XRPZ vs. GFOF

Last updated Jul 17, 2026

XRPZ (Franklin XRP ETF) and GFOF (Grayscale Future of Finance ETF) are both Blockchain funds - XRPZ tracks the CME CF XRP-Dollar Reference Rate - New York Variant while GFOF tracks the Bloomberg Grayscale Future of Finance Index. Both are passively managed. XRPZ charges 0.19%/yr vs 0.70%/yr for GFOF.

Performance

XRPZ vs. GFOF - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Franklin XRP ETF (XRPZ) and Grayscale Future of Finance ETF (GFOF). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

XRPZ

• 1D: -1.08%
• 1M: -10.04%
• 6M: -47.44%
• YTD: -40.13%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

GFOF

• 1D: —
• 1M: —
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

XRPZ vs. GFOF - Yearly Performance Comparison

	2026 (YTD)	2025
XRPZ Franklin XRP ETF	-40.13%	-11.90%
GFOF Grayscale Future of Finance ETF	0.00%	0.00%

Return for Risk

XRPZ vs. GFOF - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Franklin XRP ETF (XRPZ) and Grayscale Future of Finance ETF (GFOF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

Drawdown Indicators

	XRPZ	GFOF	Difference
Max Drawdown Largest peak-to-trough decline	-55.39%	—	—
Current Drawdown Current decline from peak	-52.60%	—	—
Average Drawdown Average peak-to-trough decline	-33.91%	—	—

Volatility

Volatility by Period

	XRPZ	GFOF	Difference
Volatility (1Y) Calculated over the trailing 1-year period	71.20%	—	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	71.20%	—	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	71.20%	—	—

XRPZ vs. GFOF - Expense Ratio Comparison

XRPZ has a 0.19% expense ratio, which is lower than GFOF's 0.70% expense ratio.

Dividends

XRPZ vs. GFOF - Dividend Comparison

Neither XRPZ nor GFOF has paid dividends to shareholders.

Position	TTM	2025	2024	2023
GFOF Grayscale Future of Finance ETF	0.00%	0.00%	2.55%	4.08%
XRPZ Franklin XRP ETF	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Which ETF is better, XRPZ or GFOF?

On fees, XRPZ is cheaper at 0.19% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, XRPZ or GFOF?

XRPZ is cheaper with a 0.19% expense ratio, compared with 0.70% for GFOF.

Which ETF pays a higher dividend yield, XRPZ or GFOF?

XRPZ and GFOF have nearly identical dividend yields, around 0.00%.

What is the main difference between XRPZ and GFOF?

XRPZ tracks CME CF XRP-Dollar Reference Rate - New York Variant, while GFOF tracks Bloomberg Grayscale Future of Finance Index. They also come from different issuers: Franklin and Grayscale. Their fees differ too: 0.19% for XRPZ and 0.70% for GFOF.