TBIL.TO Alternatives & Similar ETFs

Harvest Canadian T-Bill ETF (TBIL.TO) belongs to the Money Market category. Below you'll find alternative ETFs from the same category, ranked by key criteria, plus funds that investors commonly compare with TBIL.TO. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.

Cheapest Alternatives to TBIL.TO

TBIL.TO charges 0.00% annually. No ETFs in the Money Market category have lower expense ratios; the lowest-cost alternatives shown here go as low as 0.11%.

Symbol	Name	Expense Ratio	AUM	Inception
CASH.TO	Global X High Interest Savings ETF	0.11%	6.70B	Nov 2021	TBIL.TO vs CASH.TO
ZMMK.TO	BMO Money Market Fund ETF Series	0.13%	5.70B	Nov 2021	TBIL.TO vs ZMMK.TO
ZUCM.TO	BMO USD Cash Management ETF	0.14%	—	Sep 2023	TBIL.TO vs ZUCM.TO
CMR.TO	iShares Premium Money Market ETF	0.14%	2.67B	Feb 2008	TBIL.TO vs CMR.TO
CCAD.TO	CIBC Premium Cash Management ETF	0.14%	—	May 2025	TBIL.TO vs CCAD.TO

Best Risk-Adjusted Alternatives to TBIL.TO

TBIL.TO has a PortfoliosLab risk / return rank of 99. There are 6 ETFs in the Money Market category with higher risk-adjusted ranks, going as high as 100.

Symbol	Name	Risk / Return Rank	AUM	Inception
MNY.TO	Purpose Cash Management Fund	100	2.90B	Sep 2022	TBIL.TO vs MNY.TO
CASH.TO	Global X High Interest Savings ETF	100	6.70B	Nov 2021	TBIL.TO vs CASH.TO
PSA.TO	Purpose High Interest Savings Fund	100	4.20B	Oct 2013	TBIL.TO vs PSA.TO
CSAV.TO	CI High Interest Savings ETF	100	4.71B	Jun 2019	TBIL.TO vs CSAV.TO
ZMMK.TO	BMO Money Market Fund ETF Series	100	5.70B	Nov 2021	TBIL.TO vs ZMMK.TO

Top Performing TBIL.TO Alternatives (YTD)

TBIL.TO is at 0.83% YTD. There are 12 ETFs in the Money Market category with higher YTD returns, going as high as 2.38%.

Symbol	Name	YTD Return	AUM	Inception
ZUCM.TO	BMO USD Cash Management ETF	2.38%	—	Sep 2023	TBIL.TO vs ZUCM.TO
HSUV-U.TO	Global X USD Cash Maximizer Corporate Class ETF	1.45%	767.50M	Jun 2020	TBIL.TO vs HSUV-U.TO
MNU-U.TO	Purpose USD Cash Management ETF	1.12%	—	Apr 2023	TBIL.TO vs MNU-U.TO
PSU-U.TO	Purpose US Cash Fund	1.04%	964.00	Feb 2016	TBIL.TO vs PSU-U.TO
HISU-U.TO	Evolve US High Interest Savings Account Fund	1.04%	704.06M	Aug 2022	TBIL.TO vs HISU-U.TO

Lowest Volatility Alternatives to TBIL.TO

TBIL.TO has 0.29% 1-year volatility. There are 6 ETFs in the Money Market category with lower 1-year volatility, going as low as 0.16%.

Symbol	Name	Volatility 1Y	AUM	Inception
MNY.TO	Purpose Cash Management Fund	0.16%	2.90B	Sep 2022	TBIL.TO vs MNY.TO
CMR.TO	iShares Premium Money Market ETF	0.22%	2.67B	Feb 2008	TBIL.TO vs CMR.TO
CASH.TO	Global X High Interest Savings ETF	0.22%	6.70B	Nov 2021	TBIL.TO vs CASH.TO
PSA.TO	Purpose High Interest Savings Fund	0.23%	4.20B	Oct 2013	TBIL.TO vs PSA.TO
CSAV.TO	CI High Interest Savings ETF	0.23%	4.71B	Jun 2019	TBIL.TO vs CSAV.TO

Lowest Drawdown Alternatives to TBIL.TO

TBIL.TO has a 1-year max drawdown of -0.04%. There are 4 ETFs in the Money Market category with shallower 1-year drawdowns, going as shallow as -0.02%.

