2025 Dividendology

Asset Allocation

Position	Category/Sector	Target Weight
DGRO iShares Core Dividend Growth ETF	Large Cap Growth Equities, Dividend	30%
BRK-B Berkshire Hathaway Inc.	Financial Services	15%
JEPQ JPMorgan Nasdaq Equity Premium Income ETF	Nasdaq-100, Derivative Income	10%
VYMI Vanguard International High Dividend Yield ETF	Dividend, Foreign Large Cap Equities	10%
VNQ Vanguard Real Estate ETF	REIT	10%
TXN Texas Instruments Incorporated	Technology	5%
V Visa Inc.	Financial Services	5%
MSFT Microsoft Corporation	Technology	5%
AVGO Broadcom Inc.	Technology	5%
O Realty Income Corporation	Real Estate	5%

Benchmark Against

Benchmark

S&P 500 Index

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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in 2025 Dividendology, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every year.

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Returns By Period

Position	1D	1M	YTD	6M	1Y	3Y*	5Y*	10Y*
Benchmark S&P 500 Index	0.30%	0.09%	8.18%	8.17%	23.42%	19.88%	11.91%	13.45%
Portfolio 2025 Dividendology	0.02%	0.42%	8.22%	7.96%	18.06%	18.97%	—	—
Portfolio components:
AVGO Broadcom Inc.	2.82%	-7.77%	14.83%	-0.72%	61.91%	72.46%	56.70%	41.32%
BRK-B Berkshire Hathaway Inc.	-0.23%	2.32%	-3.11%	-2.06%	-1.32%	13.25%	11.03%	13.14%
DGRO iShares Core Dividend Growth ETF	-0.29%	2.67%	8.47%	9.27%	21.90%	16.63%	10.64%	13.26%
JEPQ JPMorgan Nasdaq Equity Premium Income ETF	1.24%	0.97%	7.44%	7.26%	25.85%	20.04%	—	—
MSFT Microsoft Corporation	-1.18%	-0.60%	-14.48%	-15.77%	-11.77%	8.85%	11.09%	24.64%
O Realty Income Corporation	-1.36%	-2.66%	8.78%	7.49%	13.14%	5.19%	2.41%	4.43%
TXN Texas Instruments Incorporated	2.05%	1.08%	69.63%	62.64%	55.42%	23.02%	12.46%	19.97%
V Visa Inc.	-1.21%	0.48%	-8.47%	-1.79%	-12.97%	13.52%	7.39%	15.64%
VNQ Vanguard Real Estate ETF	-1.36%	-1.19%	9.04%	9.17%	10.45%	9.24%	1.97%	5.30%
VYMI Vanguard International High Dividend Yield ETF	0.24%	-1.37%	10.04%	13.58%	27.88%	20.99%	11.79%	10.62%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since May 5, 2022, 2025 Dividendology's average daily return is +0.06%, while the average monthly return is +1.17%. At this rate, an investment would double in approximately 5.0 years.

Historically, 60% of months were positive and 40% were negative. The best month was Apr 2026 with a return of +8.8%, while the worst month was Sep 2022 at -8.9%. The longest winning streak lasted 5 consecutive months, and the longest losing streak was 3 months.

On a daily basis, 2025 Dividendology closed higher 54% of trading days. The best single day was Apr 9, 2025 with a return of +7.7%, while the worst single day was Apr 4, 2025 at -5.7%.

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	1.96%	2.51%	-5.34%	8.75%	2.23%	-1.61%							8.22%
2025	2.47%	2.50%	-2.35%	-0.50%	3.57%	2.92%	-0.04%	3.76%	1.57%	-0.50%	2.88%	-0.90%	16.24%
2024	1.52%	3.79%	2.92%	-3.86%	4.04%	1.54%	3.71%	4.08%	1.10%	-1.77%	3.70%	-1.43%	20.68%
2023	5.08%	-2.67%	2.71%	1.93%	-0.04%	5.20%	2.65%	-1.46%	-4.57%	-1.82%	8.30%	5.15%	21.51%
2022					-2.34%	-8.40%	7.83%	-5.26%	-8.91%	7.74%	7.73%	-3.64%	-6.90%

Benchmark Metrics

2025 Dividendology has an annualized alpha of 2.43%, beta of 0.81, and R2 of 0.89 versus S&P 500 Index. Calculated based on daily prices since May 05, 2022.

This portfolio participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (84.28%) than losses (81.03%) - typical of diversified or defensive assets.
This portfolio generated an annualized alpha of 2.43% versus S&P 500 Index - delivering returns beyond what market exposure alone would predict.

