- Issuer
- MFS
- Inception Date
- Sep 17, 2012
- Region
- Global (Broad)
- Category
- Target Retirement Date
- Leveraged
- 1x (No leverage)
- Index Tracked
- No Index (Active)
- Domicile
- United States
- Distribution Policy
- Distributing
- Asset Class
- Allocation
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
LFIBX Performance Chart
MFS Lifetime 2055 Fund Class B (LFIBX) is up 11.3% since the beginning of the year. LFIBX is currently trading at $24 per share. Investors who bought $1,000 worth of LFIBX shares 5 years ago would now be looking at an investment worth $1,445.
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Compare this symbol against anything
Returns By Period
MFS Lifetime 2055 Fund Class B (LFIBX) has returned 11.34% so far this year and 19.12% over the past 12 months. Over the last ten years, LFIBX has returned 10.00% per year, falling short of the S&P 500 Index benchmark, which averaged 13.26% annually.
MFS Lifetime 2055 Fund Class B
- 1D
- 1.50%
- 1M
- 0.74%
- 6M
- 7.70%
- YTD
- 11.34%
- 1Y
- 19.12%
- 3Y*
- 13.95%
- 5Y*
- 7.64%
- 10Y*
- 10.00%
- ALL TIME*
- 9.48%
Benchmark (S&P 500 Index)
- 1D
- 0.70%
- 1M
- 0.09%
- 6M
- 7.94%
- YTD
- 9.41%
- 1Y
- 20.07%
- 3Y*
- 17.84%
- 5Y*
- 11.25%
- 10Y*
- 13.26%
- ALL TIME*
- 8.09%
LFIBX Monthly Returns History
Based on dividend-adjusted daily data since Jan 2, 2013, LFIBX's average daily return is +0.04%, while the average monthly return is +0.82%. At this rate, an investment would double in approximately 7.1 years.
Historically, 67% of months were positive and 33% were negative. The best month was Nov 2020 with a return of +10.2%, while the worst month was Mar 2020 at -14.3%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 4 months.
On a daily basis, LFIBX closed higher 53% of trading days. The best single day was Mar 24, 2020 with a return of +7.8%, while the worst single day was Mar 16, 2020 at -10.6%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 3.38% | 2.21% | -5.84% | 7.49% | 2.57% | 1.08% | 0.41% | 11.34% | |||||
| 2025 | 3.60% | -0.96% | -2.87% | -0.05% | 4.81% | 3.78% | 0.32% | 2.62% | 1.75% | 0.13% | 0.79% | 0.51% | 15.11% |
| 2024 | -0.00% | 3.57% | 3.61% | -3.63% | 3.82% | 0.30% | 2.87% | 1.86% | 1.82% | -2.21% | 3.86% | -3.97% | 12.05% |
| 2023 | 6.98% | -3.32% | 1.12% | 0.94% | -2.20% | 5.63% | 2.97% | -2.34% | -4.30% | -3.03% | 8.00% | 5.26% | 15.69% |
| 2022 | -4.96% | -2.05% | 1.46% | -6.23% | 0.71% | -8.23% | 7.13% | -3.99% | -9.01% | 6.15% | 7.05% | -4.08% | -16.49% |
| 2021 | -0.54% | 2.67% | 2.97% | 4.69% | 1.43% | 1.02% | 1.49% | 2.18% | -3.75% | 4.52% | -2.85% | 4.28% | 19.19% |
Benchmark Metrics
MFS Lifetime 2055 Fund Class B has an annualized alpha of -0.78%, beta of 0.80, and R2 of 0.92 versus S&P 500 Index. Calculated based on daily prices since January 02, 2013.
- This fund participated in 89.77% of S&P 500 Index downside but only 78.41% of its upside - more exposed to losses than it benefited from rallies.
- Alpha
- -0.78%
- Beta
- 0.80
- R²
- 0.92
- Upside Capture
- 78.41%
- Downside Capture
- 89.77%
Expense Ratio
LFIBX has a high expense ratio of 1.57%, indicating above-average management fees.
Return for Risk
Risk / Return Rank
LFIBX ranks 56 for risk / return — above 56% of mutual funds peers on PortfoliosLab. Its historical combined result is near the middle of the peer group.
Risk / Return Metrics
The table below present risk-adjusted performance metrics for MFS Lifetime 2055 Fund Class B (LFIBX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| LFIBX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.11 | ||
| Sortino ratioReturn per unit of downside risk | +0.21 | ||
| Omega ratioGain probability vs. loss probability | 1.28 | 1.25 | +0.02 |
| Calmar ratioReturn relative to maximum drawdown | 2.03 | 2.00 | +0.03 |
| Martin ratioReturn relative to average drawdown | 8.58 | 8.49 | +0.09 |
Dividends
Dividend History
MFS Lifetime 2055 Fund Class B provided a 4.85% dividend yield over the last twelve months, with an annual payout of $1.18 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.18 | $1.18 | $0.68 | $0.43 | $0.84 | $1.44 | $0.26 | $0.60 | $0.33 | $0.28 | $0.24 | $0.16 |
Dividend yield | 4.85% | 5.40% | 3.42% | 2.35% | 5.13% | 7.01% | 1.39% | 3.62% | 2.43% | 1.84% | 1.85% | 1.34% |
Monthly Dividends
The table displays the monthly dividend distributions for MFS Lifetime 2055 Fund Class B. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.18 | $1.18 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.68 | $0.68 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.43 | $0.43 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.84 | $0.84 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.44 | $1.44 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the MFS Lifetime 2055 Fund Class B. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the MFS Lifetime 2055 Fund Class B was 32.85%, occurring on Mar 23, 2020. Recovery took 114 trading sessions.
The current MFS Lifetime 2055 Fund Class B drawdown is 0.16%.
Drawdown | Fall | Recovery | Underwater | Related event |
|---|---|---|---|---|
-32.85%Mar 2020 | 1mo 2d | 5mo 13d | 6mo 15dFeb 2020 - Sep 2020 | COVID crash2020 |
-23.85%Oct 2022 | 11mo 8d | 1y 4mo | 2y 3moNov 2021 - Mar 2024 | Bear market2022 |
-17.64%Dec 2018 | 10mo 29d | 4mo | 1y 2moJan 2018 - Apr 2019 | Rate-hike selloffLate 2018 |
-16.29%Feb 2016 | 8mo 25d | 6mo 2d | 1y 2moMay 2015 - Aug 2016 | — |
-14.66%Apr 2025 | 1mo 18d | 1mo 8d | 2mo 26dFeb 2025 - May 2025 | 2025 selloff2025 |
Drawdown Indicators
| LFIBX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -32.85% | -56.78% | +23.93% |
Max Drawdown (1Y)Largest decline over 1 year | -8.45% | -9.10% | +0.65% |
Max Drawdown (3Y)Largest decline over 3 years | -14.66% | -18.90% | +4.24% |
Max Drawdown (5Y)Largest decline over 5 years | -23.85% | -25.43% | +1.58% |
Max Drawdown (10Y)Largest decline over 10 years | -32.85% | -33.92% | +1.07% |
Current DrawdownCurrent decline from peak | -0.16% | -1.58% | +1.42% |
Average DrawdownAverage peak-to-trough decline | -4.10% | -10.70% | +6.60% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.00% | 2.14% | -0.14% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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