XLYI vs. FINY

Last updated Jul 24, 2026

XLYI (State Street Consumer Discretionary Select Sector SPDR Premium Income ETF) and FINY (GraniteShares YieldBOOST Financials ETF) are both Derivative Income funds. Both are actively managed. At a 0.22 correlation, their price movements are largely independent. XLYI charges 0.35%/yr vs 1.07%/yr for FINY.

Performance

XLYI vs. FINY - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in State Street Consumer Discretionary Select Sector SPDR Premium Income ETF (XLYI) and GraniteShares YieldBOOST Financials ETF (FINY). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

XLYI

• 1D: -4.19%
• 1M: -3.26%
• 6M: -8.52%
• YTD: -5.92%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: —

FINY

• 1D: -0.07%
• 1M: 2.45%
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
FINY GraniteShares YieldBOOST Financials ETF	$9.51K	$17.82K	$23.26K
XLYI State Street Consumer Discretionary Select Sector SPDR Premium Income ETF	$64.69K	$56.45K	$58.59K

XLYI vs. FINY - Yearly Performance Comparison

	2026 (YTD)
XLYI State Street Consumer Discretionary Select Sector SPDR Premium Income ETF	-4.71%
FINY GraniteShares YieldBOOST Financials ETF	6.68%

Correlation

The correlation between XLYI and FINY is 0.22, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (All Time) Calculated using the full available price history since May 5, 2026	0.22

Return for Risk

XLYI vs. FINY - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for State Street Consumer Discretionary Select Sector SPDR Premium Income ETF (XLYI) and GraniteShares YieldBOOST Financials ETF (FINY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

XLYI vs. FINY - Drawdown Comparison

The maximum XLYI drawdown since its inception was -12.32%, which is greater than FINY's maximum drawdown of -1.85%. Use the drawdown chart below to compare losses from any high point for XLYI and FINY.

Drawdown Indicators

	XLYI	FINY	Difference
Max Drawdown Largest peak-to-trough decline	-12.32%	-1.85%	-10.47%
Current Drawdown Current decline from peak	-9.27%	-0.16%	-9.11%
Average Drawdown Average peak-to-trough decline	-3.21%	-0.10%	-3.11%

Volatility

Volatility by Period

	XLYI	FINY	Difference
Volatility (1Y) Calculated over the trailing 1-year period	16.12%	6.43%	+9.69%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	16.12%	6.43%	+9.69%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	16.12%	6.43%	+9.69%

XLYI vs. FINY - Expense Ratio Comparison

XLYI has a 0.35% expense ratio, which is lower than FINY's 1.07% expense ratio.

Dividends

XLYI vs. FINY - Dividend Comparison

XLYI's dividend yield for the trailing twelve months is around 15.68%, more than FINY's 5.09% yield.

Position	TTM	2025
FINY GraniteShares YieldBOOST Financials ETF	5.09%	0.00%
XLYI State Street Consumer Discretionary Select Sector SPDR Premium Income ETF	15.68%	6.76%

Frequently Asked Questions

Can I hold both XLYI and FINY in my portfolio?

XLYI and FINY have a correlation of 0.22, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, XLYI or FINY?

On fees, XLYI is cheaper at 0.35% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, XLYI or FINY?

XLYI is cheaper with a 0.35% expense ratio, compared with 1.07% for FINY.

Which ETF pays a higher dividend yield, XLYI or FINY?

XLYI has the higher dividend yield at 15.68%, compared with 5.09% for FINY.

What is the main difference between XLYI and FINY?

They also come from different issuers: State Street and GraniteShares. Their fees differ too: 0.35% for XLYI and 1.07% for FINY.