Upstart Holdings, Inc. (UPST)
Company Info
Highlights
$4.53B
-$1.44
$501.04M
$501.04M
-$60.75M
$20.60 - $96.43
$73.92
27.89%
3.70
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Upstart Holdings, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
Upstart Holdings, Inc. (UPST) returned -18.66% year-to-date (YTD) and 107.37% over the past 12 months.
UPST
-18.66%
29.44%
3.30%
107.37%
N/A
N/A
^GSPC (Benchmark)
-3.31%
5.38%
-0.74%
10.90%
14.93%
10.61%
Monthly Returns
The table below presents the monthly returns of UPST, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 5.16% | 2.97% | -30.96% | 3.85% | 4.77% | -18.66% | |||||||
| 2024 | -22.27% | -18.92% | 4.43% | -17.70% | 11.70% | -4.57% | 18.40% | 52.17% | -5.86% | 21.67% | 61.85% | -21.86% | 50.69% |
| 2023 | 41.30% | -0.91% | -14.15% | -12.52% | 95.97% | 31.46% | 91.82% | -53.17% | -11.28% | -15.80% | 11.36% | 52.69% | 209.08% |
| 2022 | -27.95% | 44.93% | -30.95% | -31.23% | -32.82% | -37.26% | -23.06% | 6.45% | -19.73% | 11.50% | -15.66% | -32.38% | -91.26% |
| 2021 | 52.61% | 5.55% | 96.31% | -15.40% | 35.96% | -15.73% | -3.31% | 89.73% | 38.11% | 1.77% | -36.38% | -26.16% | 271.29% |
| 2020 | 38.28% | 38.28% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 87, UPST is among the top 13% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for Upstart Holdings, Inc. (UPST) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Upstart Holdings, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Upstart Holdings, Inc. was 96.90%, occurring on May 2, 2023. The portfolio has not yet recovered.
The current Upstart Holdings, Inc. drawdown is 87.16%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -96.9% | Oct 18, 2021 | 387 | May 2, 2023 | — | — | — |
| -54.13% | Feb 16, 2021 | 15 | Mar 8, 2021 | 8 | Mar 18, 2021 | 23 |
| -49.02% | Mar 23, 2021 | 37 | May 13, 2021 | 10 | May 27, 2021 | 47 |
| -33.48% | Jun 8, 2021 | 27 | Jul 15, 2021 | 19 | Aug 11, 2021 | 46 |
| -18.75% | Dec 23, 2020 | 5 | Dec 30, 2020 | 3 | Jan 5, 2021 | 8 |
Volatility
Volatility Chart
The current Upstart Holdings, Inc. volatility is 36.71%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Financials
Financial Performance
Earnings Per Share
Income Statement
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