XLU vs. UTSL
Compare and contrast key facts about Utilities Select Sector SPDR Fund (XLU) and Direxion Daily Utilities Bull 3X Shares (UTSL).
XLU and UTSL are both exchange-traded funds (ETFs), meaning they are traded on stock exchanges and can be bought and sold throughout the day. XLU is a passively managed fund by State Street that tracks the performance of the Utilities Select Sector Index. It was launched on Dec 16, 1998. UTSL is a passively managed fund by Direxion that tracks the performance of the Utilities Select Sector Index (300%). It was launched on May 3, 2017. Both XLU and UTSL are passive ETFs, meaning that they are not actively managed but aim to replicate the performance of the underlying index as closely as possible.
Performance
XLU vs. UTSL - Performance Comparison
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XLU vs. UTSL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
XLU Utilities Select Sector SPDR Fund | 8.25% | 16.03% | 23.31% | -7.18% | 1.44% | 17.70% | 0.51% | 25.93% | 3.94% | 5.35% |
UTSL Direxion Daily Utilities Bull 3X Shares | 20.69% | 29.03% | 54.24% | -35.55% | -14.06% | 48.16% | -38.58% | 81.07% | -2.27% | 11.26% |
Returns By Period
In the year-to-date period, XLU achieves a 8.25% return, which is significantly lower than UTSL's 20.69% return.
XLU
- 1D
- -0.07%
- 1M
- -3.18%
- YTD
- 8.25%
- 6M
- 6.77%
- 1Y
- 19.71%
- 3Y*
- 14.12%
- 5Y*
- 10.80%
- 10Y*
- 9.74%
UTSL
- 1D
- -0.75%
- 1M
- -11.14%
- YTD
- 20.69%
- 6M
- 11.50%
- 1Y
- 42.18%
- 3Y*
- 21.90%
- 5Y*
- 13.39%
- 10Y*
- —
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XLU vs. UTSL - Expense Ratio Comparison
XLU has a 0.13% expense ratio, which is lower than UTSL's 0.99% expense ratio.
Return for Risk
XLU vs. UTSL — Risk / Return Rank
XLU
UTSL
XLU vs. UTSL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Utilities Select Sector SPDR Fund (XLU) and Direxion Daily Utilities Bull 3X Shares (UTSL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| XLU | UTSL | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.25 | 0.90 | +0.35 |
Sortino ratioReturn per unit of downside risk | 1.71 | 1.37 | +0.34 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.18 | +0.05 |
Calmar ratioReturn relative to maximum drawdown | 2.29 | 1.67 | +0.62 |
Martin ratioReturn relative to average drawdown | 5.51 | 3.80 | +1.71 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| XLU | UTSL | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.25 | 0.90 | +0.35 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.63 | 0.26 | +0.37 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.51 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.41 | 0.17 | +0.24 |
Correlation
The correlation between XLU and UTSL is 0.98, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
XLU vs. UTSL - Dividend Comparison
XLU's dividend yield for the trailing twelve months is around 2.59%, more than UTSL's 1.51% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
XLU Utilities Select Sector SPDR Fund | 2.59% | 2.71% | 2.96% | 3.39% | 2.92% | 2.79% | 3.14% | 2.95% | 3.33% | 3.33% | 3.41% | 3.67% |
UTSL Direxion Daily Utilities Bull 3X Shares | 1.51% | 1.69% | 1.61% | 3.61% | 1.15% | 1.19% | 1.40% | 5.01% | 1.46% | 0.57% | 0.00% | 0.00% |
Drawdowns
XLU vs. UTSL - Drawdown Comparison
The maximum XLU drawdown since its inception was -51.98%, smaller than the maximum UTSL drawdown of -79.55%. Use the drawdown chart below to compare losses from any high point for XLU and UTSL.
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Drawdown Indicators
| XLU | UTSL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -51.98% | -79.55% | +27.57% |
Max Drawdown (1Y)Largest decline over 1 year | -9.18% | -27.94% | +18.76% |
Max Drawdown (5Y)Largest decline over 5 years | -25.26% | -68.01% | +42.75% |
Max Drawdown (10Y)Largest decline over 10 years | -36.07% | — | — |
Current DrawdownCurrent decline from peak | -3.18% | -11.14% | +7.96% |
Average DrawdownAverage peak-to-trough decline | -10.26% | -33.61% | +23.35% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.82% | 12.30% | -8.48% |
Volatility
XLU vs. UTSL - Volatility Comparison
The current volatility for Utilities Select Sector SPDR Fund (XLU) is 5.09%, while Direxion Daily Utilities Bull 3X Shares (UTSL) has a volatility of 15.69%. This indicates that XLU experiences smaller price fluctuations and is considered to be less risky than UTSL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| XLU | UTSL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.09% | 15.69% | -10.60% |
Volatility (6M)Calculated over the trailing 6-month period | 10.35% | 31.12% | -20.77% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.82% | 47.20% | -31.38% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.18% | 51.60% | -34.42% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 19.21% | 59.39% | -40.18% |