American Funds College 2039 Fund (CDJAX) belongs to the Diversified Portfolio category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with CDJAX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to CDJAX
CDJAX charges 0.48% annually. There are 181 mutual funds in the Diversified Portfolio category with lower expense ratios, going as low as 0.02%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Fidelity 70% Allocation Fund | 0.02% | — | Jan 2022 | CDJAX vs FRGAX | |
| PGIM 60/40 Allocation Fund | 0.03% | — | Sep 2017 | CDJAX vs PALDX | |
| TIAA-CREF Lifestyle Aggressive Growth Fund | 0.04% | — | Dec 2011 | CDJAX vs TSAIX | |
| Baron WealthBuilder Fund | 0.05% | — | Dec 2017 | CDJAX vs BWBIX | |
| Vanguard Tax-Managed Balanced Fund Admiral Shares | 0.05% | 12.30B | Sep 1994 | CDJAX vs VTMFX |
Best Risk-Adjusted Alternatives to CDJAX
CDJAX has a PortfoliosLab risk / return rank of 50. There are 375 mutual funds in the Diversified Portfolio category with higher risk-adjusted ranks, going as high as 99.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| SEI Asset Allocation Trust Defensive Strategy Allo... | 99 | — | Nov 2003 | CDJAX vs STDAX | |
| Thornburg Investment Income Builder Fund Class I | 98 | — | Dec 2002 | CDJAX vs TIBIX | |
| Nuveen Flexible Income Fund | 97 | — | Dec 2009 | CDJAX vs NWQIX | |
| Allspring Diversified Capital Builder Fund | 94 | — | Jan 1998 | CDJAX vs EKBAX | |
| Pioneer Balanced ESG Fund | 94 | — | Dec 1991 | CDJAX vs AYBLX |
Top Performing CDJAX Alternatives (YTD)
CDJAX is at 8.13% YTD. There are 150 mutual funds in the Diversified Portfolio category with higher YTD returns, going as high as 36.93%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| Allspring Diversified Capital Builder Fund | 36.93% | — | Jan 1998 | CDJAX vs EKBAX | |
| Greenspring Fund | 22.81% | — | Jun 1983 | CDJAX vs GRSPX | |
| MH Elite Small Cap Fund of Funds Fund | 19.20% | — | Aug 1998 | CDJAX vs MHELX | |
| Thornburg Investment Income Builder Fund Class I | 17.58% | — | Dec 2002 | CDJAX vs TIBIX | |
| ICON Equity Income Fund | 14.46% | — | May 2004 | CDJAX vs IOEZX |
Lowest Volatility Alternatives to CDJAX
CDJAX has 11.13% 1-year volatility. There are 441 mutual funds in the Diversified Portfolio category with lower 1-year volatility, going as low as 0.84%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| SEI Asset Allocation Trust Defensive Strategy Allo... | 0.84% | — | Nov 2003 | CDJAX vs STDAX | |
| SEI Institutional Managed Trust Multi-Asset Capita... | 2.83% | — | Apr 2012 | CDJAX vs SCLAX | |
| SEI Asset Allocation Trust Conservative Strategy F... | 2.84% | — | Nov 2003 | CDJAX vs SICIX | |
| Ave Maria Bond Fund | 2.99% | — | Apr 2003 | CDJAX vs AVEFX | |
| American Funds College 2027 Fund | 3.12% | — | Sep 2012 | CDJAX vs CSTAX |
Lowest Drawdown Alternatives to CDJAX
CDJAX has a 1-year max drawdown of -8.44%. There are 460 mutual funds in the Diversified Portfolio category with shallower 1-year drawdowns, going as shallow as -0.36%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| SEI Asset Allocation Trust Defensive Strategy Allo... | -0.36% | — | Nov 2003 | CDJAX vs STDAX | |
| SEI Institutional Managed Trust Multi-Asset Capita... | -2.32% | — | Apr 2012 | CDJAX vs SCLAX | |
| DFA Global Allocation 25/75 Portfolio | -2.64% | — | Dec 2003 | CDJAX vs DGTSX | |
| SEI Asset Allocation Trust Conservative Strategy F... | -2.65% | — | Nov 2003 | CDJAX vs SICIX | |
| American Funds College 2027 Fund | -2.72% | — | Sep 2012 | CDJAX vs CSTAX |
Other Mutual Funds from American Funds
The 10 most viewed American Funds mutual funds shown here include ABALX, AIVSX, AWSHX and span 7 categories.
Often Compared With CDJAX
Investors most often compare CDJAX with FIQDX, BLNDX, FSIRX. These 10 comparison targets span 1 categories, based on PortfoliosLab usage data.
| Symbol | Name | Category | Risk / Return Rank | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|---|---|
| Fidelity Advisor Strategic Real Return Fund Class ... | Diversified Portfolio | 90 | 6.22% | — | Oct 2018 | CDJAX vs FIQDX | |
| Standpoint Multi-Asset Fund Institutional | Diversified Portfolio | 80 | 10.75% | — | Dec 2019 | CDJAX vs BLNDX | |
| Fidelity Advisor Strategic Real Return Fund Class ... | Diversified Portfolio | 89 | 6.24% | — | Sep 2005 | CDJAX vs FSIRX | |
| PGIM Real Assets Fund | Diversified Portfolio | 86 | 10.74% | — | Dec 2010 | CDJAX vs PUDZX | |
| Fidelity Sustainable Multi-Asset Fund | Diversified Portfolio | 54 | 8.45% | — | Feb 2022 | CDJAX vs FYMIX | |
| Quantified Managed Income Fund | Diversified Portfolio | 5 | -0.50% | — | Aug 2013 | CDJAX vs QBDSX | |
| Fidelity Strategic Real Return Fund Class K6 | Diversified Portfolio | 91 | 6.32% | — | Sep 2005 | CDJAX vs FSRKX | |
| Fidelity Strategic Real Return Fund | Diversified Portfolio | 90 | 6.20% | — | Sep 2005 | CDJAX vs FSRRX | |
| Fidelity Advisor Strategic Real Return Fund Class ... | Diversified Portfolio | 86 | 5.62% | — | Sep 2005 | CDJAX vs FCSRX | |
| Sound Mind Investing Fund | Diversified Portfolio | 41 | 14.29% | — | Dec 2005 | CDJAX vs SMIFX |
Compare CDJAX with Any Fund or Stock
Compare CDJAX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair CDJAX with funds that move differently
American Funds College 2039 Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to CDJAX.
Explore CDJAX Diversifiers