GCOZX vs. XLK
Compare and contrast key facts about GuideStone Funds Growth Allocation Fund (GCOZX) and State Street Technology Select Sector SPDR ETF (XLK).
GCOZX is managed by GuideStone Funds. It was launched on Aug 26, 2001. XLK is a passively managed fund by State Street that tracks the performance of the S&P Technology Select Sector Daily Capped 35/20 Index. It was launched on Dec 16, 1998.
Performance
GCOZX vs. XLK - Performance Comparison
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GCOZX vs. XLK - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
GCOZX GuideStone Funds Growth Allocation Fund | -2.61% | 16.13% | 12.05% | 16.57% | -18.06% | 11.60% | 12.96% | 22.39% | -7.50% | 18.61% |
XLK State Street Technology Select Sector SPDR ETF | -6.18% | 24.61% | 21.63% | 56.02% | -27.73% | 34.74% | 43.62% | 49.86% | -1.68% | 34.26% |
Returns By Period
In the year-to-date period, GCOZX achieves a -2.61% return, which is significantly higher than XLK's -6.18% return. Over the past 10 years, GCOZX has underperformed XLK with an annualized return of 8.14%, while XLK has yielded a comparatively higher 21.00% annualized return.
GCOZX
- 1D
- 2.35%
- 1M
- -5.09%
- YTD
- -2.61%
- 6M
- -1.06%
- 1Y
- 12.48%
- 3Y*
- 11.87%
- 5Y*
- 5.29%
- 10Y*
- 8.14%
XLK
- 1D
- 1.51%
- 1M
- -3.20%
- YTD
- -6.18%
- 6M
- -4.94%
- 1Y
- 30.47%
- 3Y*
- 22.19%
- 5Y*
- 15.65%
- 10Y*
- 21.00%
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GCOZX vs. XLK - Expense Ratio Comparison
GCOZX has a 0.39% expense ratio, which is higher than XLK's 0.08% expense ratio.
Return for Risk
GCOZX vs. XLK — Risk / Return Rank
GCOZX
XLK
GCOZX vs. XLK - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for GuideStone Funds Growth Allocation Fund (GCOZX) and State Street Technology Select Sector SPDR ETF (XLK). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| GCOZX | XLK | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.01 | 1.13 | -0.12 |
Sortino ratioReturn per unit of downside risk | 1.48 | 1.71 | -0.23 |
Omega ratioGain probability vs. loss probability | 1.22 | 1.24 | -0.02 |
Calmar ratioReturn relative to maximum drawdown | 1.39 | 1.97 | -0.58 |
Martin ratioReturn relative to average drawdown | 6.04 | 6.31 | -0.26 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| GCOZX | XLK | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.01 | 1.13 | -0.12 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.45 | 0.64 | -0.19 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.65 | 0.87 | -0.22 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.41 | 0.36 | +0.05 |
Correlation
The correlation between GCOZX and XLK is 0.82, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
GCOZX vs. XLK - Dividend Comparison
GCOZX's dividend yield for the trailing twelve months is around 9.85%, more than XLK's 0.57% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
GCOZX GuideStone Funds Growth Allocation Fund | 9.85% | 9.59% | 3.47% | 3.37% | 9.49% | 6.85% | 4.94% | 9.42% | 4.24% | 4.71% | 5.71% | 19.06% |
XLK State Street Technology Select Sector SPDR ETF | 0.57% | 0.54% | 0.66% | 0.76% | 1.04% | 0.65% | 0.92% | 1.16% | 1.60% | 1.37% | 1.74% | 1.79% |
Drawdowns
GCOZX vs. XLK - Drawdown Comparison
The maximum GCOZX drawdown since its inception was -47.79%, smaller than the maximum XLK drawdown of -82.05%. Use the drawdown chart below to compare losses from any high point for GCOZX and XLK.
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Drawdown Indicators
| GCOZX | XLK | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -47.79% | -82.05% | +34.26% |
Max Drawdown (1Y)Largest decline over 1 year | -9.23% | -15.92% | +6.69% |
Max Drawdown (5Y)Largest decline over 5 years | -25.19% | -33.56% | +8.37% |
Max Drawdown (10Y)Largest decline over 10 years | -27.50% | -33.56% | +6.06% |
Current DrawdownCurrent decline from peak | -5.91% | -11.04% | +5.13% |
Average DrawdownAverage peak-to-trough decline | -6.56% | -35.17% | +28.61% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.12% | 4.98% | -2.86% |
Volatility
GCOZX vs. XLK - Volatility Comparison
The current volatility for GuideStone Funds Growth Allocation Fund (GCOZX) is 5.00%, while State Street Technology Select Sector SPDR ETF (XLK) has a volatility of 8.12%. This indicates that GCOZX experiences smaller price fluctuations and is considered to be less risky than XLK based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| GCOZX | XLK | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.00% | 8.12% | -3.12% |
Volatility (6M)Calculated over the trailing 6-month period | 7.74% | 16.49% | -8.75% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.77% | 27.05% | -14.28% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 11.94% | 24.72% | -12.78% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 12.66% | 24.33% | -11.67% |