XLUI vs. XLK
XLUI (State Street Utilities Select Sector SPDR Premium Income ETF) and XLK (State Street Technology Select Sector SPDR ETF) are both exchange-traded funds - XLUI is a Utilities Equities fund actively managed by State Street, while XLK is a Technology Equities fund tracking the S&P Technology Select Sector Daily Capped 35/20 Index. XLUI is actively managed, while XLK is passively managed. At a 0.05 correlation, their price movements are largely independent. XLUI charges 0.35%/yr vs 0.08%/yr for XLK.
Performance
XLUI vs. XLK - Performance Comparison
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Returns By Period
In the year-to-date period, XLUI achieves a 10.37% return, which is significantly lower than XLK's 23.60% return.
XLUI
- 1D
- 0.57%
- 1M
- 2.15%
- 6M
- 8.39%
- YTD
- 10.37%
- 1Y
- —
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
XLK
- 1D
- -2.24%
- 1M
- -4.67%
- 6M
- 22.34%
- YTD
- 23.60%
- 1Y
- 37.95%
- 3Y*
- 26.66%
- 5Y*
- 19.65%
- 10Y*
- 24.16%
XLUI vs. XLK - Yearly Performance Comparison
| 2026 (YTD) | 2025 | |
|---|---|---|
XLUI State Street Utilities Select Sector SPDR Premium Income ETF | 10.37% | 0.27% |
XLK State Street Technology Select Sector SPDR ETF | 23.60% | 9.34% |
Correlation
The correlation between XLUI and XLK is 0.05, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (All Time) Calculated using the full available price history since Jul 30, 2025 | 0.05 |
XLUI vs. XLK - Sectors Allocation Comparison
Sectors
XLUI
XLK
Financial Services
-
Basic Materials
-
-
Communication Services
-
-
Consumer Cyclical
-
-
Consumer Defensive
-
-
Energy
-
Healthcare
-
-
Industrials
-
Real Estate
-
-
Technology
-
Utilities
-
-
Financial Services
XLUI
XLK
-
Basic Materials
XLUI
-
XLK
-
Communication Services
XLUI
-
XLK
-
Consumer Cyclical
XLUI
-
XLK
-
Consumer Defensive
XLUI
-
XLK
-
Energy
XLUI
-
XLK
Healthcare
XLUI
-
XLK
-
Industrials
XLUI
-
XLK
Real Estate
XLUI
-
XLK
-
Technology
XLUI
-
XLK
Utilities
XLUI
-
XLK
-
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Return for Risk
XLUI vs. XLK — Risk / Return Rank
XLUI
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
XLK
XLUI vs. XLK - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for State Street Utilities Select Sector SPDR Premium Income ETF (XLUI) and State Street Technology Select Sector SPDR ETF (XLK). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| XLUI | XLK | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | — | — | |
| Sortino ratioReturn per unit of downside risk | — | — | |
| Omega ratioGain probability vs. loss probability | — | 1.26 | — |
| Calmar ratioReturn relative to maximum drawdown | — | 2.39 | — |
| Martin ratioReturn relative to average drawdown | — | 7.13 | — |
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Drawdowns
XLUI vs. XLK - Drawdown Comparison
The maximum XLUI drawdown since its inception was -6.01%, smaller than the maximum XLK drawdown of -82.05%. Use the drawdown chart below to compare losses from any high point for XLUI and XLK.
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Drawdown Indicators
| XLUI | XLK | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -6.01% | -82.05% | +76.04% |
Max Drawdown (1Y)Largest decline over 1 year | — | -15.92% | — |
Max Drawdown (3Y)Largest decline over 3 years | — | -25.66% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -33.56% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.56% | — |
Current DrawdownCurrent decline from peak | -0.36% | -10.33% | +9.97% |
Average DrawdownAverage peak-to-trough decline | -1.89% | -34.84% | +32.95% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | — | 5.34% | — |
Volatility
XLUI vs. XLK - Volatility Comparison
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Volatility by Period
| XLUI | XLK | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | — | 9.89% | — |
Volatility (6M)Calculated over the trailing 6-month period | — | 20.95% | — |
Volatility (1Y)Calculated over the trailing 1-year period | 11.16% | 24.54% | -13.38% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 11.16% | 25.58% | -14.42% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 11.16% | 24.80% | -13.64% |
XLUI vs. XLK - Expense Ratio Comparison
XLUI has a 0.35% expense ratio, which is higher than XLK's 0.08% expense ratio.
Dividends
XLUI vs. XLK - Dividend Comparison
XLUI's dividend yield for the trailing twelve months is around 13.72%, more than XLK's 0.45% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
XLK State Street Technology Select Sector SPDR ETF | 0.45% | 0.54% | 0.66% | 0.76% | 1.04% | 0.65% | 0.92% | 1.16% | 1.60% | 1.37% | 1.74% | 1.79% |
XLUI State Street Utilities Select Sector SPDR Premium Income ETF | 13.72% | 7.12% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
XLUI and XLK have a correlation of 0.05, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, XLK is cheaper at 0.08% per year. The better choice depends on whether you care most about return, fees, risk, or income.
XLK is cheaper with a 0.08% expense ratio, compared with 0.35% for XLUI.
XLUI has the higher dividend yield at 13.72%, compared with 0.45% for XLK.
XLUI is categorized as Utilities Equities, while XLK is Technology Equities. Their fees differ too: 0.35% for XLUI and 0.08% for XLK.
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