LFIBX vs. MEIAX

Last updated Jun 5, 2026

LFIBX (MFS Lifetime 2055 Fund Class B) and MEIAX (MFS Value Fund) are both mutual funds - LFIBX is a Target Date fund actively managed by MFS, while MEIAX is a Large Cap Value Equities fund managed by MFS. Over the past 10 years, LFIBX returned 10.11%/yr vs 9.56%/yr for MEIAX. Their correlation of 0.87 suggests significant overlap in exposure. LFIBX charges 1.57%/yr vs 0.80%/yr for MEIAX.

Performance

LFIBX vs. MEIAX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in MFS Lifetime 2055 Fund Class B (LFIBX) and MFS Value Fund (MEIAX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, LFIBX achieves a 9.60% return, which is significantly higher than MEIAX's 3.93% return. Over the past 10 years, LFIBX has outperformed MEIAX with an annualized return of 10.11%, while MEIAX has yielded a comparatively lower 9.56% annualized return.

LFIBX

• 1D: -0.66%
• 1M: 2.39%
• YTD: 9.60%
• 6M: 9.92%
• 1Y: 19.54%
• 3Y*: 15.58%
• 5Y*: 7.70%
• 10Y*: 10.11%

MEIAX

• 1D: -0.42%
• 1M: -0.17%
• YTD: 3.93%
• 6M: 5.23%
• 1Y: 12.70%
• 3Y*: 12.77%
• 5Y*: 7.31%
• 10Y*: 9.56%

*Multi-year figures are annualized to reflect compound growth (CAGR)

LFIBX vs. MEIAX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
LFIBX MFS Lifetime 2055 Fund Class B	9.60%	15.11%	12.05%	15.69%	-16.49%	19.19%	12.15%	26.62%	-8.87%	20.03%
MEIAX MFS Value Fund	3.93%	12.97%	11.60%	7.92%	-6.25%	25.11%	3.71%	29.73%	-10.11%	16.97%

Correlation

The correlation between LFIBX and MEIAX is 0.73, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.73
Correlation (3Y) Calculated over the trailing 3-year period	0.78
Correlation (5Y) Calculated over the trailing 5-year period	0.84
Correlation (10Y) Calculated over the trailing 10-year period	0.86
Correlation (All Time) Calculated using the full available price history since Jan 3, 2013	0.87

The correlation between LFIBX and MEIAX shifts across timeframes, from 0.73 (1 year) to 0.87 (all time), reflecting how their relationship changes across market environments.

Return for Risk

LFIBX vs. MEIAX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

LFIBX

LFIBX Risk / Return Rank: 45
LFIBX Sharpe Ratio Rank: 45
LFIBX Sortino Ratio Rank: 44
LFIBX Omega Ratio Rank: 45
LFIBX Calmar Ratio Rank: 42
LFIBX Martin Ratio Rank: 51

MEIAX

MEIAX Risk / Return Rank: 20
MEIAX Sharpe Ratio Rank: 17
MEIAX Sortino Ratio Rank: 17
MEIAX Omega Ratio Rank: 16
MEIAX Calmar Ratio Rank: 24
MEIAX Martin Ratio Rank: 26

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

LFIBX vs. MEIAX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for MFS Lifetime 2055 Fund Class B (LFIBX) and MFS Value Fund (MEIAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	LFIBX	MEIAX	Difference
Sharpe ratio: Return per unit of total volatility	1.89	1.18	+0.71
Sortino ratio: Return per unit of downside risk	2.69	1.73	+0.96
Omega ratio: Gain probability vs. loss probability	1.35	1.21	+0.14
Calmar ratio: Return relative to maximum drawdown	2.36	1.81	+0.55
Martin ratio: Return relative to average drawdown	10.06	6.22	+3.83
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

LFIBX vs. MEIAX - Sharpe Ratio Comparison

The current LFIBX Sharpe Ratio is 1.89, which is higher than the MEIAX Sharpe Ratio of 1.18. The chart below compares the historical Sharpe Ratios of LFIBX and MEIAX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	LFIBX	MEIAX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.89	1.18	+0.71
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.55	0.53	+0.03
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.68	0.58	+0.10
Sharpe Ratio (All Time) Calculated using the full available price history	0.67	0.58	+0.09

Drawdowns

LFIBX vs. MEIAX - Drawdown Comparison

The maximum LFIBX drawdown since its inception was -32.85%, smaller than the maximum MEIAX drawdown of -52.85%. Use the drawdown chart below to compare losses from any high point for LFIBX and MEIAX.

Drawdown Indicators

	LFIBX	MEIAX	Difference
Max Drawdown Largest peak-to-trough decline	-32.85%	-52.85%	+20.00%
Max Drawdown (1Y) Largest decline over 1 year	-8.45%	-6.78%	-1.67%
Max Drawdown (3Y) Largest decline over 3 years	-14.66%	-13.26%	-1.40%
Max Drawdown (5Y) Largest decline over 5 years	-23.85%	-17.72%	-6.13%
Max Drawdown (10Y) Largest decline over 10 years	-32.85%	-36.71%	+3.86%
Current Drawdown Current decline from peak	-0.66%	-2.29%	+1.63%
Average Drawdown Average peak-to-trough decline	-4.14%	-6.54%	+2.40%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.98%	1.97%	+0.01%

Volatility

LFIBX vs. MEIAX - Volatility Comparison

MFS Lifetime 2055 Fund Class B (LFIBX) has a higher volatility of 2.94% compared to MFS Value Fund (MEIAX) at 2.24%. This indicates that LFIBX's price experiences larger fluctuations and is considered to be riskier than MEIAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	LFIBX	MEIAX	Difference
Volatility (1M) Calculated over the trailing 1-month period	2.94%	2.24%	+0.70%
Volatility (6M) Calculated over the trailing 6-month period	8.31%	7.71%	+0.60%
Volatility (1Y) Calculated over the trailing 1-year period	10.56%	10.39%	+0.17%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	13.99%	13.92%	+0.07%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	14.95%	16.55%	-1.60%

LFIBX vs. MEIAX - Expense Ratio Comparison

LFIBX has a 1.57% expense ratio, which is higher than MEIAX's 0.80% expense ratio.

Dividends

LFIBX vs. MEIAX - Dividend Comparison

LFIBX's dividend yield for the trailing twelve months is around 4.93%, less than MEIAX's 9.17% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
LFIBX MFS Lifetime 2055 Fund Class B	4.93%	5.40%	3.42%	2.35%	5.13%	7.01%	1.39%	3.62%	2.43%	1.84%	1.85%	1.34%
MEIAX MFS Value Fund	9.17%	9.34%	9.10%	8.21%	7.36%	3.10%	2.42%	2.97%	3.36%	3.87%	2.84%	5.73%

Frequently Asked Questions

Can I hold both LFIBX and MEIAX in my portfolio?

LFIBX and MEIAX have a correlation of 0.73, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, LFIBX or MEIAX?

LFIBX has higher volatility (2.94%) compared to MEIAX (2.24%). In terms of maximum drawdown, LFIBX dropped -32.85% vs MEIAX's -52.85%.

Which has better risk-adjusted returns?

LFIBX currently has the higher Sharpe Ratio (1.89 vs 1.18), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.