XYZ vs. UPST
Compare and contrast key facts about Block, Inc (XYZ) and Upstart Holdings, Inc. (UPST).
Performance
XYZ vs. UPST - Performance Comparison
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XYZ vs. UPST - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
XYZ Block, Inc | -7.54% | -23.41% | 9.88% | 23.09% | -61.09% | -25.79% | -4.16% |
UPST Upstart Holdings, Inc. | -41.34% | -28.98% | 50.69% | 209.08% | -91.26% | 271.29% | 38.28% |
Fundamentals
XYZ:
$37.48B
UPST:
$2.88B
XYZ:
-$0.00
UPST:
$0.50
XYZ:
1.55
UPST:
2.66
XYZ:
1.69
UPST:
3.60
XYZ:
$24.19B
UPST:
$1.04B
XYZ:
-$39.00K
UPST:
$700.93M
XYZ:
$1.59B
UPST:
$72.99M
Returns By Period
In the year-to-date period, XYZ achieves a -7.54% return, which is significantly higher than UPST's -41.34% return.
XYZ
- 1D
- 5.52%
- 1M
- -5.53%
- YTD
- -7.54%
- 6M
- -16.73%
- 1Y
- 10.77%
- 3Y*
- -4.29%
- 5Y*
- -23.49%
- 10Y*
- 15.52%
UPST
- 1D
- 5.90%
- 1M
- -5.80%
- YTD
- -41.34%
- 6M
- -49.51%
- 1Y
- -44.28%
- 3Y*
- 17.31%
- 5Y*
- -29.21%
- 10Y*
- —
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Return for Risk
XYZ vs. UPST — Risk / Return Rank
XYZ
UPST
XYZ vs. UPST - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Block, Inc (XYZ) and Upstart Holdings, Inc. (UPST). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| XYZ | UPST | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.20 | -0.58 | +0.78 |
Sortino ratioReturn per unit of downside risk | 0.65 | -0.50 | +1.15 |
Omega ratioGain probability vs. loss probability | 1.09 | 0.94 | +0.15 |
Calmar ratioReturn relative to maximum drawdown | 0.22 | -0.64 | +0.86 |
Martin ratioReturn relative to average drawdown | 0.54 | -1.19 | +1.73 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| XYZ | UPST | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.20 | -0.58 | +0.78 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.39 | -0.28 | -0.11 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.27 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.28 | -0.02 | +0.30 |
Correlation
The correlation between XYZ and UPST is 0.56, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
XYZ vs. UPST - Dividend Comparison
Neither XYZ nor UPST has paid dividends to shareholders.
Drawdowns
XYZ vs. UPST - Drawdown Comparison
The maximum XYZ drawdown since its inception was -86.08%, smaller than the maximum UPST drawdown of -96.90%. Use the drawdown chart below to compare losses from any high point for XYZ and UPST.
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Drawdown Indicators
| XYZ | UPST | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -86.08% | -96.90% | +10.82% |
Max Drawdown (1Y)Largest decline over 1 year | -39.48% | -71.21% | +31.73% |
Max Drawdown (5Y)Largest decline over 5 years | -86.08% | -96.90% | +10.82% |
Max Drawdown (10Y)Largest decline over 10 years | -86.08% | — | — |
Current DrawdownCurrent decline from peak | -78.65% | -93.42% | +14.77% |
Average DrawdownAverage peak-to-trough decline | -40.39% | -75.62% | +35.23% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 16.14% | 38.57% | -22.43% |
Volatility
XYZ vs. UPST - Volatility Comparison
The current volatility for Block, Inc (XYZ) is 14.06%, while Upstart Holdings, Inc. (UPST) has a volatility of 17.57%. This indicates that XYZ experiences smaller price fluctuations and is considered to be less risky than UPST based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| XYZ | UPST | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 14.06% | 17.57% | -3.51% |
Volatility (6M)Calculated over the trailing 6-month period | 37.46% | 50.18% | -12.72% |
Volatility (1Y)Calculated over the trailing 1-year period | 54.23% | 76.83% | -22.60% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 60.19% | 105.56% | -45.37% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 57.15% | 115.23% | -58.08% |
Financials
XYZ vs. UPST - Financials Comparison
This section allows you to compare key financial metrics between Block, Inc and Upstart Holdings, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities