XRLX vs. THIR

Last updated Jun 4, 2026

XRLX (FundX Conservative ETF) and THIR (THOR Index Rotation ETF) are both Tactical Allocation funds. XRLX is actively managed, while THIR is passively managed. Over the past year, XRLX returned 17.90% vs 24.32% for THIR. Their correlation of 0.84 suggests significant overlap in exposure. XRLX charges 1.63%/yr vs 0.70%/yr for THIR.

Performance

XRLX vs. THIR - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in FundX Conservative ETF (XRLX) and THOR Index Rotation ETF (THIR). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

As of year-to-date, both investments have demonstrated similar returns, with XRLX at 7.85% and THIR at 7.85%.

XRLX

• 1D: -0.47%
• 1M: 4.47%
• YTD: 7.85%
• 6M: 8.12%
• 1Y: 17.90%
• 3Y*: —
• 5Y*: —
• 10Y*: —

THIR

• 1D: -0.71%
• 1M: 7.55%
• YTD: 7.85%
• 6M: 7.66%
• 1Y: 24.32%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

XRLX vs. THIR - Yearly Performance Comparison

	2026 (YTD)	2025	2024
XRLX FundX Conservative ETF	7.85%	7.85%	2.48%
THIR THOR Index Rotation ETF	7.85%	25.22%	3.26%

Correlation

The correlation between XRLX and THIR is 0.87, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.87
Correlation (All Time) Calculated using the full available price history since Sep 25, 2024	0.85

The correlation between XRLX and THIR has been stable across timeframes, ranging from 0.84 to 0.87 - a consistent structural relationship.

XRLX vs. THIR - Sectors Allocation Comparison

Sectors	XRLX	THIR
Technology	36.8%	45.3%
Financial Services	12.1%	6.0%
Communication Services	11.9%	13.2%
Consumer Cyclical	10.0%	11.2%
Industrials	7.1%	5.5%
Healthcare	6.6%	6.3%
Consumer Defensive	4.9%	6.2%
Energy	3.3%	2.1%
Utilities	3.2%	1.8%
Basic Materials	2.7%	1.5%
Real Estate	1.4%	1.0%

Return for Risk

XRLX vs. THIR — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

XRLX

XRLX Risk / Return Rank: 67
XRLX Sharpe Ratio Rank: 68
XRLX Sortino Ratio Rank: 70
XRLX Omega Ratio Rank: 69
XRLX Calmar Ratio Rank: 58
XRLX Martin Ratio Rank: 70

THIR

THIR Risk / Return Rank: 60
THIR Sharpe Ratio Rank: 62
THIR Sortino Ratio Rank: 63
THIR Omega Ratio Rank: 61
THIR Calmar Ratio Rank: 56
THIR Martin Ratio Rank: 57

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

XRLX vs. THIR - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for FundX Conservative ETF (XRLX) and THOR Index Rotation ETF (THIR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	XRLX	THIR	Difference
Sharpe ratio: Return per unit of total volatility	2.22	2.11	+0.11
Sortino ratio: Return per unit of downside risk	3.18	2.97	+0.21
Omega ratio: Gain probability vs. loss probability	1.41	1.37	+0.04
Calmar ratio: Return relative to maximum drawdown	2.86	2.75	+0.11
Martin ratio: Return relative to average drawdown	12.92	9.85	+3.07
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

XRLX vs. THIR - Sharpe Ratio Comparison

The current XRLX Sharpe Ratio is 2.22, which is comparable to the THIR Sharpe Ratio of 2.11. The chart below compares the historical Sharpe Ratios of XRLX and THIR, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	XRLX	THIR	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	2.22	2.11	+0.11
Sharpe Ratio (All Time) Calculated using the full available price history	1.41	1.74	-0.32

Drawdowns

XRLX vs. THIR - Drawdown Comparison

The maximum XRLX drawdown since its inception was -15.33%, which is greater than THIR's maximum drawdown of -10.05%. Use the drawdown chart below to compare losses from any high point for XRLX and THIR.

Drawdown Indicators

	XRLX	THIR	Difference
Max Drawdown Largest peak-to-trough decline	-15.33%	-10.05%	-5.28%
Max Drawdown (1Y) Largest decline over 1 year	-6.28%	-8.88%	+2.60%
Current Drawdown Current decline from peak	-0.47%	-0.71%	+0.24%
Average Drawdown Average peak-to-trough decline	-1.70%	-1.99%	+0.29%
Ulcer Index Depth and duration of drawdowns from previous peaks	1.39%	2.48%	-1.09%

Volatility

XRLX vs. THIR - Volatility Comparison

The current volatility for FundX Conservative ETF (XRLX) is 2.59%, while THOR Index Rotation ETF (THIR) has a volatility of 3.60%. This indicates that XRLX experiences smaller price fluctuations and is considered to be less risky than THIR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	XRLX	THIR	Difference
Volatility (1M) Calculated over the trailing 1-month period	2.59%	3.60%	-1.01%
Volatility (6M) Calculated over the trailing 6-month period	6.65%	8.45%	-1.80%
Volatility (1Y) Calculated over the trailing 1-year period	8.10%	11.56%	-3.46%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	11.05%	12.64%	-1.59%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	11.05%	12.64%	-1.59%

XRLX vs. THIR - Expense Ratio Comparison

XRLX has a 1.63% expense ratio, which is higher than THIR's 0.70% expense ratio.

Dividends

XRLX vs. THIR - Dividend Comparison

XRLX's dividend yield for the trailing twelve months is around 2.57%, more than THIR's 0.33% yield.

Position	TTM	2025	2024	2023
THIR THOR Index Rotation ETF	0.33%	0.35%	0.29%	0.00%
XRLX FundX Conservative ETF	2.57%	2.77%	1.66%	1.68%

Frequently Asked Questions

Can I hold both XRLX and THIR in my portfolio?

XRLX and THIR have a correlation of 0.87, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, XRLX or THIR?

THIR has higher volatility (3.60%) compared to XRLX (2.59%). In terms of maximum drawdown, XRLX dropped -15.33% vs THIR's -10.05%.

Which ETF is better, XRLX or THIR?

On 1-year performance, THIR leads with 24.32% vs 17.90% for XRLX. On fees, THIR is cheaper at 0.70% per year. On volatility, XRLX has been the lower-risk option at 2.59%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, XRLX or THIR?

Over the 1-year period, THIR has performed better with a 24.32% return vs 17.90%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, XRLX or THIR?

THIR is cheaper with a 0.70% expense ratio, compared with 1.63% for XRLX.

Which ETF pays a higher dividend yield, XRLX or THIR?

XRLX has the higher dividend yield at 2.57%, compared with 0.33% for THIR.

What is the main difference between XRLX and THIR?

They also come from different issuers: FundX and THOR. Their fees differ too: 1.63% for XRLX and 0.70% for THIR.

Which has better risk-adjusted returns?

XRLX currently has the higher Sharpe Ratio (2.22 vs 2.11), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.