Symbol	Name	Max Drawdown 1Y	AUM	Inception
PSA.TO	Purpose High Interest Savings Fund	-0.02%	4.20B	Oct 2013	TBIL.TO vs PSA.TO
CSAV.TO	CI High Interest Savings ETF	-0.02%	4.71B	Jun 2019	TBIL.TO vs CSAV.TO
CASH.TO	Global X High Interest Savings ETF	-0.02%	6.70B	Nov 2021	TBIL.TO vs CASH.TO
ZMMK.TO	BMO Money Market Fund ETF Series	-0.03%	5.70B	Nov 2021	TBIL.TO vs ZMMK.TO
MNY.TO	Purpose Cash Management Fund	-0.04%	2.90B	Sep 2022	TBIL.TO vs MNY.TO

Other ETFs from Harvest

The 10 most viewed Harvest ETFs shown here include HHIS.TO, MSTE.TO, HDIF.TO and span 5 categories. AUM among these funds goes as high as $2B.

Symbol	Name	Category	Risk / Return Rank	YTD Return	AUM	Inception
HHIS.TO	Harvest Diversified High Income Shares ETF	Derivative Income	32	9.32%	1.82B	Jan 2025	TBIL.TO vs HHIS.TO
MSTE.TO	Harvest MicroStrategy Enhanced High Income Shares ...	Derivative Income	1	-20.32%	—	Mar 2025	TBIL.TO vs MSTE.TO
HDIF.TO	Harvest Diversified Monthly Income ETF - Class A U...	Derivative Income	68	11.54%	536.54M	Feb 2022	TBIL.TO vs HDIF.TO
HHIC.TO	Harvest Canadian High Income Shares ETF	Canada Equities, Derivative Income	—	13.62%	200.58M	Aug 2025	TBIL.TO vs HHIC.TO
HTAE.TO	Harvest Tech Achievers Enhanced Income ETF - Class...	Technology Equities	66	32.62%	110.66M	Oct 2022	TBIL.TO vs HTAE.TO
TSLY.TO	Harvest Tesla Enhanced High Income Shares ETF	Derivative Income	23	-4.02%	278.60M	Jan 2025	TBIL.TO vs TSLY.TO
PLTE.TO	Harvest Palantir Enhanced High Income Shares ETF	Derivative Income	12	-21.07%	—	Jan 2025	TBIL.TO vs PLTE.TO
HHL.TO	Harvest Healthcare Leaders Income ETF	Health & Biotech Equities	13	-8.20%	1.85B	Mar 2020	TBIL.TO vs HHL.TO
HUTE.TO	Harvest Equal Weight Global Utilities Enhanced Inc...	Derivative Income, Utilities Equities	58	12.31%	97.17M	Oct 2022	TBIL.TO vs HUTE.TO
NVHE.TO	Harvest NVIDIA Enhanced High Income Shares ETF	Derivative Income	53	19.13%	246.25M	Aug 2024	TBIL.TO vs NVHE.TO

Often Compared With TBIL.TO

Investors most often compare TBIL.TO with CMNY.TO, CBIL.TO, HBIX.NEO. These 9 comparison targets span 8 categories, based on PortfoliosLab usage data.

Symbol	Name	Category	Risk / Return Rank	YTD Return	AUM	Inception
CMNY.TO	CI Money Market ETF CAD Series	Money Market	99	0.99%	—	Jul 2023	TBIL.TO vs CMNY.TO
CBIL.TO	Global X 0-3 Month T-Bill ETF	Canadian Government Bonds	99	0.85%	2.27B	Apr 2023	TBIL.TO vs CBIL.TO
HBIX.NEO	Harvest Bitcoin Enhanced Income ETF	Leveraged Cryptocurrency	3	-28.85%	—	Apr 2025	TBIL.TO vs HBIX.NEO
HISA.NEO	Evolve High Interest Savings Account ETF	Money Market	86	0.60%	2.74B	Nov 2019	TBIL.TO vs HISA.NEO
VIU.TO	Vanguard FTSE Developed All Cap ex North America I...	International Equity	62	16.73%	10.65B	Dec 2015	TBIL.TO vs VIU.TO
XSTH.TO	iShares 0-5 Year TIPS Bond Index ETF (CAD-Hedged)	Inflation-Protected Bonds	39	1.24%	—	Jul 2021	TBIL.TO vs XSTH.TO
VDY.TO	Vanguard FTSE Canadian High Dividend Yield Index E...	Dividend	98	20.59%	7.99B	Nov 2012	TBIL.TO vs VDY.TO
VIDY.TO	Vanguard FTSE Developed ex North America High Divi...	Foreign Large Cap Equities, Dividend	59	10.45%	1.90B	Aug 2018	TBIL.TO vs VIDY.TO
VFV.TO	Vanguard S&P 500 Index ETF	S&P 500	74	12.30%	32.85B	Nov 2012	TBIL.TO vs VFV.TO

Compare TBIL.TO with Any Fund or Stock

Compare TBIL.TO with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.

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Pair TBIL.TO with funds that move differently

Harvest Canadian T-Bill ETF alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to TBIL.TO.

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Harvest Canadian T-Bill ETF (TBIL.TO) Alternatives