Alpha: 2.43%

Beta: 0.81

R²: 0.89

Upside Capture: 84.28%

Downside Capture: 81.03%

Expense Ratio

2025 Dividendology has an expense ratio of 0.08%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

VNQ

Vanguard Real Estate ETF

DGRO

iShares Core Dividend Growth ETF

VYMI

Vanguard International High Dividend Yield ETF

Return for Risk

Risk / Return Rank

2025 Dividendology ranks 30 for risk / return — below 30% of Portfolios on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.

Overall Rank

Sharpe Ratio Rank

Sortino Ratio Rank

Omega Ratio Rank

Calmar Ratio Rank

Martin Ratio Rank

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below presents risk-adjusted performance metrics for 2025 Dividendology and compares them with S&P 500 Index.

	Portfolio	Benchmark	Difference
Sharpe ratioReturn per unit of total volatility	1.91	1.94	-0.03
Sortino ratioReturn per unit of downside risk	2.70	2.63	+0.07
Omega ratioGain probability vs. loss probability	1.34	1.35	-0.01
Calmar ratioReturn relative to maximum drawdown	2.35	2.59	-0.24
Martin ratioReturn relative to average drawdown	10.29	11.84	-1.55
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.

Position	Risk / Return Rank	Sharpe ratio	Sortino ratio	Omega ratio	Calmar ratio	Martin ratio
AVGO Broadcom Inc.	77	1.38	1.95	1.26	2.17	5.16
BRK-B Berkshire Hathaway Inc.	35	-0.09	-0.03	1.00	-0.14	-0.30
DGRO iShares Core Dividend Growth ETF	78	2.32	3.37	1.42	3.40	13.12
JEPQ JPMorgan Nasdaq Equity Premium Income ETF	73	2.13	2.79	1.42	2.95	14.33
MSFT Microsoft Corporation	24	-0.47	-0.49	0.94	-0.35	-0.73
O Realty Income Corporation	64	0.82	1.17	1.14	1.19	2.93
TXN Texas Instruments Incorporated	77	1.40	2.19	1.30	1.88	3.94
V Visa Inc.	17	-0.58	-0.72	0.91	-0.64	-1.18
VNQ Vanguard Real Estate ETF	26	0.79	1.15	1.14	1.26	3.96
VYMI Vanguard International High Dividend Yield ETF	69	2.14	2.91	1.39	2.76	10.83

Sharpe Ratio

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

2025 Dividendology Sharpe ratios as of Jun 6, 2026 (values are recalculated daily):

1-Year: 1.91
All Time: 0.98

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 1.64 to 2.53, this portfolio's current Sharpe ratio falls between the 25th and 75th percentiles. This indicates that its risk-adjusted performance is in line with the majority of portfolios, suggesting a balanced approach to risk and return—likely suitable for a wide range of investors.

The chart below shows the rolling Sharpe ratio of 2025 Dividendology compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

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Dividends

Dividend yield

2025 Dividendology provided a 2.81% dividend yield over the last twelve months.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Portfolio	2.81%	3.01%	3.04%	3.16%	3.12%	1.75%	1.97%	2.00%	2.26%	1.89%	1.95%	1.70%
Portfolio components:
AVGO Broadcom Inc.	0.63%	0.70%	0.94%	1.71%	3.02%	2.24%	3.05%	3.54%	3.11%	1.87%	1.43%	1.13%
BRK-B Berkshire Hathaway Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
DGRO iShares Core Dividend Growth ETF	1.96%	2.09%	2.26%	2.45%	2.34%	1.93%	2.30%	2.21%	2.44%	2.03%	2.27%	2.52%
JEPQ JPMorgan Nasdaq Equity Premium Income ETF	10.26%	10.53%	9.65%	10.03%	9.44%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
MSFT Microsoft Corporation	0.86%	0.70%	0.73%	0.74%	1.06%	0.68%	0.94%	1.20%	1.69%	1.86%	2.37%	2.33%
O Realty Income Corporation	5.39%	6.19%	5.37%	5.33%	4.68%	3.87%	4.51%	3.69%	4.19%	4.45%	4.18%	4.41%
TXN Texas Instruments Incorporated	1.93%	3.17%	2.81%	2.94%	2.84%	2.23%	2.27%	2.50%	2.78%	2.03%	2.25%	2.55%
V Visa Inc.	0.81%	0.70%	0.68%	0.72%	0.76%	0.62%	0.56%	0.56%	0.67%	0.61%	0.75%	0.64%
VNQ Vanguard Real Estate ETF	3.65%	3.92%	3.85%	3.95%	3.91%	2.56%	3.93%	3.39%	4.74%	4.23%	4.82%	3.92%
VYMI Vanguard International High Dividend Yield ETF	3.48%	3.68%	4.84%	4.58%	4.70%	4.30%	3.22%	4.20%	4.29%	3.21%	2.39%	0.00%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

