- ISIN
- US87245M7801
- Issuer
- TIAA Investments
- Inception Date
- Sep 29, 2009
- Category
- Target Retirement Date
- Min. Investment
- $10,000,000
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
TLHIX Performance Chart
TIAA-CREF Lifecycle Index 2030 Fund (TLHIX) is up 7.6% since the beginning of the year. TLHIX is currently trading at $29 per share. Investors who bought $1,000 worth of TLHIX shares 5 years ago would now be looking at an investment worth $1,411.
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Returns By Period
TIAA-CREF Lifecycle Index 2030 Fund (TLHIX) has returned 7.64% so far this year and 18.71% over the past 12 months. Over the last ten years, TLHIX has returned 9.10% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
TIAA-CREF Lifecycle Index 2030 Fund
- 1D
- 0.84%
- 1M
- 1.40%
- YTD
- 7.64%
- 6M
- 7.60%
- 1Y
- 18.71%
- 3Y*
- 13.32%
- 5Y*
- 7.13%
- 10Y*
- 9.10%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
TLHIX Monthly Returns History
Based on dividend-adjusted daily data since Oct 1, 2009, TLHIX's average daily return is +0.04%, while the average monthly return is +0.77%. At this rate, an investment would double in approximately 7.5 years.
Historically, 68% of months were positive and 32% were negative. The best month was Oct 2011 with a return of +9.0%, while the worst month was Mar 2020 at -9.6%. The longest winning streak lasted 13 consecutive months, and the longest losing streak was 5 months.
On a daily basis, TLHIX closed higher 53% of trading days. The best single day was Mar 24, 2020 with a return of +5.5%, while the worst single day was Mar 16, 2020 at -7.2%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.94% | 1.39% | -4.29% | 5.62% | 2.82% | 0.21% | 7.64% | ||||||
| 2025 | 2.24% | 0.57% | -2.09% | 0.58% | 2.99% | 3.30% | 0.50% | 2.18% | 2.40% | 1.43% | 0.29% | 0.49% | 15.76% |
| 2024 | 0.04% | 2.34% | 2.20% | -3.09% | 3.36% | 1.43% | 2.08% | 1.92% | 1.80% | -2.24% | 2.77% | -2.25% | 10.59% |
| 2023 | 5.79% | -2.73% | 2.67% | 0.99% | -0.98% | 3.54% | 2.23% | -2.01% | -3.41% | -2.26% | 6.99% | 4.40% | 15.54% |
| 2022 | -3.76% | -2.17% | 0.17% | -6.29% | 0.51% | -5.71% | 5.42% | -3.43% | -7.48% | 3.58% | 6.46% | -3.11% | -15.72% |
| 2021 | -0.35% | 1.29% | 1.49% | 3.11% | 0.84% | 1.25% | 0.86% | 1.50% | -2.96% | 3.34% | -1.52% | 2.41% | 11.65% |
Benchmark Metrics
TIAA-CREF Lifecycle Index 2030 Fund has an annualized alpha of 0.69%, beta of 0.65, and R2 of 0.93 versus S&P 500 Index. Calculated based on daily prices since October 01, 2009.
- This fund participated in 74.49% of S&P 500 Index downside but only 67.70% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.65 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 0.69%
- Beta
- 0.65
- R²
- 0.93
- Upside Capture
- 67.70%
- Downside Capture
- 74.49%
Expense Ratio
TLHIX has an expense ratio of 0.10%, which is considered low.
Return for Risk
Risk / Return Rank
TLHIX ranks 71 for risk / return — better than 71% of mutual funds on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for TIAA-CREF Lifecycle Index 2030 Fund (TLHIX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TLHIX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.23 | ||
| Sortino ratioReturn per unit of downside risk | +0.44 | ||
| Omega ratioGain probability vs. loss probability | 1.43 | 1.37 | +0.06 |
| Calmar ratioReturn relative to maximum drawdown | 3.03 | 2.78 | +0.24 |
| Martin ratioReturn relative to average drawdown | 13.02 | 12.44 | +0.58 |
Dividends
Dividend History
TIAA-CREF Lifecycle Index 2030 Fund provided a 3.90% dividend yield over the last twelve months, with an annual payout of $1.13 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.13 | $1.13 | $0.87 | $0.55 | $0.57 | $0.78 | $0.47 | $0.45 | $0.45 | $0.03 | $0.40 | $0.04 |
Dividend yield | 3.90% | 4.20% | 3.62% | 2.44% | 2.82% | 3.21% | 2.06% | 2.25% | 2.68% | 0.14% | 2.49% | 0.25% |
Monthly Dividends
The table displays the monthly dividend distributions for TIAA-CREF Lifecycle Index 2030 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.13 | $1.13 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.87 | $0.87 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.55 | $0.55 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.57 | $0.57 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.78 | $0.78 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the TIAA-CREF Lifecycle Index 2030 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the TIAA-CREF Lifecycle Index 2030 Fund was 23.86%, occurring on Mar 23, 2020. Recovery took 92 trading sessions.
The current TIAA-CREF Lifecycle Index 2030 Fund drawdown is 0.28%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
COVID crash2020 | -23.86%Mar 2020 | 1mo 2d | 4mo 13d | 5mo 15dFeb 2020 - Aug 2020 |
Bear market2022 | -22.15%Oct 2022 | 11mo 9d | 1y 4mo | 2y 3moNov 2021 - Mar 2024 |
2011 correction2011 | -16.99%Oct 2011 | 5mo 4d | 4mo 28d | 10mo 2dMay 2011 - Feb 2012 |
2016 correction2016 | -14.65%Feb 2016 | 8mo 25d | 10mo | 1y 6moMay 2015 - Dec 2016 |
Rate-hike selloffLate 2018 | -12.72%Dec 2018 | 10mo 29d | 3mo 10d | 1y 2moJan 2018 - Apr 2019 |
Drawdown Indicators
| TLHIX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -23.86% | -56.78% | +32.92% |
Max Drawdown (1Y)Largest decline over 1 year | -6.15% | -9.10% | +2.95% |
Max Drawdown (3Y)Largest decline over 3 years | -9.46% | -18.90% | +9.44% |
Max Drawdown (5Y)Largest decline over 5 years | -22.15% | -25.43% | +3.28% |
Max Drawdown (10Y)Largest decline over 10 years | -23.86% | -33.92% | +10.06% |
Current DrawdownCurrent decline from peak | -0.28% | -1.80% | +1.52% |
Average DrawdownAverage peak-to-trough decline | -3.49% | -10.71% | +7.22% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.43% | 2.03% | -0.60% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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