XLCI vs. GBIL
XLCI (State Street Communication Services Select Sector SPDR Premium Income ETF) and GBIL (Goldman Sachs Access Treasury 0-1 Year ETF) are both exchange-traded funds - XLCI is a Derivative Income fund actively managed by State Street, while GBIL is a Government Bonds fund tracking the FTSE US Treasury 0-1 Year Composite Select Index. XLCI is actively managed, while GBIL is passively managed. At a correlation of -0.04, they often move in opposite directions. XLCI charges 0.35%/yr vs 0.12%/yr for GBIL.
Performance
XLCI vs. GBIL - Performance Comparison
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Returns By Period
In the year-to-date period, XLCI achieves a -4.54% return, which is significantly lower than GBIL's 1.56% return.
XLCI
- 1D
- -1.97%
- 1M
- -6.14%
- YTD
- -4.54%
- 6M
- -3.80%
- 1Y
- —
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
GBIL
- 1D
- 0.00%
- 1M
- 0.24%
- YTD
- 1.56%
- 6M
- 1.66%
- 1Y
- 3.82%
- 3Y*
- 4.58%
- 5Y*
- 3.35%
- 10Y*
- —
XLCI vs. GBIL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | |
|---|---|---|
XLCI State Street Communication Services Select Sector SPDR Premium Income ETF | -4.54% | 6.73% |
GBIL Goldman Sachs Access Treasury 0-1 Year ETF | 1.56% | 1.81% |
Correlation
The correlation between XLCI and GBIL is -0.04, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (All Time) Calculated using the full available price history since Jul 30, 2025 | -0.04 |
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Return for Risk
XLCI vs. GBIL — Risk / Return Rank
XLCI
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
GBIL
XLCI vs. GBIL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for State Street Communication Services Select Sector SPDR Premium Income ETF (XLCI) and Goldman Sachs Access Treasury 0-1 Year ETF (GBIL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| XLCI | GBIL | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | — | — | |
| Sortino ratioReturn per unit of downside risk | — | — | |
| Omega ratioGain probability vs. loss probability | — | 42.70 | — |
| Calmar ratioReturn relative to maximum drawdown | — | 191.74 | — |
| Martin ratioReturn relative to average drawdown | — | 1,625.53 | — |
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Drawdowns
XLCI vs. GBIL - Drawdown Comparison
The maximum XLCI drawdown since its inception was -7.72%, which is greater than GBIL's maximum drawdown of -0.76%. Use the drawdown chart below to compare losses from any high point for XLCI and GBIL.
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Drawdown Indicators
| XLCI | GBIL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -7.72% | -0.76% | -6.96% |
Max Drawdown (1Y)Largest decline over 1 year | — | -0.02% | — |
Max Drawdown (3Y)Largest decline over 3 years | — | -0.76% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -0.76% | — |
Current DrawdownCurrent decline from peak | -7.44% | 0.00% | -7.44% |
Average DrawdownAverage peak-to-trough decline | -1.66% | -0.04% | -1.62% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | — | 0.00% | — |
Volatility
XLCI vs. GBIL - Volatility Comparison
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Volatility by Period
| XLCI | GBIL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | — | 0.05% | — |
Volatility (6M)Calculated over the trailing 6-month period | — | 0.14% | — |
Volatility (1Y)Calculated over the trailing 1-year period | 11.21% | 0.23% | +10.98% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 11.21% | 0.58% | +10.63% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 11.21% | 0.47% | +10.74% |
XLCI vs. GBIL - Expense Ratio Comparison
XLCI has a 0.35% expense ratio, which is higher than GBIL's 0.12% expense ratio.
Dividends
XLCI vs. GBIL - Dividend Comparison
XLCI's dividend yield for the trailing twelve months is around 10.44%, more than GBIL's 3.74% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
GBIL Goldman Sachs Access Treasury 0-1 Year ETF | 3.74% | 4.02% | 4.93% | 4.77% | 1.37% | 0.00% | 0.81% | 2.20% | 1.70% | 0.74% | 0.11% |
XLCI State Street Communication Services Select Sector SPDR Premium Income ETF | 10.44% | 5.23% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
XLCI and GBIL have a correlation of -0.04, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, GBIL is cheaper at 0.12% per year. The better choice depends on whether you care most about return, fees, risk, or income.
GBIL is cheaper with a 0.12% expense ratio, compared with 0.35% for XLCI.
XLCI has the higher dividend yield at 10.44%, compared with 3.74% for GBIL.
XLCI is categorized as Derivative Income, while GBIL is Government Bonds. They also come from different issuers: State Street and Goldman Sachs. Their fees differ too: 0.35% for XLCI and 0.12% for GBIL.
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