- ISIN
- BMG0772R2087
- Sector
- Financial Services
- Industry
- Banks - Diversified
- IPO Date
- Sep 16, 2016
Highlights
- Market Cap
- $2.40B
- Enterprise Value
- $723.35M
- EPS (TTM)
- $5.78
- PE Ratio
- 10.16
- PEG Ratio
- 0.68
- Total Revenue (TTM)
- $757.47M
- Gross Profit (TTM)
- $613.13M
- EBITDA (TTM)
- $263.27M
- Year Range
- $40.59 - $59.37
- Target Price
- $57.00
- ROA (TTM)
- 1.67%
- ROE (TTM)
- 21.20%
Share Price Chart
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Performance
NTB Performance Chart
The Bank of N.T. Butterfield & Son Limited (NTB) is up 20.1% since the beginning of the year. At $59 per share, NTB is trading just below its 52-week high of $59. Investors who bought $1,000 worth of NTB shares 5 years ago would now be looking at an investment worth $2,087.
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Returns By Period
The Bank of N.T. Butterfield & Son Limited (NTB) has returned 20.10% so far this year and 44.04% over the past 12 months.
The Bank of N.T. Butterfield & Son Limited
- 1D
- 0.27%
- 1M
- 4.87%
- YTD
- 20.10%
- 6M
- 17.53%
- 1Y
- 44.04%
- 3Y*
- 36.73%
- 5Y*
- 15.85%
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
NTB Monthly Returns History
Based on dividend-adjusted daily data since Sep 16, 2016, NTB's average daily return is +0.08%, while the average monthly return is +1.60%. At this rate, an investment would double in approximately 3.6 years.
Historically, 60% of months were positive and 40% were negative. The best month was Apr 2020 with a return of +29.2%, while the worst month was Mar 2020 at -38.5%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 4 months.
On a daily basis, NTB closed higher 51% of trading days. The best single day was Mar 24, 2020 with a return of +19.1%, while the worst single day was Oct 24, 2018 at -22.8%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 3.97% | -1.11% | 3.41% | 5.66% | 2.75% | 4.04% | 20.10% | ||||||
| 2025 | 0.38% | 6.97% | 0.31% | 3.24% | 6.07% | 5.03% | 2.78% | 0.26% | -4.88% | 7.78% | 1.50% | 7.28% | 42.51% |
| 2024 | -5.25% | 0.00% | 7.03% | 6.28% | 1.47% | 3.08% | 9.17% | 1.01% | -3.58% | -0.84% | 4.97% | -3.64% | 20.23% |
| 2023 | 7.21% | 14.49% | -25.31% | -4.70% | -0.68% | 9.13% | 17.43% | -8.03% | -7.01% | -6.72% | 11.58% | 15.43% | 14.28% |
| 2022 | -3.83% | 6.00% | -6.56% | -10.73% | 0.03% | -1.23% | 8.66% | -2.45% | -0.49% | 6.41% | 2.20% | -14.34% | -17.47% |
| 2021 | -2.41% | 21.55% | 4.74% | 2.62% | -1.67% | -7.05% | -6.52% | 1.82% | 6.60% | 1.10% | 3.76% | 3.48% | 28.34% |
Benchmark Metrics
The Bank of N.T. Butterfield & Son Limited has an annualized alpha of 4.14%, beta of 1.07, and R2 of 0.32 versus S&P 500 Index. Calculated based on daily prices since September 16, 2016.
- R2 of 0.32 means the benchmark explains less than half of this stock's behavior - treat beta with caution or consider switching to a more representative benchmark.
