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The Bank of N.T. Butterfield & Son Limited (NTB)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

BMG0772R2087

IPO Date

Sep 16, 2016

Highlights

Market Cap

$1.77B

EPS (TTM)

$4.81

PE Ratio

8.58

PEG Ratio

1.96

Total Revenue (TTM)

$648.74M

Gross Profit (TTM)

$496.84M

EBITDA (TTM)

$273.82M

Year Range

$31.28 - $41.42

Target Price

$46.00

Short %

0.58%

Short Ratio

1.32

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart


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Returns By Period

The Bank of N.T. Butterfield & Son Limited (NTB) returned 14.96% year-to-date (YTD) and 21.98% over the past 12 months.


NTB

YTD

14.96%

1M

12.36%

6M

11.48%

1Y

21.98%

5Y*

19.78%

10Y*

N/A

^GSPC (Benchmark)

YTD

-3.77%

1M

3.72%

6M

-5.60%

1Y

8.55%

5Y*

14.11%

10Y*

10.45%

*Annualized

Monthly Returns

The table below presents the monthly returns of NTB, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20250.38%6.97%0.31%3.24%3.38%14.96%
2024-5.25%0.00%7.03%6.28%1.47%3.08%9.17%1.01%-3.58%-0.84%4.97%-3.64%20.23%
20237.21%14.49%-25.31%-4.70%-0.68%9.13%17.43%-8.03%-7.01%-6.72%11.58%15.43%14.29%
2022-3.83%6.00%-6.56%-10.73%0.03%-1.24%8.66%-2.45%-0.49%6.41%2.20%-14.34%-17.47%
2021-2.41%21.55%4.74%2.62%-1.67%-7.05%-6.52%1.82%6.60%1.10%3.76%3.48%28.34%
2020-10.26%-15.52%-38.48%29.24%13.38%-0.16%6.72%-1.55%-11.59%18.76%21.35%-1.58%-10.09%
201911.80%16.23%-10.97%11.54%-16.58%2.85%-7.45%-11.02%7.55%11.17%6.28%7.15%24.14%
201810.75%14.44%-1.60%5.73%1.43%-4.25%8.18%7.65%-1.85%-22.31%-0.59%-20.99%-10.70%
20174.61%-0.88%-1.19%4.20%0.12%3.40%-0.03%-2.64%11.44%1.94%7.45%-8.77%19.79%
20160.04%2.18%14.27%9.17%27.51%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 80, NTB is among the top 20% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of NTB is 8080
Overall Rank
The Sharpe Ratio Rank of NTB is 8181
Sharpe Ratio Rank
The Sortino Ratio Rank of NTB is 7575
Sortino Ratio Rank
The Omega Ratio Rank of NTB is 7373
Omega Ratio Rank
The Calmar Ratio Rank of NTB is 9090
Calmar Ratio Rank
The Martin Ratio Rank of NTB is 8282
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for The Bank of N.T. Butterfield & Son Limited (NTB) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

The Bank of N.T. Butterfield & Son Limited Sharpe ratios as of May 10, 2025 (values are recalculated daily):

  • 1-Year: 0.85
  • 5-Year: 0.57
  • All Time: 0.32

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of The Bank of N.T. Butterfield & Son Limited compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time. For deeper analysis or to customize the calculation, use the Sharpe ratio tool.


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Dividends

Dividend History

The Bank of N.T. Butterfield & Son Limited provided a 4.28% dividend yield over the last twelve months, with an annual payout of $1.76 per share. The company has been increasing its dividends for 8 consecutive years.


0.00%1.00%2.00%3.00%4.00%5.00%6.00%$0.00$0.50$1.00$1.50201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM202420232022202120202019201820172016
Dividend$1.76$1.76$1.76$1.76$1.76$1.76$1.76$1.52$1.28$0.10

Dividend yield

4.28%4.82%5.50%5.90%4.62%5.65%4.75%4.85%3.53%0.32%

Monthly Dividends

The table displays the monthly dividend distributions for The Bank of N.T. Butterfield & Son Limited. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.44$0.00$0.00$0.44$0.88
2024$0.00$0.44$0.00$0.00$0.44$0.00$0.00$0.44$0.00$0.00$0.44$0.00$1.76
2023$0.00$0.44$0.00$0.00$0.44$0.00$0.00$0.44$0.00$0.00$0.44$0.00$1.76
2022$0.00$0.44$0.00$0.00$0.44$0.00$0.00$0.44$0.00$0.00$0.44$0.00$1.76
2021$0.00$0.44$0.00$0.00$0.44$0.00$0.00$0.44$0.00$0.00$0.44$0.00$1.76
2020$0.00$0.44$0.00$0.00$0.44$0.00$0.00$0.44$0.00$0.00$0.44$0.00$1.76
2019$0.00$0.00$0.44$0.00$0.44$0.00$0.00$0.44$0.00$0.00$0.44$0.00$1.76
2018$0.00$0.38$0.00$0.00$0.38$0.00$0.00$0.38$0.00$0.00$0.38$0.00$1.52
2017$0.00$0.00$0.32$0.00$0.32$0.00$0.00$0.32$0.00$0.00$0.32$0.00$1.28
2016$0.10$0.00$0.10

Dividend Yield & Payout


Dividend Yield

The Bank of N.T. Butterfield & Son Limited has a dividend yield of 4.28%, which is quite average when compared to the overall market.

Payout Ratio

The Bank of N.T. Butterfield & Son Limited has a payout ratio of 35.99%, which is quite average when compared to the overall market. This suggests that The Bank of N.T. Butterfield & Son Limited strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the The Bank of N.T. Butterfield & Son Limited. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the The Bank of N.T. Butterfield & Son Limited was 69.74%, occurring on Mar 20, 2020. Recovery took 1086 trading sessions.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-69.74%Aug 20, 2018399Mar 20, 20201086Jul 16, 20241485
-14.01%Jul 18, 202413Aug 5, 202466Nov 6, 202479
-13.17%Feb 13, 202540Apr 10, 202515May 2, 202555
-10.85%Nov 7, 202443Jan 10, 202521Feb 11, 202564
-10.75%Jan 26, 201742Mar 27, 201726May 3, 201768

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of The Bank of N.T. Butterfield & Son Limited over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of The Bank of N.T. Butterfield & Son Limited, comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 19.6% positive surprise.


0.600.801.001.201.4020212022202320242025
1.30
1.09
Actual
Estimate

Valuation

The Valuation section provides an overview of how The Bank of N.T. Butterfield & Son Limited is priced in the market compared to other companies in the Banks - Diversified industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for NTB, comparing it with other companies in the Banks - Diversified industry. Currently, NTB has a P/E ratio of 8.6. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for NTB compared to other companies in the Banks - Diversified industry. NTB currently has a PEG ratio of 2.0. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for NTB relative to other companies in the Banks - Diversified industry. Currently, NTB has a P/S ratio of 3.0. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for NTB in comparison with other companies in the Banks - Diversified industry. Currently, NTB has a P/B value of 1.7. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items