NTB vs. AXP
NTB (The Bank of N.T. Butterfield & Son Limited) and AXP (American Express Company) are both stocks. Both are in the Financial Services sector — NTB in Banks - Diversified, AXP in Credit Services. Over the past 5 years, NTB returned 13.92%/yr vs 14.12%/yr for AXP. A 0.51 correlation means they provide meaningful diversification when combined.
Performance
NTB vs. AXP - Performance Comparison
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Returns By Period
In the year-to-date period, NTB achieves a 13.80% return, which is significantly higher than AXP's -18.32% return.
NTB
- 1D
- -3.74%
- 1M
- 2.57%
- YTD
- 13.80%
- 6M
- 17.43%
- 1Y
- 34.56%
- 3Y*
- 33.79%
- 5Y*
- 13.92%
- 10Y*
- —
AXP
- 1D
- -3.34%
- 1M
- -5.84%
- YTD
- -18.32%
- 6M
- -17.91%
- 1Y
- 2.13%
- 3Y*
- 22.71%
- 5Y*
- 14.12%
- 10Y*
- 18.10%
NTB vs. AXP - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
NTB The Bank of N.T. Butterfield & Son Limited | 13.80% | 42.51% | 20.23% | 14.28% | -17.47% | 28.34% | -10.09% | 24.14% | -10.70% | 19.79% |
AXP American Express Company | -18.32% | 25.99% | 60.32% | 28.67% | -8.52% | 36.88% | -1.14% | 32.52% | -2.62% | 36.22% |
Correlation
The correlation between NTB and AXP is 0.44, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.44 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.48 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.54 |
Correlation (All Time) Calculated using the full available price history since Sep 19, 2016 | 0.51 |
The correlation between NTB and AXP shifts across timeframes, from 0.44 (1 year) to 0.54 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
NTB:
$2.28B
AXP:
$206.19B
NTB:
$5.78
AXP:
$16.23
NTB:
9.63
AXP:
18.52
NTB:
0.65
AXP:
1.58
NTB:
3.06
AXP:
2.52
NTB:
2.00
AXP:
6.07
NTB:
$757.47M
AXP:
$82.41B
NTB:
$613.13M
AXP:
$68.81B
NTB:
$263.27M
AXP:
$18.41B
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Return for Risk
NTB vs. AXP — Risk / Return Rank
NTB
AXP
NTB vs. AXP - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for The Bank of N.T. Butterfield & Son Limited (NTB) and American Express Company (AXP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| NTB | AXP | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.67 | ||
| Sortino ratioReturn per unit of downside risk | +2.22 | ||
| Omega ratioGain probability vs. loss probability | 1.30 | 1.04 | +0.26 |
| Calmar ratioReturn relative to maximum drawdown | 3.03 | 0.09 | +2.94 |
| Martin ratioReturn relative to average drawdown | 9.48 | 0.20 | +9.28 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| NTB | AXP | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.75 | 0.08 | +1.67 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.49 | 0.48 | 0.00 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.57 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.41 | 0.28 | +0.12 |
Drawdowns
NTB vs. AXP - Drawdown Comparison
The maximum NTB drawdown since its inception was -69.74%, smaller than the maximum AXP drawdown of -83.91%. Use the drawdown chart below to compare losses from any high point for NTB and AXP.
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Drawdown Indicators
| NTB | AXP | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -69.74% | -83.91% | +14.17% |
Max Drawdown (1Y)Largest decline over 1 year | -11.44% | -23.90% | +12.46% |
Max Drawdown (3Y)Largest decline over 3 years | -21.89% | -28.76% | +6.87% |
Max Drawdown (5Y)Largest decline over 5 years | -39.96% | -31.55% | -8.41% |
Max Drawdown (10Y)Largest decline over 10 years | — | -49.64% | — |
Current DrawdownCurrent decline from peak | -3.74% | -21.49% | +17.75% |
Average DrawdownAverage peak-to-trough decline | -18.74% | -22.05% | +3.31% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.66% | 10.77% | -7.11% |
Volatility
NTB vs. AXP - Volatility Comparison
The Bank of N.T. Butterfield & Son Limited (NTB) has a higher volatility of 6.79% compared to American Express Company (AXP) at 5.19%. This indicates that NTB's price experiences larger fluctuations and is considered to be riskier than AXP based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| NTB | AXP | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.79% | 5.19% | +1.60% |
Volatility (6M)Calculated over the trailing 6-month period | 13.31% | 19.75% | -6.44% |
Volatility (1Y)Calculated over the trailing 1-year period | 19.87% | 26.01% | -6.14% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 28.77% | 29.44% | -0.67% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 34.74% | 31.81% | +2.93% |
Dividends
NTB vs. AXP - Dividend Comparison
NTB's dividend yield for the trailing twelve months is around 3.59%, more than AXP's 1.13% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AXP American Express Company | 1.13% | 0.85% | 0.91% | 1.24% | 1.35% | 1.05% | 1.42% | 1.29% | 1.51% | 1.32% | 1.61% | 1.58% |
NTB The Bank of N.T. Butterfield & Son Limited | 3.59% | 3.77% | 4.82% | 5.50% | 5.90% | 4.62% | 5.65% | 4.75% | 4.85% | 3.53% | 0.32% | 0.00% |
Financials
NTB vs. AXP - Financials Comparison
This section allows you to compare key financial metrics between The Bank of N.T. Butterfield & Son Limited and American Express Company. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
NTB vs. AXP - Profitability Comparison
NTB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, The Bank of N.T. Butterfield & Son Limited reported a gross profit of 154.50M and revenue of 155.90M. Therefore, the gross margin over that period was 99.1%.
AXP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, American Express Company reported a gross profit of 17.66B and revenue of 20.88B. Therefore, the gross margin over that period was 84.6%.
NTB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, The Bank of N.T. Butterfield & Son Limited reported an operating income of 64.00M and revenue of 155.90M, resulting in an operating margin of 41.1%.
AXP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, American Express Company reported an operating income of 6.60B and revenue of 20.88B, resulting in an operating margin of 31.6%.
NTB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, The Bank of N.T. Butterfield & Son Limited reported a net income of 62.60M and revenue of 155.90M, resulting in a net margin of 40.2%.
AXP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, American Express Company reported a net income of 2.97B and revenue of 20.88B, resulting in a net margin of 14.2%.
Frequently Asked Questions
NTB and AXP have a correlation of 0.44, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
NTB has higher volatility (6.79%) compared to AXP (5.19%). In terms of maximum drawdown, NTB dropped -69.74% vs AXP's -83.91%.
NTB currently has the higher Sharpe Ratio (1.75 vs 0.08), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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