ESNT vs. AER
ESNT (Essent Group Ltd.) and AER (AerCap Holdings N.V.) are both stocks. ESNT operates in Mortgage Finance (Financial Services), while AER operates in Airports & Air Services (Industrials). Over the past 10 years, ESNT returned 12.92%/yr vs 15.80%/yr for AER. At a 0.43 correlation, their price movements are largely independent.
Performance
ESNT vs. AER - Performance Comparison
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Returns By Period
In the year-to-date period, ESNT achieves a -6.92% return, which is significantly lower than AER's 2.40% return. Over the past 10 years, ESNT has underperformed AER with an annualized return of 12.92%, while AER has yielded a comparatively higher 15.80% annualized return.
ESNT
- 1D
- 1.44%
- 1M
- -1.05%
- YTD
- -6.92%
- 6M
- -8.05%
- 1Y
- 0.02%
- 3Y*
- 12.73%
- 5Y*
- 7.48%
- 10Y*
- 12.92%
AER
- 1D
- -0.30%
- 1M
- 5.62%
- YTD
- 2.40%
- 6M
- 1.37%
- 1Y
- 28.46%
- 3Y*
- 35.22%
- 5Y*
- 22.46%
- 10Y*
- 15.80%
ESNT vs. AER - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
ESNT Essent Group Ltd. | -6.92% | 21.95% | 5.23% | 38.60% | -12.76% | 7.06% | -15.53% | 53.00% | -21.28% | 34.14% |
AER AerCap Holdings N.V. | 2.40% | 51.66% | 29.81% | 27.43% | -10.85% | 43.53% | -25.85% | 55.23% | -24.73% | 26.44% |
Correlation
The correlation between ESNT and AER is 0.26, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.26 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.37 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.47 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.46 |
Correlation (All Time) Calculated using the full available price history since Oct 31, 2013 | 0.43 |
The correlation between ESNT and AER shifts across timeframes, from 0.26 (1 year) to 0.47 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
ESNT:
$5.65B
AER:
$24.14B
ESNT:
$6.98
AER:
$22.98
ESNT:
8.57
AER:
6.37
ESNT:
1.98
AER:
0.16
ESNT:
4.55
AER:
3.08
ESNT:
0.99
AER:
1.31
ESNT:
$1.29B
AER:
$8.11B
ESNT:
$839.13M
AER:
$4.29B
ESNT:
$643.27M
AER:
$6.71B
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Return for Risk
ESNT vs. AER — Risk / Return Rank
ESNT
AER
ESNT vs. AER - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Essent Group Ltd. (ESNT) and AerCap Holdings N.V. (AER). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| ESNT | AER | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.13 | ||
| Sortino ratioReturn per unit of downside risk | -1.54 | ||
| Omega ratioGain probability vs. loss probability | 1.02 | 1.21 | -0.19 |
| Calmar ratioReturn relative to maximum drawdown | 0.00 | 1.94 | -1.93 |
| Martin ratioReturn relative to average drawdown | 0.00 | 4.90 | -4.89 |
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Drawdowns
ESNT vs. AER - Drawdown Comparison
The maximum ESNT drawdown since its inception was -64.72%, smaller than the maximum AER drawdown of -94.38%. Use the drawdown chart below to compare losses from any high point for ESNT and AER.
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Drawdown Indicators
| ESNT | AER | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -64.72% | -94.38% | +29.66% |
Max Drawdown (1Y)Largest decline over 1 year | -15.41% | -14.77% | -0.64% |
Max Drawdown (3Y)Largest decline over 3 years | -18.36% | -15.66% | -2.70% |
Max Drawdown (5Y)Largest decline over 5 years | -28.79% | -45.14% | +16.35% |
Max Drawdown (10Y)Largest decline over 10 years | -64.72% | -75.86% | +11.14% |
Current DrawdownCurrent decline from peak | -9.44% | -4.92% | -4.52% |
Average DrawdownAverage peak-to-trough decline | -13.74% | -28.37% | +14.63% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.61% | 5.83% | +1.78% |
Volatility
ESNT vs. AER - Volatility Comparison
Essent Group Ltd. (ESNT) and AerCap Holdings N.V. (AER) have volatilities of 6.46% and 6.67%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| ESNT | AER | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.46% | 6.67% | -0.21% |
Volatility (6M)Calculated over the trailing 6-month period | 17.69% | 20.29% | -2.60% |
Volatility (1Y)Calculated over the trailing 1-year period | 22.58% | 25.29% | -2.71% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 24.97% | 32.22% | -7.25% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 38.69% | 41.78% | -3.09% |
Dividends
ESNT vs. AER - Dividend Comparison
ESNT's dividend yield for the trailing twelve months is around 2.21%, more than AER's 0.92% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
AER AerCap Holdings N.V. | 0.92% | 0.75% | 0.78% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
ESNT Essent Group Ltd. | 2.21% | 1.91% | 2.06% | 1.90% | 2.21% | 1.54% | 1.48% | 0.58% |
Financials
ESNT vs. AER - Financials Comparison
This section allows you to compare key financial metrics between Essent Group Ltd. and AerCap Holdings N.V.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
ESNT vs. AER - Profitability Comparison
ESNT - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Essent Group Ltd. reported a gross profit of 0.00 and revenue of 336.07M. Therefore, the gross margin over that period was 0.0%.
AER - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, AerCap Holdings N.V. reported a gross profit of 1.41B and revenue of 2.16B. Therefore, the gross margin over that period was 65.4%.
ESNT - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Essent Group Ltd. reported an operating income of 0.00 and revenue of 336.07M, resulting in an operating margin of 0.0%.
AER - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, AerCap Holdings N.V. reported an operating income of 1.28B and revenue of 2.16B, resulting in an operating margin of 59.3%.
ESNT - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Essent Group Ltd. reported a net income of 171.80M and revenue of 336.07M, resulting in a net margin of 51.1%.
AER - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, AerCap Holdings N.V. reported a net income of 818.12M and revenue of 2.16B, resulting in a net margin of 37.8%.
Frequently Asked Questions
ESNT and AER have a correlation of 0.26, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
AER has higher volatility (6.67%) compared to ESNT (6.46%). In terms of maximum drawdown, ESNT dropped -64.72% vs AER's -94.38%.
AER currently has the higher Sharpe Ratio (1.13 vs 0.00), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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