XCOR vs. ITOT

Last updated Jun 4, 2026

XCOR (Fundx ETF) and ITOT (iShares Core S&P Total U.S. Stock Market ETF) are both exchange-traded funds - XCOR is a Large Cap Growth Equities fund actively managed by FundX, while ITOT is a Large Cap Blend Equities fund tracking the S&P Total Market Index. XCOR is actively managed, while ITOT is passively managed. Over the past 3 years, XCOR returned 22.94%/yr vs 22.09%/yr for ITOT. Their correlation of 0.92 suggests significant overlap in exposure. XCOR charges 1.27%/yr vs 0.03%/yr for ITOT.

Performance

XCOR vs. ITOT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Fundx ETF (XCOR) and iShares Core S&P Total U.S. Stock Market ETF (ITOT). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, XCOR achieves a 13.43% return, which is significantly higher than ITOT's 11.25% return.

XCOR

• 1D: -0.71%
• 1M: 7.51%
• YTD: 13.43%
• 6M: 14.00%
• 1Y: 29.47%
• 3Y*: 22.94%
• 5Y*: —
• 10Y*: —

ITOT

• 1D: -0.73%
• 1M: 5.01%
• YTD: 11.25%
• 6M: 11.12%
• 1Y: 28.12%
• 3Y*: 22.09%
• 5Y*: 12.69%
• 10Y*: 15.01%

*Multi-year figures are annualized to reflect compound growth (CAGR)

XCOR vs. ITOT - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022
XCOR Fundx ETF	13.43%	12.50%	29.57%	14.34%	7.11%
ITOT iShares Core S&P Total U.S. Stock Market ETF	11.25%	17.00%	23.80%	26.12%	4.35%

Correlation

The correlation between XCOR and ITOT is 0.95, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.95
Correlation (3Y) Calculated over the trailing 3-year period	0.93
Correlation (All Time) Calculated using the full available price history since Oct 18, 2022	0.92

The correlation between XCOR and ITOT has been stable across timeframes, ranging from 0.92 to 0.95 - a consistent structural relationship.

XCOR vs. ITOT - Sectors Allocation Comparison

Sectors	XCOR	ITOT
Technology	39.0%	33.8%
Financial Services	12.7%	12.1%
Communication Services	12.2%	10.3%
Consumer Cyclical	10.4%	10.1%
Healthcare	6.1%	9.0%
Industrials	5.4%	9.5%
Consumer Defensive	4.9%	4.7%
Energy	3.8%	3.7%
Utilities	2.4%	2.3%
Basic Materials	2.1%	2.1%
Real Estate	1.0%	2.4%

Return for Risk

XCOR vs. ITOT — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

XCOR

XCOR Risk / Return Rank: 69
XCOR Sharpe Ratio Rank: 71
XCOR Sortino Ratio Rank: 70
XCOR Omega Ratio Rank: 69
XCOR Calmar Ratio Rank: 63
XCOR Martin Ratio Rank: 73

ITOT

ITOT Risk / Return Rank: 68
ITOT Sharpe Ratio Rank: 69
ITOT Sortino Ratio Rank: 68
ITOT Omega Ratio Rank: 67
ITOT Calmar Ratio Rank: 63
ITOT Martin Ratio Rank: 75

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

XCOR vs. ITOT - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Fundx ETF (XCOR) and iShares Core S&P Total U.S. Stock Market ETF (ITOT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	XCOR	ITOT	Difference
Sharpe ratio: Return per unit of total volatility	2.30	2.32	-0.01
Sortino ratio: Return per unit of downside risk	3.17	3.17	0.00
Omega ratio: Gain probability vs. loss probability	1.41	1.42	-0.01
Calmar ratio: Return relative to maximum drawdown	3.08	3.17	-0.09
Martin ratio: Return relative to average drawdown	13.62	14.57	-0.95
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

