ZPDH.DE vs. FHLC
ZPDH.DE (SPDR S&P US Health Care Select Sector UCITS ETF) and FHLC (Fidelity MSCI Health Care Index ETF) are both Health & Biotech Equities funds - ZPDH.DE tracks the S&P Health Care Select Sector while FHLC tracks the MSCI USA IMI Health Care Index. Both are passively managed. Over the past 10 years, ZPDH.DE returned 8.92%/yr vs 9.33%/yr for FHLC. A 0.64 correlation means they provide meaningful diversification when combined. ZPDH.DE charges 0.15%/yr vs 0.08%/yr for FHLC.
Performance
ZPDH.DE vs. FHLC - Performance Comparison
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Different Trading Currencies
ZPDH.DE is traded in EUR, while FHLC is traded in USD. To make them comparable, the FHLC values have been converted to EUR using the latest available exchange rates.
Returns By Period
In the year-to-date period, ZPDH.DE achieves a -1.12% return, which is significantly lower than FHLC's 1.14% return. Both investments have delivered pretty close results over the past 10 years, with ZPDH.DE having a 8.92% annualized return and FHLC not far ahead at 9.33%.
ZPDH.DE
- 1D
- 2.83%
- 1M
- 5.47%
- YTD
- -1.12%
- 6M
- -0.34%
- 1Y
- 13.29%
- 3Y*
- 3.67%
- 5Y*
- 6.73%
- 10Y*
- 8.92%
FHLC
- 1D
- 1.05%
- 1M
- 6.12%
- YTD
- 1.14%
- 6M
- 0.97%
- 1Y
- 17.15%
- 3Y*
- 4.72%
- 5Y*
- 6.32%
- 10Y*
- 9.33%
ZPDH.DE vs. FHLC - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
ZPDH.DE SPDR S&P US Health Care Select Sector UCITS ETF | -1.12% | 1.73% | 8.46% | -1.73% | 3.31% | 37.77% | 1.69% | 24.37% | 9.07% | 6.98% |
FHLC Fidelity MSCI Health Care Index ETF | 1.14% | 1.72% | 9.25% | -0.49% | 0.31% | 29.40% | 8.40% | 24.69% | 9.63% | 8.19% |
Correlation
The correlation between ZPDH.DE and FHLC is 0.74, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.74 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.65 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.62 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.63 |
Correlation (All Time) Calculated using the full available price history since Jul 9, 2015 | 0.64 |
The correlation between ZPDH.DE and FHLC shifts across timeframes, from 0.62 (5 years) to 0.74 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
ZPDH.DE vs. FHLC — Risk / Return Rank
ZPDH.DE
FHLC
ZPDH.DE vs. FHLC - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for SPDR S&P US Health Care Select Sector UCITS ETF (ZPDH.DE) and Fidelity MSCI Health Care Index ETF (FHLC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| ZPDH.DE | FHLC | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.29 | ||
| Sortino ratioReturn per unit of downside risk | -0.38 | ||
| Omega ratioGain probability vs. loss probability | 1.16 | 1.21 | -0.05 |
| Calmar ratioReturn relative to maximum drawdown | 1.21 | 1.68 | -0.47 |
| Martin ratioReturn relative to average drawdown | 2.95 | 3.98 | -1.03 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| ZPDH.DE | FHLC | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.89 | 1.18 | -0.29 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.46 | 0.42 | +0.04 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.56 | 0.54 | +0.03 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.46 | 0.66 | -0.21 |
Drawdowns
ZPDH.DE vs. FHLC - Drawdown Comparison
The maximum ZPDH.DE drawdown since its inception was -26.61%, smaller than the maximum FHLC drawdown of -28.22%. Use the drawdown chart below to compare losses from any high point for ZPDH.DE and FHLC.
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Drawdown Indicators
| ZPDH.DE | FHLC | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -26.61% | -28.22% | +1.61% |
Max Drawdown (1Y)Largest decline over 1 year | -10.77% | -10.28% | -0.49% |
Max Drawdown (3Y)Largest decline over 3 years | -22.64% | -21.66% | -0.98% |
Max Drawdown (5Y)Largest decline over 5 years | -22.64% | -21.66% | -0.98% |
Max Drawdown (10Y)Largest decline over 10 years | -26.61% | -28.22% | +1.61% |
Current DrawdownCurrent decline from peak | -7.28% | -4.37% | -2.91% |
Average DrawdownAverage peak-to-trough decline | -5.80% | -5.41% | -0.39% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.41% | 4.32% | +0.09% |
Volatility
ZPDH.DE vs. FHLC - Volatility Comparison
SPDR S&P US Health Care Select Sector UCITS ETF (ZPDH.DE) and Fidelity MSCI Health Care Index ETF (FHLC) have volatilities of 5.13% and 5.22%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| ZPDH.DE | FHLC | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.13% | 5.22% | -0.09% |
Volatility (6M)Calculated over the trailing 6-month period | 10.16% | 10.68% | -0.52% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.63% | 14.60% | +0.03% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.47% | 15.17% | -0.70% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.77% | 17.47% | -1.70% |
ZPDH.DE vs. FHLC - Expense Ratio Comparison
ZPDH.DE has a 0.15% expense ratio, which is higher than FHLC's 0.08% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
ZPDH.DE vs. FHLC - Dividend Comparison
ZPDH.DE has not paid dividends to shareholders, while FHLC's dividend yield for the trailing twelve months is around 1.38%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FHLC Fidelity MSCI Health Care Index ETF | 1.38% | 1.40% | 1.51% | 1.40% | 1.30% | 1.16% | 1.45% | 1.18% | 1.38% | 1.38% | 1.40% | 2.07% |
ZPDH.DE SPDR S&P US Health Care Select Sector UCITS ETF | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
ZPDH.DE and FHLC have a correlation of 0.74, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, FHLC is cheaper at 0.08% per year. The better choice depends on whether you care most about return, fees, risk, or income.
FHLC is cheaper with a 0.08% expense ratio, compared with 0.15% for ZPDH.DE.
ZPDH.DE tracks S&P Health Care Select Sector, while FHLC tracks MSCI USA IMI Health Care Index. They also come from different issuers: State Street and Fidelity. Their fees differ too: 0.15% for ZPDH.DE and 0.08% for FHLC.
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