ESNT vs. RLI
Compare and contrast key facts about Essent Group Ltd. (ESNT) and RLI Corp. (RLI).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: ESNT or RLI.
Correlation
The correlation between ESNT and RLI is 0.46, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Performance
ESNT vs. RLI - Performance Comparison
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Key characteristics
ESNT:
0.24
RLI:
0.20
ESNT:
0.48
RLI:
0.40
ESNT:
1.06
RLI:
1.06
ESNT:
0.32
RLI:
0.24
ESNT:
0.61
RLI:
0.50
ESNT:
9.63%
RLI:
8.83%
ESNT:
24.08%
RLI:
22.85%
ESNT:
-64.72%
RLI:
-64.06%
ESNT:
-8.85%
RLI:
-15.46%
Fundamentals
ESNT:
$6.05B
RLI:
$6.83B
ESNT:
$6.85
RLI:
$3.03
ESNT:
8.55
RLI:
24.55
ESNT:
0.84
RLI:
3.82
ESNT:
4.86
RLI:
3.92
ESNT:
1.08
RLI:
4.24
ESNT:
$968.80M
RLI:
$1.74B
ESNT:
$968.80M
RLI:
$1.73B
ESNT:
$673.60M
RLI:
$232.53M
Returns By Period
In the year-to-date period, ESNT achieves a 8.13% return, which is significantly higher than RLI's -9.28% return. Over the past 10 years, ESNT has underperformed RLI with an annualized return of 9.76%, while RLI has yielded a comparatively higher 15.21% annualized return.
ESNT
8.13%
5.57%
7.03%
5.63%
18.30%
9.76%
RLI
-9.28%
-2.06%
-11.13%
4.47%
17.82%
15.21%
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Risk-Adjusted Performance
ESNT vs. RLI — Risk-Adjusted Performance Rank
ESNT
RLI
ESNT vs. RLI - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Essent Group Ltd. (ESNT) and RLI Corp. (RLI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
ESNT vs. RLI - Dividend Comparison
ESNT's dividend yield for the trailing twelve months is around 1.96%, less than RLI's 3.27% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ESNT Essent Group Ltd. | 1.96% | 2.06% | 1.90% | 2.21% | 1.54% | 1.48% | 0.58% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
RLI RLI Corp. | 3.27% | 2.94% | 0.80% | 5.92% | 0.88% | 0.91% | 1.87% | 2.71% | 4.25% | 4.42% | 4.45% | 7.51% |
Drawdowns
ESNT vs. RLI - Drawdown Comparison
The maximum ESNT drawdown since its inception was -64.72%, roughly equal to the maximum RLI drawdown of -64.06%. Use the drawdown chart below to compare losses from any high point for ESNT and RLI. For additional features, visit the drawdowns tool.
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Volatility
ESNT vs. RLI - Volatility Comparison
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Financials
ESNT vs. RLI - Financials Comparison
This section allows you to compare key financial metrics between Essent Group Ltd. and RLI Corp.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
ESNT vs. RLI - Profitability Comparison
ESNT - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Essent Group Ltd. reported a gross profit of 339.28M and revenue of 339.28M. Therefore, the gross margin over that period was 100.0%.
RLI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, RLI Corp. reported a gross profit of 407.67M and revenue of 407.67M. Therefore, the gross margin over that period was 100.0%.
ESNT - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Essent Group Ltd. reported an operating income of 194.95M and revenue of 339.28M, resulting in an operating margin of 57.5%.
RLI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, RLI Corp. reported an operating income of 78.63M and revenue of 407.67M, resulting in an operating margin of 19.3%.
ESNT - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Essent Group Ltd. reported a net income of 167.90M and revenue of 339.28M, resulting in a net margin of 49.5%.
RLI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, RLI Corp. reported a net income of 63.21M and revenue of 407.67M, resulting in a net margin of 15.5%.