- ISIN
- US40171W7020
- CUSIP
- 40171W702
- Issuer
- GuideStone Funds
- Inception Date
- Aug 26, 2001
- Category
- Diversified Portfolio
- Min. Investment
- $1,000
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
GCOZX Performance Chart
GuideStone Funds Growth Allocation Fund (GCOZX) is up 9.3% since the beginning of the year. GCOZX is currently trading at $15 per share. Investors who bought $1,000 worth of GCOZX shares 5 years ago would now be looking at an investment worth $1,403.
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Returns By Period
GuideStone Funds Growth Allocation Fund (GCOZX) has returned 9.25% so far this year and 20.77% over the past 12 months. Over the last ten years, GCOZX has returned 9.12% per year, falling short of the S&P 500 Index benchmark, which averaged 13.66% annually.
GuideStone Funds Growth Allocation Fund
- 1D
- 0.34%
- 1M
- 4.57%
- YTD
- 9.25%
- 6M
- 9.63%
- 1Y
- 20.77%
- 3Y*
- 15.44%
- 5Y*
- 7.01%
- 10Y*
- 9.12%
Benchmark (S&P 500 Index)
- 1D
- -0.74%
- 1M
- 4.90%
- YTD
- 10.35%
- 6M
- 10.28%
- 1Y
- 26.52%
- 3Y*
- 20.83%
- 5Y*
- 12.30%
- 10Y*
- 13.66%
GCOZX Monthly Returns History
Based on dividend-adjusted daily data since Aug 27, 2001, GCOZX's average daily return is +0.03%, while the average monthly return is +0.55%. At this rate, an investment would double in approximately 10.5 years.
Historically, 63% of months were positive and 37% were negative. The best month was Nov 2020 with a return of +9.8%, while the worst month was Oct 2008 at -15.0%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 6 months.
On a daily basis, GCOZX closed higher 51% of trading days. The best single day was Oct 13, 2008 with a return of +8.2%, while the worst single day was Mar 16, 2020 at -8.3%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.94% | 1.24% | -5.64% | 7.59% | 3.63% | 0.62% | 9.25% | ||||||
| 2025 | 2.92% | 0.08% | -2.69% | 0.16% | 4.09% | 3.63% | 0.29% | 2.26% | 2.70% | 1.25% | 0.07% | 0.48% | 16.13% |
| 2024 | 0.26% | 3.16% | 2.48% | -3.23% | 3.42% | 1.13% | 2.23% | 1.95% | 1.99% | -0.98% | 1.97% | -2.70% | 12.05% |
| 2023 | 6.47% | -2.90% | 2.05% | 1.01% | -0.91% | 4.39% | 2.54% | -2.39% | -3.59% | -2.36% | 7.43% | 4.47% | 16.57% |
| 2022 | -4.34% | -2.87% | 0.23% | -6.99% | -0.08% | -6.69% | 5.29% | -3.15% | -7.73% | 4.29% | 6.76% | -3.13% | -18.06% |
| 2021 | -0.76% | 2.05% | 1.86% | 3.44% | 1.27% | 0.84% | 0.49% | 1.72% | -3.66% | 3.38% | -2.52% | 3.18% | 11.60% |
Benchmark Metrics
GuideStone Funds Growth Allocation Fund has an annualized alpha of 0.45%, beta of 0.68, and R2 of 0.90 versus S&P 500 Index. Calculated based on daily prices since August 28, 2001.
- This fund participated in 81.38% of S&P 500 Index downside but only 74.49% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.68 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 0.45%
- Beta
- 0.68
- R²
- 0.90
- Upside Capture
- 74.49%
- Downside Capture
- 81.38%
Expense Ratio
GCOZX has an expense ratio of 0.39%, placing it in the medium range.
Return for Risk
Risk / Return Rank
GCOZX ranks 51 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for GuideStone Funds Growth Allocation Fund (GCOZX) and compare them to S&P 500 Index.
| GCOZX | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.11 | 2.24 | -0.13 |
Sortino ratioReturn per unit of downside risk | 2.98 | 3.07 | -0.09 |
Omega ratioGain probability vs. loss probability | 1.39 | 1.41 | -0.01 |
Calmar ratioReturn relative to maximum drawdown | 2.61 | 2.93 | -0.32 |
Martin ratioReturn relative to average drawdown | 11.49 | 13.52 | -2.03 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Dividends
Dividend History
GuideStone Funds Growth Allocation Fund provided a 8.78% dividend yield over the last twelve months, with an annual payout of $1.29 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.29 | $1.29 | $0.44 | $0.39 | $0.98 | $0.95 | $0.65 | $1.16 | $0.47 | $0.59 | $0.63 | $2.06 |
Dividend yield | 8.78% | 9.59% | 3.47% | 3.37% | 9.49% | 6.85% | 4.94% | 9.42% | 4.24% | 4.71% | 5.71% | 19.06% |
Monthly Dividends
The table displays the monthly dividend distributions for GuideStone Funds Growth Allocation Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.29 | $1.29 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.44 | $0.44 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.39 | $0.39 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.98 | $0.98 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.95 | $0.95 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the GuideStone Funds Growth Allocation Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the GuideStone Funds Growth Allocation Fund was 47.79%, occurring on Mar 9, 2009. Recovery took 539 trading sessions.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -47.79%Mar 2009 | 1y 4mo | 2y 1mo | 3y 5moNov 2007 - Apr 2011 |
COVID crash2020 | -27.50%Mar 2020 | 1mo 2d | 5mo 5d | 6mo 7dFeb 2020 - Aug 2020 |
Bear market2022 | -25.19%Oct 2022 | 11mo 8d | 1y 5mo | 2y 4moNov 2021 - Mar 2024 |
2003 bear market2003 | -23.71%Mar 2003 | 11mo 27d | 9mo 11d | 1y 9moMar 2002 - Dec 2003 |
2016 correction2016 | -17.70%Feb 2016 | 8mo 29d | 11mo 19d | 1y 8moMay 2015 - Jan 2017 |
Drawdown Indicators
| GCOZX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -47.79% | -56.78% | +8.99% |
Max Drawdown (1Y)Largest decline over 1 year | -8.07% | -9.10% | +1.03% |
Max Drawdown (3Y)Largest decline over 3 years | -12.39% | -18.90% | +6.51% |
Max Drawdown (5Y)Largest decline over 5 years | -25.19% | -25.43% | +0.24% |
Max Drawdown (10Y)Largest decline over 10 years | -27.50% | -33.92% | +6.42% |
Current DrawdownCurrent decline from peak | 0.00% | -0.74% | +0.74% |
Average DrawdownAverage peak-to-trough decline | -6.52% | -10.72% | +4.20% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.83% | 1.97% | -0.14% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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