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Upstart Holdings, Inc. (UPST)

Equity · Currency in USD · Last updated Sep 21, 2023
SummaryFinancials

Company Info

ISINUS91680M1071
CUSIP91680M107
SectorFinancial Services
IndustryCredit Services

Highlights

Market Cap$2.70B
EPS-$3.21
Revenue (TTM)$561.82M
Gross Profit (TTM)$665.29M
EBITDA (TTM)-$229.00M
Year Range$11.93 - $72.58
Target Price$24.93
Short %31.62%
Short Ratio1.56

Share Price Chart


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Performance

The chart shows the growth of an initial investment of $10,000 in Upstart Holdings, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


0.00%100.00%200.00%300.00%400.00%500.00%AprilMayJuneJulyAugustSeptember
115.15%
10.47%
UPST (Upstart Holdings, Inc.)
Benchmark (^GSPC)

S&P 500

Compare to other instruments

Search for stocks, ETFs, and funds to compare with UPST

Upstart Holdings, Inc.

Popular comparisons: UPST vs. TQQQ, UPST vs. VOO, UPST vs. AGM, UPST vs. CRWD, UPST vs. SMCI, UPST vs. SHOP, UPST vs. SPY, UPST vs. QQQ, UPST vs. IGV, UPST vs. BRK-B

Return

Upstart Holdings, Inc. had a return of 110.59% year-to-date (YTD) and 21.73% in the last 12 months.


PeriodReturnBenchmark
1 month-14.52%0.33%
6 months105.01%11.09%
Year-To-Date110.59%14.25%
1 year21.73%15.74%
5 years (annualized)12.72%6.74%
10 years (annualized)N/AN/A

Monthly Returns Heatmap


JanFebMarAprMayJunJulAugSepOctNovDec
2023-0.91%-14.15%-12.52%95.97%31.46%91.82%-53.17%

Risk-Adjusted Performance

This table presents a comparison of risk-adjusted performance metrics for Upstart Holdings, Inc. (UPST) and S&P 500 (^GSPC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


Sharpe ratioSortino ratioOmega ratioCalmar ratioUlcer Index
UPST
Upstart Holdings, Inc.
0.12
^GSPC
S&P 500
0.74

Sharpe Ratio

The current Upstart Holdings, Inc. Sharpe ratio is 0.12. A Sharpe ratio between 0 and 1.0 is considered sub-optimal.


Rolling 12-month Sharpe Ratio-0.500.000.501.001.50AprilMayJuneJulyAugustSeptember
0.12
0.76
UPST (Upstart Holdings, Inc.)
Benchmark (^GSPC)

Dividend History


Upstart Holdings, Inc. doesn't pay dividends

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way.


-100.00%-80.00%-60.00%-40.00%-20.00%0.00%AprilMayJuneJulyAugustSeptember
-92.86%
-8.55%
UPST (Upstart Holdings, Inc.)
Benchmark (^GSPC)

Worst Drawdowns

The table below shows the maximum drawdowns of the Upstart Holdings, Inc.. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.

The maximum drawdown since January 2010 for the Upstart Holdings, Inc. is 96.90%, recorded on May 2, 2023. The portfolio has not recovered from it yet.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-96.9%Oct 18, 2021385May 2, 2023
-54.13%Feb 16, 202115Mar 8, 20218Mar 18, 202123
-49.02%Mar 23, 202137May 13, 202110May 27, 202147
-33.48%Jun 8, 202127Jul 15, 202119Aug 11, 202146
-18.75%Dec 23, 20205Dec 30, 20203Jan 5, 20218

Volatility Chart

The current Upstart Holdings, Inc. volatility is 15.59%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%10.00%20.00%30.00%40.00%50.00%60.00%AprilMayJuneJulyAugustSeptember
15.59%
3.47%
UPST (Upstart Holdings, Inc.)
Benchmark (^GSPC)