. VTSAX - Volatility Comparison
The current volatility for American Funds 2055 Target Date Retirement Fund (AAMTX) is 3.71%, while Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX) has a volatility of 4.17%. This indicates that AAMTX experiences smaller price fluctuations and is considered to be less risky than VTSAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.