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UPST vs. SMCI
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Correlation

The correlation between UPST and SMCI is 0.47, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.


Performance

UPST vs. SMCI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Upstart Holdings, Inc. (UPST) and Super Micro Computer, Inc. (SMCI). The values are adjusted to include any dividend payments, if applicable.

0.00%500.00%1,000.00%1,500.00%2,000.00%December2025FebruaryMarchAprilMay
57.58%
985.20%
UPST
SMCI

Key characteristics

Sharpe Ratio

UPST:

0.87

SMCI:

-0.52

Sortino Ratio

UPST:

2.05

SMCI:

-0.32

Omega Ratio

UPST:

1.24

SMCI:

0.96

Calmar Ratio

UPST:

0.98

SMCI:

-0.69

Martin Ratio

UPST:

3.74

SMCI:

-1.12

Ulcer Index

UPST:

24.68%

SMCI:

52.30%

Daily Std Dev

UPST:

105.74%

SMCI:

112.80%

Max Drawdown

UPST:

-96.90%

SMCI:

-84.84%

Current Drawdown

UPST:

-88.09%

SMCI:

-72.66%

Fundamentals

Market Cap

UPST:

$4.76B

SMCI:

$19.20B

EPS

UPST:

-$1.44

SMCI:

$2.30

PS Ratio

UPST:

7.03

SMCI:

0.92

PB Ratio

UPST:

7.52

SMCI:

3.22

Total Revenue (TTM)

UPST:

$501.04M

SMCI:

$16.97B

Gross Profit (TTM)

UPST:

$501.04M

SMCI:

$1.99B

EBITDA (TTM)

UPST:

-$60.75M

SMCI:

$710.72M

Returns By Period

In the year-to-date period, UPST achieves a -24.57% return, which is significantly lower than SMCI's 6.56% return.


UPST

YTD

-24.57%

1M

22.92%

6M

-13.97%

1Y

89.78%

5Y*

N/A

10Y*

N/A

SMCI

YTD

6.56%

1M

-1.58%

6M

43.08%

1Y

-60.36%

5Y*

66.79%

10Y*

26.59%

*Annualized

Compare stocks, funds, or ETFs

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Risk-Adjusted Performance

UPST vs. SMCI — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

UPST
The Risk-Adjusted Performance Rank of UPST is 8383
Overall Rank
The Sharpe Ratio Rank of UPST is 8080
Sharpe Ratio Rank
The Sortino Ratio Rank of UPST is 8686
Sortino Ratio Rank
The Omega Ratio Rank of UPST is 8282
Omega Ratio Rank
The Calmar Ratio Rank of UPST is 8383
Calmar Ratio Rank
The Martin Ratio Rank of UPST is 8282
Martin Ratio Rank

SMCI
The Risk-Adjusted Performance Rank of SMCI is 2323
Overall Rank
The Sharpe Ratio Rank of SMCI is 2323
Sharpe Ratio Rank
The Sortino Ratio Rank of SMCI is 2828
Sortino Ratio Rank
The Omega Ratio Rank of SMCI is 2929
Omega Ratio Rank
The Calmar Ratio Rank of SMCI is 1010
Calmar Ratio Rank
The Martin Ratio Rank of SMCI is 2323
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

UPST vs. SMCI - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for Upstart Holdings, Inc. (UPST) and Super Micro Computer, Inc. (SMCI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


The current UPST Sharpe Ratio is 0.87, which is higher than the SMCI Sharpe Ratio of -0.52. The chart below compares the historical Sharpe Ratios of UPST and SMCI, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


Rolling 12-month Sharpe Ratio-1.000.001.002.003.00December2025FebruaryMarchAprilMay
0.86
-0.54
UPST
SMCI

Dividends

UPST vs. SMCI - Dividend Comparison

Neither UPST nor SMCI has paid dividends to shareholders.


Tickers have no history of dividend payments

Drawdowns

UPST vs. SMCI - Drawdown Comparison

The maximum UPST drawdown since its inception was -96.90%, which is greater than SMCI's maximum drawdown of -84.84%. Use the drawdown chart below to compare losses from any high point for UPST and SMCI. For additional features, visit the drawdowns tool.


-90.00%-80.00%-70.00%-60.00%-50.00%December2025FebruaryMarchAprilMay
-88.09%
-72.66%
UPST
SMCI

Volatility

UPST vs. SMCI - Volatility Comparison

Upstart Holdings, Inc. (UPST) and Super Micro Computer, Inc. (SMCI) have volatilities of 28.45% and 27.66%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.


20.00%30.00%40.00%50.00%60.00%70.00%December2025FebruaryMarchAprilMay
28.45%
27.66%
UPST
SMCI

Financials

UPST vs. SMCI - Financials Comparison

This section allows you to compare key financial metrics between Upstart Holdings, Inc. and Super Micro Computer, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


0.001.00B2.00B3.00B4.00B5.00B6.00BAprilJulyOctober2021AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober
211.27M
5.68B
(UPST) Total Revenue
(SMCI) Total Revenue
Values in USD except per share items

UPST vs. SMCI - Profitability Comparison

The chart below illustrates the profitability comparison between Upstart Holdings, Inc. and Super Micro Computer, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

20.0%40.0%60.0%80.0%100.0%AprilJulyOctober2021AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober
100.0%
11.8%
(UPST) Gross Margin
(SMCI) Gross Margin
UPST - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Upstart Holdings, Inc. reported a gross profit of 211.27M and revenue of 211.27M. Therefore, the gross margin over that period was 100.0%.

SMCI - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Super Micro Computer, Inc. reported a gross profit of 670.02M and revenue of 5.68B. Therefore, the gross margin over that period was 11.8%.

UPST - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Upstart Holdings, Inc. reported an operating income of -4.75M and revenue of 211.27M, resulting in an operating margin of -2.3%.

SMCI - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Super Micro Computer, Inc. reported an operating income of 368.62M and revenue of 5.68B, resulting in an operating margin of 6.5%.

UPST - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Upstart Holdings, Inc. reported a net income of -2.76M and revenue of 211.27M, resulting in a net margin of -1.3%.

SMCI - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Super Micro Computer, Inc. reported a net income of 320.60M and revenue of 5.68B, resulting in a net margin of 5.7%.