XCOR vs. ITOT - Sharpe Ratio Comparison

The current XCOR Sharpe Ratio is 2.30, which is comparable to the ITOT Sharpe Ratio of 2.32. The chart below compares the historical Sharpe Ratios of XCOR and ITOT, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	XCOR	ITOT	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	2.30	2.32	-0.01
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.74	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.82	—
Sharpe Ratio (All Time) Calculated using the full available price history	1.27	0.57	+0.70

Drawdowns

XCOR vs. ITOT - Drawdown Comparison

The maximum XCOR drawdown since its inception was -22.54%, smaller than the maximum ITOT drawdown of -55.20%. Use the drawdown chart below to compare losses from any high point for XCOR and ITOT.

Drawdown Indicators

	XCOR	ITOT	Difference
Max Drawdown Largest peak-to-trough decline	-22.54%	-55.20%	+32.66%
Max Drawdown (1Y) Largest decline over 1 year	-9.60%	-8.90%	-0.70%
Max Drawdown (3Y) Largest decline over 3 years	-22.54%	-19.44%	-3.10%
Max Drawdown (5Y) Largest decline over 5 years	—	-25.36%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-35.00%	—
Current Drawdown Current decline from peak	-0.71%	-0.73%	+0.02%
Average Drawdown Average peak-to-trough decline	-3.12%	-6.97%	+3.85%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.17%	1.94%	+0.23%

Volatility

XCOR vs. ITOT - Volatility Comparison

Fundx ETF (XCOR) has a higher volatility of 3.78% compared to iShares Core S&P Total U.S. Stock Market ETF (ITOT) at 2.99%. This indicates that XCOR's price experiences larger fluctuations and is considered to be riskier than ITOT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	XCOR	ITOT	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.78%	2.99%	+0.79%
Volatility (6M) Calculated over the trailing 6-month period	10.17%	9.13%	+1.04%
Volatility (1Y) Calculated over the trailing 1-year period	12.84%	12.20%	+0.64%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	17.05%	17.36%	-0.31%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	17.05%	18.26%	-1.21%

XCOR vs. ITOT - Expense Ratio Comparison

XCOR has a 1.27% expense ratio, which is higher than ITOT's 0.03% expense ratio.

Dividends

XCOR vs. ITOT - Dividend Comparison

XCOR's dividend yield for the trailing twelve months is around 0.38%, less than ITOT's 0.98% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
ITOT iShares Core S&P Total U.S. Stock Market ETF	0.98%	1.11%	1.23%	1.47%	1.66%	1.18%	1.41%	1.88%	2.14%	1.69%	1.83%	2.01%
XCOR Fundx ETF	0.38%	0.43%	0.00%	0.95%	2.52%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both XCOR and ITOT in my portfolio?

With a correlation of 0.95, XCOR and ITOT move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which is riskier, XCOR or ITOT?

XCOR has higher volatility (3.78%) compared to ITOT (2.99%). In terms of maximum drawdown, XCOR dropped -22.54% vs ITOT's -55.20%.

Which ETF is better, XCOR or ITOT?

On 3-year performance, XCOR leads with 22.94% vs 22.09% for ITOT. On fees, ITOT is cheaper at 0.03% per year. On volatility, ITOT has been the lower-risk option at 2.99%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, XCOR or ITOT?

Over the 3-year period, XCOR has performed better with a 22.94% return vs 22.09%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, XCOR or ITOT?

ITOT is cheaper with a 0.03% expense ratio, compared with 1.27% for XCOR.

Which ETF pays a higher dividend yield, XCOR or ITOT?

ITOT has the higher dividend yield at 0.98%, compared with 0.38% for XCOR.

What is the main difference between XCOR and ITOT?

XCOR is categorized as Large Cap Growth Equities, while ITOT is Large Cap Blend Equities. They also come from different issuers: FundX and iShares. Their fees differ too: 1.27% for XCOR and 0.03% for ITOT.

Which has better risk-adjusted returns?

ITOT currently has the higher Sharpe Ratio (2.32 vs 2.30), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.