XRPM vs. SFYI

Last updated Jul 17, 2026

XRPM (Amplify XRP 3% Monthly Option Income ETF) and SFYI (SoFi Social 50 Income ETF) are both Derivative Income funds. Both are actively managed. A 0.67 correlation means they provide meaningful diversification when combined. XRPM charges 0.75%/yr vs 0.73%/yr for SFYI.

Performance

XRPM vs. SFYI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Amplify XRP 3% Monthly Option Income ETF (XRPM) and SoFi Social 50 Income ETF (SFYI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

XRPM

• 1D: -0.73%
• 1M: -8.30%
• 6M: -43.69%
• YTD: -39.67%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

SFYI

• 1D: -1.23%
• 1M: —
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

XRPM vs. SFYI - Yearly Performance Comparison

	2026 (YTD)
XRPM Amplify XRP 3% Monthly Option Income ETF	-1.28%
SFYI SoFi Social 50 Income ETF	-0.91%

Correlation

The correlation between XRPM and SFYI is 0.67, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jul 7, 2026	0.67

Return for Risk

XRPM vs. SFYI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Amplify XRP 3% Monthly Option Income ETF (XRPM) and SoFi Social 50 Income ETF (SFYI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

XRPM vs. SFYI - Drawdown Comparison

The maximum XRPM drawdown since its inception was -51.98%, which is greater than SFYI's maximum drawdown of -2.10%. Use the drawdown chart below to compare losses from any high point for XRPM and SFYI.

Drawdown Indicators

	XRPM	SFYI	Difference
Max Drawdown Largest peak-to-trough decline	-51.98%	-2.10%	-49.88%
Current Drawdown Current decline from peak	-48.62%	-2.10%	-46.52%
Average Drawdown Average peak-to-trough decline	-30.52%	-0.78%	-29.74%

Volatility

Volatility by Period

	XRPM	SFYI	Difference
Volatility (1Y) Calculated over the trailing 1-year period	63.71%	13.64%	+50.07%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	63.71%	13.64%	+50.07%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	63.71%	13.64%	+50.07%

XRPM vs. SFYI - Expense Ratio Comparison

XRPM has a 0.75% expense ratio, which is higher than SFYI's 0.73% expense ratio.

Dividends

XRPM vs. SFYI - Dividend Comparison

XRPM's dividend yield for the trailing twelve months is around 31.00%, while SFYI has not paid dividends to shareholders.

Position	TTM	2025
SFYI SoFi Social 50 Income ETF	0.00%	0.00%
XRPM Amplify XRP 3% Monthly Option Income ETF	31.00%	3.12%

Frequently Asked Questions

Can I hold both XRPM and SFYI in my portfolio?

XRPM and SFYI have a correlation of 0.67, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, XRPM or SFYI?

On fees, SFYI is cheaper at 0.73% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, XRPM or SFYI?

SFYI is cheaper with a 0.73% expense ratio, compared with 0.75% for XRPM.

Which ETF pays a higher dividend yield, XRPM or SFYI?

XRPM has the higher dividend yield at 31.00%, compared with 0.00% for SFYI.

What is the main difference between XRPM and SFYI?

They also come from different issuers: Amplify and Tidal. Their fees differ too: 0.75% for XRPM and 0.73% for SFYI.