ESNT vs. AER

Last updated Apr 2, 2026

Compare and contrast key facts about Essent Group Ltd. (ESNT) and AerCap Holdings N.V. (AER).

Performance

ESNT vs. AER - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Essent Group Ltd. (ESNT) and AerCap Holdings N.V. (AER). The values are adjusted to include any dividend payments, if applicable.

ESNT vs. AER - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
ESNT Essent Group Ltd.	-9.85%	21.95%	5.23%	38.60%	-12.76%	7.06%	-15.53%	53.00%	-21.28%	34.14%
AER AerCap Holdings N.V.	-2.38%	51.66%	29.81%	27.43%	-10.85%	43.53%	-25.85%	55.23%	-24.73%	26.44%

Fundamentals

EPS ESNT : $6.95 AER : $21.70
PE Ratio ESNT : 8.38 AER : 6.45
PEG Ratio ESNT : 0.45 AER : 0.16
PS Ratio ESNT : 4.50 AER : 3.01
Total Revenue (TTM) ESNT : $1.31B AER : $8.02B
Gross Profit (TTM) ESNT : $1.17B AER : $4.21B
EBITDA (TTM) ESNT : $870.39M AER : $6.02B

Returns By Period

In the year-to-date period, ESNT achieves a -9.85% return, which is significantly lower than AER's -2.38% return. Over the past 10 years, ESNT has underperformed AER with an annualized return of 12.45%, while AER has yielded a comparatively higher 13.89% annualized return.

ESNT

• 1D: -0.33%
• 1M: -4.44%
• YTD: -9.85%
• 6M: -5.30%
• 1Y: 2.17%
• 3Y*: 15.67%
• 5Y*: 6.69%
• 10Y*: 12.45%

AER

• 1D: 2.03%
• 1M: -6.84%
• YTD: -2.38%
• 6M: 14.56%
• 1Y: 38.06%
• 3Y*: 36.44%
• 5Y*: 19.12%
• 10Y*: 13.89%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

ESNT vs. AER — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ESNT

ESNT Risk / Return Rank: 42
ESNT Sharpe Ratio Rank: 44
ESNT Sortino Ratio Rank: 36
ESNT Omega Ratio Rank: 36
ESNT Calmar Ratio Rank: 46
ESNT Martin Ratio Rank: 46

AER

AER Risk / Return Rank: 81
AER Sharpe Ratio Rank: 83
AER Sortino Ratio Rank: 76
AER Omega Ratio Rank: 79
AER Calmar Ratio Rank: 82
AER Martin Ratio Rank: 85

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ESNT vs. AER - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Essent Group Ltd. (ESNT) and AerCap Holdings N.V. (AER). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	ESNT	AER	Difference
Sharpe ratio Return per unit of total volatility	0.10	1.42	-1.33
Sortino ratio Return per unit of downside risk	0.29	1.91	-1.63
Omega ratio Gain probability vs. loss probability	1.04	1.28	-0.25
Calmar ratio Return relative to maximum drawdown	0.22	2.59	-2.37
Martin ratio Return relative to average drawdown	0.48	8.01	-7.53
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

ESNT vs. AER - Sharpe Ratio Comparison

The current ESNT Sharpe Ratio is 0.10, which is lower than the AER Sharpe Ratio of 1.42. The chart below compares the historical Sharpe Ratios of ESNT and AER, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	ESNT	AER	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.10	1.42	-1.33
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.27	0.60	-0.33
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.32	0.33	-0.01
Sharpe Ratio (All Time) Calculated using the full available price history	0.26	0.20	+0.06

Correlation

The correlation between ESNT and AER is 0.43, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

ESNT vs. AER - Dividend Comparison

ESNT's dividend yield for the trailing twelve months is around 2.20%, more than AER's 0.86% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019
ESNT Essent Group Ltd.	2.20%	1.91%	2.06%	1.90%	2.21%	1.54%	1.48%	0.58%
AER AerCap Holdings N.V.	0.86%	0.75%	0.78%	0.00%	0.00%	0.00%	0.00%	0.00%

Drawdowns

ESNT vs. AER - Drawdown Comparison

The maximum ESNT drawdown since its inception was -64.72%, smaller than the maximum AER drawdown of -94.38%. Use the drawdown chart below to compare losses from any high point for ESNT and AER.

Drawdown Indicators

	ESNT	AER	Difference
Max Drawdown Largest peak-to-trough decline	-64.72%	-94.38%	+29.66%
Max Drawdown (1Y) Largest decline over 1 year	-13.93%	-14.77%	+0.84%
Max Drawdown (5Y) Largest decline over 5 years	-33.27%	-45.14%	+11.87%
Max Drawdown (10Y) Largest decline over 10 years	-64.72%	-75.86%	+11.14%
Current Drawdown Current decline from peak	-12.29%	-9.36%	-2.93%
Average Drawdown Average peak-to-trough decline	-13.83%	-28.57%	+14.74%
Ulcer Index Depth and duration of drawdowns from previous peaks	6.44%	4.78%	+1.66%

Volatility

ESNT vs. AER - Volatility Comparison

The current volatility for Essent Group Ltd. (ESNT) is 4.29%, while AerCap Holdings N.V. (AER) has a volatility of 12.27%. This indicates that ESNT experiences smaller price fluctuations and is considered to be less risky than AER based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	ESNT	AER	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.29%	12.27%	-7.98%
Volatility (6M) Calculated over the trailing 6-month period	15.75%	18.99%	-3.24%
Volatility (1Y) Calculated over the trailing 1-year period	22.80%	26.92%	-4.12%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	25.09%	32.29%	-7.20%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	38.81%	41.94%	-3.13%

Financials

ESNT vs. AER - Profitability Comparison

The chart below illustrates the profitability comparison between Essent Group Ltd. and AerCap Holdings N.V. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

ESNT - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Essent Group Ltd. reported a gross profit of 273.80M and revenue of 318.73M. Therefore, the gross margin over that period was 85.9%.

AER - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, AerCap Holdings N.V. reported a gross profit of 1.13B and revenue of 2.17B. Therefore, the gross margin over that period was 52.3%.

ESNT - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Essent Group Ltd. reported an operating income of 199.16M and revenue of 318.73M, resulting in an operating margin of 62.5%.

AER - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, AerCap Holdings N.V. reported an operating income of 946.83M and revenue of 2.17B, resulting in an operating margin of 43.7%.

ESNT - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Essent Group Ltd. reported a net income of 164.22M and revenue of 318.73M, resulting in a net margin of 51.5%.

AER - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, AerCap Holdings N.V. reported a net income of 632.81M and revenue of 2.17B, resulting in a net margin of 29.2%.