XBCI vs. USAI

Last updated Jul 18, 2026

XBCI (NEOS Boosted Bitcoin High Income ETF) and USAI (Pacer American Energy Independence ETF) are both exchange-traded funds - XBCI is a Cryptocurrency fund actively managed by Neos, while USAI is a Energy Equities fund tracking the American Energy Independence Index. XBCI is actively managed, while USAI is passively managed. At a correlation of -0.11, they often move in opposite directions. XBCI charges 0.98%/yr vs 0.75%/yr for USAI.

Performance

XBCI vs. USAI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in NEOS Boosted Bitcoin High Income ETF (XBCI) and Pacer American Energy Independence ETF (USAI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

XBCI

• 1D: 0.06%
• 1M: -2.20%
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

USAI

• 1D: 0.40%
• 1M: 6.16%
• 6M: 22.51%
• YTD: 26.20%
• 1Y: 22.99%
• 3Y*: 25.47%
• 5Y*: 20.85%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

XBCI vs. USAI - Yearly Performance Comparison

	2026 (YTD)
XBCI NEOS Boosted Bitcoin High Income ETF	-21.87%
USAI Pacer American Energy Independence ETF	17.67%

Correlation

The correlation between XBCI and USAI is -0.11, meaning they tend to move in opposite directions. This is especially valuable for risk management - when one declines, the other has historically tended to hold steady or rise.

	Correlation
Correlation (All Time) Calculated using the full available price history since Feb 3, 2026	-0.11

Return for Risk

XBCI vs. USAI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

XBCI

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

USAI

USAI Risk / Return Rank: 51
USAI Sharpe Ratio Rank: 52
USAI Sortino Ratio Rank: 51
USAI Omega Ratio Rank: 46
USAI Calmar Ratio Rank: 65
USAI Martin Ratio Rank: 41

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

XBCI vs. USAI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for NEOS Boosted Bitcoin High Income ETF (XBCI) and Pacer American Energy Independence ETF (USAI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	XBCI	USAI	Difference
Sharpe ratio: Return per unit of total volatility	—	1.43	—
Sortino ratio: Return per unit of downside risk	—	2.00	—
Omega ratio: Gain probability vs. loss probability	—	1.24	—
Calmar ratio: Return relative to maximum drawdown	—	2.56	—
Martin ratio: Return relative to average drawdown	—	5.20	—

Drawdowns

XBCI vs. USAI - Drawdown Comparison

The maximum XBCI drawdown since its inception was -37.31%, smaller than the maximum USAI drawdown of -65.25%. Use the drawdown chart below to compare losses from any high point for XBCI and USAI.

Drawdown Indicators

	XBCI	USAI	Difference
Max Drawdown Largest peak-to-trough decline	-37.31%	-65.25%	+27.94%
Max Drawdown (1Y) Largest decline over 1 year	—	-9.01%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-18.22%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-20.68%	—
Current Drawdown Current decline from peak	-30.00%	-2.89%	-27.11%
Average Drawdown Average peak-to-trough decline	-14.65%	-9.31%	-5.34%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	4.43%	—

Volatility

Volatility by Period

	XBCI	USAI	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	5.22%	—
Volatility (6M) Calculated over the trailing 6-month period	—	12.68%	—
Volatility (1Y) Calculated over the trailing 1-year period	64.71%	16.20%	+48.51%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	64.71%	20.45%	+44.26%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	64.71%	27.20%	+37.51%

XBCI vs. USAI - Expense Ratio Comparison

XBCI has a 0.98% expense ratio, which is higher than USAI's 0.75% expense ratio.

Dividends

XBCI vs. USAI - Dividend Comparison

XBCI's dividend yield for the trailing twelve months is around 25.68%, more than USAI's 4.07% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017
USAI Pacer American Energy Independence ETF	4.07%	5.03%	3.62%	4.99%	5.41%	6.15%	7.67%	6.50%	5.56%	0.08%
XBCI NEOS Boosted Bitcoin High Income ETF	25.68%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both XBCI and USAI in my portfolio?

XBCI and USAI have a correlation of -0.11, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, XBCI or USAI?

On fees, USAI is cheaper at 0.75% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, XBCI or USAI?

USAI is cheaper with a 0.75% expense ratio, compared with 0.98% for XBCI.

Which ETF pays a higher dividend yield, XBCI or USAI?

XBCI has the higher dividend yield at 25.68%, compared with 4.07% for USAI.

What is the main difference between XBCI and USAI?

XBCI is categorized as Cryptocurrency, while USAI is Energy Equities. They also come from different issuers: Neos and Pacer. Their fees differ too: 0.98% for XBCI and 0.75% for USAI.