Essent Group Ltd. (ESNT)
Company Info
Highlights
$6.05B
$6.85
8.55
0.84
$968.80M
$968.80M
$673.60M
$51.61 - $64.65
$62.71
1.03%
0.99
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
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Returns By Period
Essent Group Ltd. (ESNT) returned 8.13% year-to-date (YTD) and 5.63% over the past 12 months. Over the past 10 years, ESNT returned 9.76% annually, underperforming the S&P 500 benchmark at 10.45%.
ESNT
8.13%
5.57%
7.03%
5.63%
18.30%
9.76%
^GSPC (Benchmark)
-3.77%
3.72%
-5.60%
8.55%
14.11%
10.45%
Monthly Returns
The table below presents the monthly returns of ESNT, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 7.00% | -1.08% | 0.75% | -1.37% | 2.81% | 8.13% | |||||||
| 2024 | 4.59% | -2.88% | 11.65% | -10.99% | 7.58% | -0.90% | 11.83% | 2.76% | 0.00% | -6.66% | -3.72% | -5.32% | 5.23% |
| 2023 | 13.25% | -2.45% | -6.21% | 6.04% | 4.58% | 5.95% | 5.98% | 1.75% | -5.83% | -0.11% | 2.86% | 9.10% | 38.60% |
| 2022 | 0.24% | -3.20% | -6.25% | -1.65% | 6.10% | -9.09% | 7.35% | -3.72% | -12.80% | 13.51% | 1.89% | -3.02% | -12.76% |
| 2021 | -3.17% | -1.43% | 15.62% | 10.72% | -8.69% | -6.04% | 0.49% | 4.63% | -6.52% | 9.07% | -12.98% | 9.50% | 7.06% |
| 2020 | -4.58% | -12.03% | -39.43% | 3.72% | 20.97% | 10.28% | -1.21% | 0.08% | 3.67% | 7.67% | 10.45% | -1.50% | -15.53% |
| 2019 | 16.30% | 8.53% | 0.72% | 9.21% | -1.05% | 0.09% | -1.77% | 5.07% | -1.41% | 9.27% | 4.91% | -4.60% | 53.00% |
| 2018 | 7.14% | -3.07% | -5.61% | -22.56% | 4.07% | 4.43% | 7.20% | 12.92% | 2.05% | -10.92% | -2.18% | -11.36% | -21.28% |
| 2017 | 6.80% | 0.69% | 3.91% | 2.32% | -2.00% | 2.40% | 3.45% | 1.72% | 3.63% | 5.23% | 3.82% | -1.88% | 34.14% |
| 2016 | -17.91% | 7.12% | 8.05% | -1.83% | 7.05% | -0.23% | 9.86% | 10.94% | 0.11% | -0.64% | 15.43% | 6.06% | 47.88% |
| 2015 | -9.02% | -0.73% | 2.97% | 4.35% | 2.24% | 7.21% | 7.02% | -8.47% | -7.24% | -3.02% | 2.57% | -11.45% | -14.86% |
| 2014 | 4.32% | -7.57% | -3.19% | -16.07% | 5.84% | 0.70% | -9.36% | 15.65% | 1.66% | 13.69% | 3.53% | 2.02% | 6.86% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of ESNT is 58, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Essent Group Ltd. (ESNT) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
Essent Group Ltd. provided a 1.96% dividend yield over the last twelve months, with an annual payout of $1.15 per share. The company has been increasing its dividends for 5 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| Dividend | $1.15 | $1.12 | $1.00 | $0.86 | $0.70 | $0.64 | $0.30 |
Dividend yield | 1.96% | 2.06% | 1.90% | 2.21% | 1.54% | 1.48% | 0.58% |
Monthly Dividends
The table displays the monthly dividend distributions for Essent Group Ltd.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.31 | $0.00 | $0.00 | $0.31 | |||||||
| 2024 | $0.00 | $0.00 | $0.28 | $0.00 | $0.28 | $0.00 | $0.00 | $0.28 | $0.00 | $0.00 | $0.00 | $0.28 | $1.12 |
| 2023 | $0.00 | $0.00 | $0.25 | $0.00 | $0.25 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $0.25 | $0.00 | $1.00 |
| 2022 | $0.00 | $0.00 | $0.20 | $0.00 | $0.21 | $0.00 | $0.00 | $0.22 | $0.00 | $0.00 | $0.23 | $0.00 | $0.86 |
| 2021 | $0.00 | $0.00 | $0.16 | $0.00 | $0.17 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $0.19 | $0.00 | $0.70 |
| 2020 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.16 | $0.00 | $0.16 | $0.00 | $0.00 | $0.16 | $0.00 | $0.64 |
| 2019 | $0.15 | $0.00 | $0.00 | $0.15 | $0.30 |
Dividend Yield & Payout
Dividend Yield
Essent Group Ltd. has a dividend yield of 1.96%, which is quite average when compared to the overall market.
Payout Ratio
Essent Group Ltd. has a payout ratio of 22.37%, which is below the market average. This means Essent Group Ltd. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Essent Group Ltd.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Essent Group Ltd. was 64.72%, occurring on Mar 18, 2020. Recovery took 851 trading sessions.
The current Essent Group Ltd. drawdown is 8.85%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -64.72% | Nov 29, 2019 | 75 | Mar 18, 2020 | 851 | Aug 4, 2023 | 926 |
| -43.52% | Jul 21, 2015 | 130 | Jan 25, 2016 | 203 | Nov 10, 2016 | 333 |
| -37.27% | Jan 24, 2018 | 232 | Dec 24, 2018 | 186 | Sep 20, 2019 | 418 |
| -32.32% | Feb 19, 2014 | 116 | Aug 4, 2014 | 192 | May 8, 2015 | 308 |
| -18.36% | Oct 18, 2024 | 43 | Dec 18, 2024 | — | — | — |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Essent Group Ltd. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Earnings Per Share
The chart presents the Earnings Per Share (EPS) performance of Essent Group Ltd., comparing actual results with analytics estimates. In the past quarter, the company did not meet analyst expectations for EPS, resulting in a surprise of -4.2%.
Valuation
The Valuation section provides an overview of how Essent Group Ltd. is priced in the market compared to other companies in the Mortgage Finance industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for ESNT, comparing it with other companies in the Mortgage Finance industry. Currently, ESNT has a P/E ratio of 8.5. This P/E ratio is considered low compared to industry peers, which may suggest that the stock is undervalued or that the company has weaker growth prospects.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for ESNT compared to other companies in the Mortgage Finance industry. ESNT currently has a PEG ratio of 0.8. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for ESNT relative to other companies in the Mortgage Finance industry. Currently, ESNT has a P/S ratio of 4.9. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for ESNT in comparison with other companies in the Mortgage Finance industry. Currently, ESNT has a P/B value of 1.1. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
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Minority Interest | — |
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Interest Income | — |
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Net Interest Income | — |