XLUI vs. SPYD
XLUI (State Street Utilities Select Sector SPDR Premium Income ETF) and SPYD (State Street SPDR Portfolio S&P 500 High Dividend ETF) are both exchange-traded funds - XLUI is a Utilities Equities fund actively managed by State Street, while SPYD is a S&P 500 fund tracking the S&P 500 High Dividend Index. XLUI is actively managed, while SPYD is passively managed. At a 0.44 correlation, their price movements are largely independent. XLUI charges 0.35%/yr vs 0.07%/yr for SPYD.
Performance
XLUI vs. SPYD - Performance Comparison
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Returns By Period
In the year-to-date period, XLUI achieves a 4.99% return, which is significantly lower than SPYD's 10.34% return.
XLUI
- 1D
- -0.18%
- 1M
- -4.28%
- YTD
- 4.99%
- 6M
- 3.61%
- 1Y
- —
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
SPYD
- 1D
- -0.44%
- 1M
- 1.57%
- YTD
- 10.34%
- 6M
- 10.97%
- 1Y
- 16.38%
- 3Y*
- 14.37%
- 5Y*
- 6.76%
- 10Y*
- 8.59%
XLUI vs. SPYD - Yearly Performance Comparison
| 2026 (YTD) | 2025 | |
|---|---|---|
XLUI State Street Utilities Select Sector SPDR Premium Income ETF | 4.99% | 0.51% |
SPYD State Street SPDR Portfolio S&P 500 High Dividend ETF | 10.34% | 2.43% |
Correlation
The correlation between XLUI and SPYD is 0.44, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (All Time) Calculated using the full available price history since Jul 31, 2025 | 0.44 |
XLUI vs. SPYD - Sectors Allocation Comparison
Sectors
XLUI
SPYD
Financial Services
Basic Materials
-
Communication Services
-
Consumer Cyclical
-
Consumer Defensive
-
Energy
-
Healthcare
-
Industrials
-
Real Estate
-
Technology
-
Utilities
-
Financial Services
XLUI
SPYD
Basic Materials
XLUI
-
SPYD
Communication Services
XLUI
-
SPYD
Consumer Cyclical
XLUI
-
SPYD
Consumer Defensive
XLUI
-
SPYD
Energy
XLUI
-
SPYD
Healthcare
XLUI
-
SPYD
Industrials
XLUI
-
SPYD
Real Estate
XLUI
-
SPYD
Technology
XLUI
-
SPYD
Utilities
XLUI
-
SPYD
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Return for Risk
XLUI vs. SPYD — Risk / Return Rank
XLUI
SPYD
XLUI vs. SPYD - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for State Street Utilities Select Sector SPDR Premium Income ETF (XLUI) and State Street SPDR Portfolio S&P 500 High Dividend ETF (SPYD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
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Sharpe Ratios by Period
| XLUI | SPYD | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | — | 1.42 | — |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | — | 0.42 | — |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.44 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.60 | 0.47 | +0.13 |
Drawdowns
XLUI vs. SPYD - Drawdown Comparison
The maximum XLUI drawdown since its inception was -6.01%, smaller than the maximum SPYD drawdown of -46.42%. Use the drawdown chart below to compare losses from any high point for XLUI and SPYD.
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Drawdown Indicators
| XLUI | SPYD | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -6.01% | -46.42% | +40.41% |
Max Drawdown (1Y)Largest decline over 1 year | — | -7.05% | — |
Max Drawdown (3Y)Largest decline over 3 years | — | -16.13% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -22.25% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -46.42% | — |
Current DrawdownCurrent decline from peak | -4.60% | -1.11% | -3.49% |
Average DrawdownAverage peak-to-trough decline | -1.92% | -6.17% | +4.25% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | — | 2.43% | — |
Volatility
XLUI vs. SPYD - Volatility Comparison
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Volatility by Period
| XLUI | SPYD | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | — | 2.57% | — |
Volatility (6M)Calculated over the trailing 6-month period | — | 7.71% | — |
Volatility (1Y)Calculated over the trailing 1-year period | 11.12% | 11.62% | -0.50% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 11.12% | 16.13% | -5.01% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 11.12% | 19.78% | -8.66% |
XLUI vs. SPYD - Expense Ratio Comparison
XLUI has a 0.35% expense ratio, which is higher than SPYD's 0.07% expense ratio.
Dividends
XLUI vs. SPYD - Dividend Comparison
XLUI's dividend yield for the trailing twelve months is around 12.81%, more than SPYD's 4.21% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SPYD State Street SPDR Portfolio S&P 500 High Dividend ETF | 4.21% | 4.52% | 4.31% | 4.66% | 5.01% | 3.68% | 4.95% | 4.42% | 4.75% | 4.63% | 4.34% | 1.13% |
XLUI State Street Utilities Select Sector SPDR Premium Income ETF | 12.81% | 7.12% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
XLUI and SPYD have a correlation of 0.44, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, SPYD is cheaper at 0.07% per year. The better choice depends on whether you care most about return, fees, risk, or income.
SPYD is cheaper with a 0.07% expense ratio, compared with 0.35% for XLUI.
XLUI has the higher dividend yield at 12.81%, compared with 4.21% for SPYD.
XLUI is categorized as Utilities Equities, while SPYD is S&P 500. Their fees differ too: 0.35% for XLUI and 0.07% for SPYD.
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