XWFS.L vs. WFIN.L
XWFS.L (Xtrackers MSCI World Financials UCITS ETF 1C) and WFIN.L (State Street SPDR MSCI World Financials UCITS ETF USD Acc) are both Financials Equities funds - XWFS.L tracks the MSCI World/Financials NR USD while WFIN.L tracks the State Street SPDR MSCI World Financials UCITS ETF USD Acc. Both are passively managed. Over the past 10 years, XWFS.L returned 10.10%/yr vs 13.14%/yr for WFIN.L. A 0.78 correlation means they provide meaningful diversification when combined. XWFS.L charges 0.25%/yr vs 0.30%/yr for WFIN.L.
Performance
XWFS.L vs. WFIN.L - Performance Comparison
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Different Trading Currencies
XWFS.L is traded in GBP, while WFIN.L is traded in USD. To make them comparable, the WFIN.L values have been converted to GBP using the latest available exchange rates.
Returns By Period
The year-to-date returns for both stocks are quite close, with XWFS.L having a 9.16% return and WFIN.L slightly lower at 8.76%. Over the past 10 years, XWFS.L has underperformed WFIN.L with an annualized return of 10.10%, while WFIN.L has yielded a comparatively higher 13.14% annualized return.
XWFS.L
- 1D
- 0.00%
- 1M
- 5.54%
- 6M
- 9.63%
- YTD
- 9.16%
- 1Y
- 21.20%
- 3Y*
- 24.21%
- 5Y*
- 8.39%
- 10Y*
- 10.10%
WFIN.L
- 1D
- 0.00%
- 1M
- 5.02%
- 6M
- 9.23%
- YTD
- 8.76%
- 1Y
- 20.40%
- 3Y*
- 23.63%
- 5Y*
- 15.27%
- 10Y*
- 13.14%
XWFS.L vs. WFIN.L - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
XWFS.L Xtrackers MSCI World Financials UCITS ETF 1C | 9.16% | 20.20% | 29.08% | 10.02% | -25.32% | 27.92% | -3.00% | 26.44% | -17.64% | 22.75% |
WFIN.L State Street SPDR MSCI World Financials UCITS ETF USD Acc | 8.76% | 19.97% | 29.04% | 10.39% | 0.87% | 29.59% | -5.81% | 20.19% | -12.43% | 12.77% |
Correlation
The correlation between XWFS.L and WFIN.L is 0.91, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.91 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.87 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.86 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.75 |
Correlation (All Time) Calculated using the full available price history since Jan 4, 2011 | 0.78 |
The correlation between XWFS.L and WFIN.L shifts across timeframes, from 0.75 (10 years) to 0.91 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
XWFS.L vs. WFIN.L — Risk / Return Rank
XWFS.L
WFIN.L
XWFS.L vs. WFIN.L - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Xtrackers MSCI World Financials UCITS ETF 1C (XWFS.L) and State Street SPDR MSCI World Financials UCITS ETF USD Acc (WFIN.L). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| XWFS.L | WFIN.L | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.01 | ||
| Sortino ratioReturn per unit of downside risk | -1.04 | ||
| Omega ratioGain probability vs. loss probability | 1.31 | 1.26 | +0.05 |
| Calmar ratioReturn relative to maximum drawdown | 0.78 | 2.15 | -1.37 |
| Martin ratioReturn relative to average drawdown | 1.16 | 6.83 | -5.67 |
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Drawdowns
XWFS.L vs. WFIN.L - Drawdown Comparison
The maximum XWFS.L drawdown since its inception was -44.04%, smaller than the maximum WFIN.L drawdown of -61.54%. Use the drawdown chart below to compare losses from any high point for XWFS.L and WFIN.L.
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Drawdown Indicators
| XWFS.L | WFIN.L | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -44.04% | -61.54% | +17.50% |
Max Drawdown (1Y)Largest decline over 1 year | -27.08% | -9.90% | -17.18% |
Max Drawdown (3Y)Largest decline over 3 years | -27.08% | -16.14% | -10.94% |
Max Drawdown (5Y)Largest decline over 5 years | -37.69% | -16.17% | -21.52% |
Max Drawdown (10Y)Largest decline over 10 years | -44.04% | -35.39% | -8.65% |
Current DrawdownCurrent decline from peak | -13.24% | -0.58% | -12.66% |
Average DrawdownAverage peak-to-trough decline | -11.54% | -10.55% | -0.99% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 18.31% | 3.12% | +15.19% |
Volatility
XWFS.L vs. WFIN.L - Volatility Comparison
The current volatility for Xtrackers MSCI World Financials UCITS ETF 1C (XWFS.L) is 3.17%, while State Street SPDR MSCI World Financials UCITS ETF USD Acc (WFIN.L) has a volatility of 3.67%. This indicates that XWFS.L experiences smaller price fluctuations and is considered to be less risky than WFIN.L based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| XWFS.L | WFIN.L | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.17% | 3.67% | -0.50% |
Volatility (6M)Calculated over the trailing 6-month period | 10.23% | 11.66% | -1.43% |
Volatility (1Y)Calculated over the trailing 1-year period | 43.98% | 14.30% | +29.68% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 27.14% | 16.58% | +10.56% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 23.90% | 18.14% | +5.76% |
XWFS.L vs. WFIN.L - Expense Ratio Comparison
XWFS.L has a 0.25% expense ratio, which is lower than WFIN.L's 0.30% expense ratio.
Dividends
XWFS.L vs. WFIN.L - Dividend Comparison
Neither XWFS.L nor WFIN.L has paid dividends to shareholders.
Frequently Asked Questions
With a correlation of 0.91, XWFS.L and WFIN.L move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
On fees, XWFS.L is cheaper at 0.25% per year. The better choice depends on whether you care most about return, fees, risk, or income.
XWFS.L is cheaper with a 0.25% expense ratio, compared with 0.30% for WFIN.L.
XWFS.L tracks MSCI World/Financials NR USD, while WFIN.L tracks State Street SPDR MSCI World Financials UCITS ETF USD Acc. They also come from different issuers: Xtrackers and State Street. Their fees differ too: 0.25% for XWFS.L and 0.30% for WFIN.L.
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