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Worst Drawdowns

The table below displays the maximum drawdowns of the 2025 Dividendology. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the 2025 Dividendology was 17.67%, occurring on Oct 12, 2022. Recovery took 156 trading sessions.

The current 2025 Dividendology drawdown is 1.88%.

Related event	Drawdown	Fall	Recovery	Underwater
Bear market2022	-17.67%Oct 2022	5mo 10d	7mo 16d	1y 21dMay 2022 - May 2023
2025 selloff2025	-12.44%Apr 2025	1mo 16d	1mo 7d	2mo 23dFeb 2025 - May 2025
2023 pullback2023	-9.64%Oct 2023	3mo 3d	1mo 5d	4mo 8dJul 2023 - Dec 2023
2026 pullback2026	-7.72%Mar 2026	1mo 13d	20d	2mo 3dFeb 2026 - Apr 2026
2024 pullback2024	-6.05%Aug 2024	19d	14d	1mo 3dJul 2024 - Aug 2024

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.

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Diversification

Diversification Metrics

Number of Effective Assets

The portfolio contains 10 assets, with an effective number of assets of 6.45, reflecting the diversification based on asset allocation. Your allocation shows noticeable concentration: a few holdings carry significantly more weight than the rest. Rebalancing toward more even weights — or adding less correlated assets — could reduce risk.

Diversification Ratio

	1Y	3Y	All Time
Diversification Ratio	1.75	1.44	1.32

The portfolio has a diversification ratio of 1.32, in line with the typical range across portfolios. There's room to improve by adding less correlated assets.

2025 Dividendology correlation to the S&P 500 Index

2025 Dividendology has a 0.78 correlation to S&P 500 Index over the trailing 12 months. This section compares each holding's correlation to the benchmark and to the portfolio.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.78
Correlation (3Y) Calculated over the trailing 3-year period	0.86
Correlation (All Time) Calculated using the full available price history since May 5, 2022	0.91

Benchmark Correlations

Correlation vs. S&P 500 Index. JEPQ has the highest benchmark correlation at 0.92, while O has the lowest at 0.28.

0.28

BRK-B

0.52

0.55

0.59

0.64

0.67

0.68

0.71

0.83

0.92

Portfolio Correlations

Correlation vs. 2025 Dividendology. DGRO has the highest portfolio correlation at 0.92, while O has the lowest at 0.47.

0.47

MSFT

0.59

0.61

0.62

0.67

0.70

0.73

0.74

0.79

0.92

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

	O	AVGO	MSFT	V	BRK-B	TXN	VYMI	VNQ	JEPQ	DGRO
O	1.00	0.06	0.09	0.26	0.36	0.27	0.35	0.73	0.15	0.48
AVGO	0.06	1.00	0.54	0.27	0.17	0.49	0.40	0.26	0.72	0.46
MSFT	0.09	0.54	1.00	0.40	0.29	0.36	0.36	0.31	0.74	0.46
V	0.26	0.27	0.40	1.00	0.52	0.34	0.41	0.43	0.47	0.61
BRK-B	0.36	0.17	0.29	0.52	1.00	0.35	0.48	0.52	0.37	0.68
TXN	0.27	0.49	0.36	0.34	0.35	1.00	0.49	0.47	0.61	0.61
VYMI	0.35	0.40	0.36	0.41	0.48	0.49	1.00	0.58	0.57	0.70
VNQ	0.73	0.26	0.31	0.43	0.52	0.47	0.58	1.00	0.44	0.74
JEPQ	0.15	0.72	0.74	0.47	0.37	0.61	0.57	0.44	1.00	0.66
DGRO	0.48	0.46	0.46	0.61	0.68	0.61	0.70	0.74	0.66	1.00

The correlation results are calculated based on daily price changes starting from May 5, 2022

Diversification Analysis

Find what 2025 Dividendology is missing

See which holdings overlap, where 2025 Dividendology is concentrated, and which low-correlation assets could fill the gaps.

Analyze Diversification