XDIV vs. IBIC

Last updated Jul 17, 2026

XDIV (Roundhill S&P 500 No Dividend Target ETF) and IBIC (iShares iBonds Oct 2026 Term TIPS ETF) are both exchange-traded funds - XDIV is a S&P 500 fund actively managed by Roundhill, while IBIC is a Inflation-Protected Bonds fund tracking the ICE 2026 Maturity US Inflation-Linked Treasury Index. XDIV is actively managed, while IBIC is passively managed. Over the past year, XDIV returned 21.53% vs 4.19% for IBIC. At a correlation of -0.20, they often move in opposite directions. XDIV charges 0.08%/yr vs 0.10%/yr for IBIC.

Performance

XDIV vs. IBIC - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Roundhill S&P 500 No Dividend Target ETF (XDIV) and iShares iBonds Oct 2026 Term TIPS ETF (IBIC). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, XDIV achieves a 10.23% return, which is significantly higher than IBIC's 2.55% return.

XDIV

• 1D: -0.50%
• 1M: 0.17%
• 6M: 8.66%
• YTD: 10.23%
• 1Y: 21.53%
• 3Y*: —
• 5Y*: —
• 10Y*: —

IBIC

• 1D: 0.07%
• 1M: 0.26%
• 6M: 2.41%
• YTD: 2.55%
• 1Y: 4.19%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

XDIV vs. IBIC - Yearly Performance Comparison

	2026 (YTD)	2025
XDIV Roundhill S&P 500 No Dividend Target ETF	10.23%	10.07%
IBIC iShares iBonds Oct 2026 Term TIPS ETF	2.55%	1.75%

Correlation

The correlation between XDIV and IBIC is -0.20, meaning they tend to move in opposite directions. This is especially valuable for risk management - when one declines, the other has historically tended to hold steady or rise.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	-0.20
Correlation (All Time) Calculated using the full available price history since Jul 10, 2025	-0.20

Return for Risk

XDIV vs. IBIC — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

XDIV

XDIV Risk / Return Rank: 65
XDIV Sharpe Ratio Rank: 65
XDIV Sortino Ratio Rank: 64
XDIV Omega Ratio Rank: 64
XDIV Calmar Ratio Rank: 59
XDIV Martin Ratio Rank: 72

IBIC

IBIC Risk / Return Rank: 98
IBIC Sharpe Ratio Rank: 98
IBIC Sortino Ratio Rank: 98
IBIC Omega Ratio Rank: 98
IBIC Calmar Ratio Rank: 99
IBIC Martin Ratio Rank: 98

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

XDIV vs. IBIC - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Roundhill S&P 500 No Dividend Target ETF (XDIV) and iShares iBonds Oct 2026 Term TIPS ETF (IBIC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	XDIV	IBIC	Difference
Sharpe ratio: Return per unit of total volatility	1.70	4.63	-2.92
Sortino ratio: Return per unit of downside risk	2.38	8.25	-5.87
Omega ratio: Gain probability vs. loss probability	1.31	2.10	-0.79
Calmar ratio: Return relative to maximum drawdown	2.36	15.70	-13.34
Martin ratio: Return relative to average drawdown	10.38	53.10	-42.72

XDIV vs. IBIC - Sharpe Ratio Comparison

The current XDIV Sharpe Ratio is 1.70, which is lower than the IBIC Sharpe Ratio of 4.63. The chart below compares the historical Sharpe Ratios of XDIV and IBIC, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

XDIV vs. IBIC - Drawdown Comparison

The maximum XDIV drawdown since its inception was -9.16%, which is greater than IBIC's maximum drawdown of -0.90%. Use the drawdown chart below to compare losses from any high point for XDIV and IBIC.

Drawdown Indicators

	XDIV	IBIC	Difference
Max Drawdown Largest peak-to-trough decline	-9.16%	-0.90%	-8.26%
Max Drawdown (1Y) Largest decline over 1 year	-9.16%	-0.27%	-8.89%
Current Drawdown Current decline from peak	-1.03%	-0.08%	-0.95%
Average Drawdown Average peak-to-trough decline	-1.27%	-0.10%	-1.17%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.08%	0.08%	+2.00%

Volatility

XDIV vs. IBIC - Volatility Comparison

Roundhill S&P 500 No Dividend Target ETF (XDIV) has a higher volatility of 3.24% compared to iShares iBonds Oct 2026 Term TIPS ETF (IBIC) at 0.31%. This indicates that XDIV's price experiences larger fluctuations and is considered to be riskier than IBIC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	XDIV	IBIC	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.24%	0.31%	+2.93%
Volatility (6M) Calculated over the trailing 6-month period	10.20%	0.70%	+9.50%
Volatility (1Y) Calculated over the trailing 1-year period	12.70%	0.91%	+11.79%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	12.61%	1.56%	+11.05%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	12.61%	1.56%	+11.05%

XDIV vs. IBIC - Expense Ratio Comparison

XDIV has a 0.08% expense ratio, which is lower than IBIC's 0.10% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

XDIV vs. IBIC - Dividend Comparison

XDIV has not paid dividends to shareholders, while IBIC's dividend yield for the trailing twelve months is around 4.62%.

Position	TTM	2025	2024	2023
IBIC iShares iBonds Oct 2026 Term TIPS ETF	4.62%	4.43%	4.65%	0.83%
XDIV Roundhill S&P 500 No Dividend Target ETF	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both XDIV and IBIC in my portfolio?

XDIV and IBIC have a correlation of -0.20, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, XDIV or IBIC?

XDIV has higher volatility (3.24%) compared to IBIC (0.31%). In terms of maximum drawdown, XDIV dropped -9.16% vs IBIC's -0.90%.

Which ETF is better, XDIV or IBIC?

On 1-year performance, XDIV leads with 21.53% vs 4.19% for IBIC. On fees, XDIV is cheaper at 0.08% per year. On volatility, IBIC has been the lower-risk option at 0.31%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, XDIV or IBIC?

Over the 1-year period, XDIV has performed better with a 21.53% return vs 4.19%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, XDIV or IBIC?

XDIV is cheaper with a 0.08% expense ratio, compared with 0.10% for IBIC.

Which ETF pays a higher dividend yield, XDIV or IBIC?

IBIC has the higher dividend yield at 4.62%, compared with 0.00% for XDIV.

What is the main difference between XDIV and IBIC?

XDIV is categorized as S&P 500, while IBIC is Inflation-Protected Bonds. They also come from different issuers: Roundhill and iShares. Their fees differ too: 0.08% for XDIV and 0.10% for IBIC.

Which has better risk-adjusted returns?

IBIC currently has the higher Sharpe Ratio (4.63 vs 1.70), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.