- Alpha
- 4.14%
- Beta
- 1.07
- R²
- 0.32
- Upside Capture
- 99.06%
- Downside Capture
- 95.18%
Return for Risk
Risk / Return Rank
NTB ranks 89 for risk / return — in the top 89% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for The Bank of N.T. Butterfield & Son Limited (NTB) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| NTB | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.17 | ||
| Sortino ratioReturn per unit of downside risk | +0.30 | ||
| Omega ratioGain probability vs. loss probability | 1.37 | 1.37 | 0.00 |
| Calmar ratioReturn relative to maximum drawdown | 3.87 | 2.78 | +1.08 |
| Martin ratioReturn relative to average drawdown | 12.13 | 12.44 | -0.31 |
Dividends
Dividend History
The Bank of N.T. Butterfield & Son Limited provided a 3.40% dividend yield over the last twelve months, with an annual payout of $2.00 per share. The company has been increasing its dividends for 9 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $2.00 | $1.88 | $1.76 | $1.76 | $1.76 | $1.76 | $1.76 | $1.76 | $1.52 | $1.28 | $0.10 |
Dividend yield | 3.40% | 3.77% | 4.82% | 5.50% | 5.90% | 4.62% | 5.65% | 4.75% | 4.85% | 3.53% | 0.32% |
Monthly Dividends
The table displays the monthly dividend distributions for The Bank of N.T. Butterfield & Son Limited. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.50 | $0.00 | $0.00 | $0.50 | $0.00 | $1.00 | ||||||
| 2025 | $0.00 | $0.44 | $0.00 | $0.00 | $0.44 | $0.00 | $0.00 | $0.50 | $0.00 | $0.00 | $0.50 | $0.00 | $1.88 |
| 2024 | $0.00 | $0.44 | $0.00 | $0.00 | $0.44 | $0.00 | $0.00 | $0.44 | $0.00 | $0.00 | $0.44 | $0.00 | $1.76 |
| 2023 | $0.00 | $0.44 | $0.00 | $0.00 | $0.44 | $0.00 | $0.00 | $0.44 | $0.00 | $0.00 | $0.44 | $0.00 | $1.76 |
| 2022 | $0.00 | $0.44 | $0.00 | $0.00 | $0.44 | $0.00 | $0.00 | $0.44 | $0.00 | $0.00 | $0.44 | $0.00 | $1.76 |
| 2021 | $0.00 | $0.44 | $0.00 | $0.00 | $0.44 | $0.00 | $0.00 | $0.44 | $0.00 | $0.00 | $0.44 | $0.00 | $1.76 |
Dividend Yield & Payout
Dividend Yield
The Bank of N.T. Butterfield & Son Limited has a dividend yield of 3.40%, which is quite average when compared to the overall market.
Payout Ratio
The Bank of N.T. Butterfield & Son Limited has a payout ratio of 32.27%, which is quite average when compared to the overall market. This suggests that The Bank of N.T. Butterfield & Son Limited strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the The Bank of N.T. Butterfield & Son Limited. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the The Bank of N.T. Butterfield & Son Limited was 69.74%, occurring on Mar 20, 2020. Recovery took 1086 trading sessions.
The current The Bank of N.T. Butterfield & Son Limited drawdown is 0.63%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
COVID crash2020 | -69.74%Mar 2020 | 1y 7mo | 4y 3mo | 5y 11moAug 2018 - Jul 2024 |
2024 correction2024 | -14.01%Aug 2024 | 18d | 3mo 3d | 3mo 21dJul 2024 - Nov 2024 |
2025 selloff2025 | -13.17%Apr 2025 | 1mo 26d | 22d | 2mo 18dFeb 2025 - May 2025 |
2025 correction2025 | -11.44%Oct 2025 | 3mo 7d | 18d | 3mo 25dJul 2025 - Nov 2025 |
2025 correction2025 | -10.85%Jan 2025 | 2mo 4d | 1mo 2d | 3mo 6dNov 2024 - Feb 2025 |
Drawdown Indicators
| NTB | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -69.74% | -56.78% | -12.96% |
Max Drawdown (1Y)Largest decline over 1 year | -11.44% | -9.10% | -2.34% |
Max Drawdown (3Y)Largest decline over 3 years | -21.89% | -18.90% | -2.99% |
Max Drawdown (5Y)Largest decline over 5 years | -39.96% | -25.43% | -14.53% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -0.63% | -1.80% | +1.17% |
Average DrawdownAverage peak-to-trough decline | -18.65% | -10.71% | -7.94% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.64% | 2.03% | +1.61% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of The Bank of N.T. Butterfield & Son Limited over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how The Bank of N.T. Butterfield & Son Limited is priced in the market compared to other companies in the Banks - Diversified industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for NTB, comparing it with other companies in the Banks - Diversified industry. Currently, NTB has a P/E ratio of 10.2. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for NTB compared to other companies in the Banks - Diversified industry. NTB currently has a PEG ratio of 0.7. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for NTB relative to other companies in the Banks - Diversified industry. Currently, NTB has a P/S ratio of 3.2. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for NTB in comparison with other companies in the Banks - Diversified industry. Currently, NTB has a P/B value of 2.1. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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