AAATX vs. FCQTX
Compare and contrast key facts about American Funds 2010 Target Date Retirement Fund (AAATX) and American Funds 2065 Target Date Retirement Fund (FCQTX).
AAATX is managed by American Funds. It was launched on Jan 31, 2007. FCQTX is managed by American Funds. It was launched on Mar 26, 2020.
Performance
AAATX vs. FCQTX - Performance Comparison
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AAATX vs. FCQTX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
AAATX American Funds 2010 Target Date Retirement Fund | 0.41% | 12.73% | 7.83% | 8.44% | -9.50% | 9.02% | 19.05% |
FCQTX American Funds 2065 Target Date Retirement Fund | -2.53% | 20.74% | 15.64% | 21.56% | -19.63% | 17.34% | 47.06% |
Returns By Period
In the year-to-date period, AAATX achieves a 0.41% return, which is significantly higher than FCQTX's -2.53% return.
AAATX
- 1D
- 0.16%
- 1M
- -1.99%
- YTD
- 0.41%
- 6M
- 1.86%
- 1Y
- 10.99%
- 3Y*
- 8.70%
- 5Y*
- 4.95%
- 10Y*
- 6.03%
FCQTX
- 1D
- -0.15%
- 1M
- -4.33%
- YTD
- -2.53%
- 6M
- -0.42%
- 1Y
- 23.33%
- 3Y*
- 15.70%
- 5Y*
- 8.13%
- 10Y*
- —
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AAATX vs. FCQTX - Expense Ratio Comparison
AAATX has a 0.34% expense ratio, which is higher than FCQTX's 0.01% expense ratio.
Return for Risk
AAATX vs. FCQTX — Risk / Return Rank
AAATX
FCQTX
AAATX vs. FCQTX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2010 Target Date Retirement Fund (AAATX) and American Funds 2065 Target Date Retirement Fund (FCQTX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| AAATX | FCQTX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.63 | 1.23 | +0.40 |
Sortino ratioReturn per unit of downside risk | 2.24 | 1.83 | +0.41 |
Omega ratioGain probability vs. loss probability | 1.35 | 1.26 | +0.09 |
Calmar ratioReturn relative to maximum drawdown | 2.22 | 1.91 | +0.32 |
Martin ratioReturn relative to average drawdown | 8.66 | 7.92 | +0.74 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| AAATX | FCQTX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.63 | 1.23 | +0.40 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.76 | 0.56 | +0.21 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.91 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.54 | 0.99 | -0.44 |
Correlation
The correlation between AAATX and FCQTX is 0.88, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
AAATX vs. FCQTX - Dividend Comparison
AAATX's dividend yield for the trailing twelve months is around 6.81%, more than FCQTX's 4.79% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AAATX American Funds 2010 Target Date Retirement Fund | 6.81% | 6.84% | 5.16% | 3.53% | 3.41% | 3.78% | 3.72% | 3.48% | 3.79% | 2.51% | 2.67% | 4.60% |
FCQTX American Funds 2065 Target Date Retirement Fund | 4.79% | 4.67% | 2.80% | 1.99% | 3.96% | 1.54% | 0.72% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
AAATX vs. FCQTX - Drawdown Comparison
The maximum AAATX drawdown since its inception was -40.44%, which is greater than FCQTX's maximum drawdown of -27.34%. Use the drawdown chart below to compare losses from any high point for AAATX and FCQTX.
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Drawdown Indicators
| AAATX | FCQTX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -40.44% | -27.34% | -13.10% |
Max Drawdown (1Y)Largest decline over 1 year | -4.42% | -9.83% | +5.41% |
Max Drawdown (5Y)Largest decline over 5 years | -14.99% | -27.34% | +12.35% |
Max Drawdown (10Y)Largest decline over 10 years | -15.13% | — | — |
Current DrawdownCurrent decline from peak | -3.00% | -6.56% | +3.56% |
Average DrawdownAverage peak-to-trough decline | -4.38% | -6.02% | +1.64% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.16% | 2.46% | -1.30% |
Volatility
AAATX vs. FCQTX - Volatility Comparison
The current volatility for American Funds 2010 Target Date Retirement Fund (AAATX) is 2.33%, while American Funds 2065 Target Date Retirement Fund (FCQTX) has a volatility of 5.46%. This indicates that AAATX experiences smaller price fluctuations and is considered to be less risky than FCQTX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AAATX | FCQTX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.33% | 5.46% | -3.13% |
Volatility (6M)Calculated over the trailing 6-month period | 3.63% | 9.48% | -5.85% |
Volatility (1Y)Calculated over the trailing 1-year period | 6.14% | 15.38% | -9.24% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.51% | 14.62% | -8.11% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.67% | 15.08% | -8.41% |