XAGG.TO vs. GCOR
XAGG.TO (iShares U.S. Aggregate Bond Index ETF) and GCOR (Goldman Sachs Access U.S. Aggregate Bond ETF) are both exchange-traded funds - XAGG.TO is a Total Bond Market fund tracking the Bloomberg US Aggregate Bond Index, while GCOR is a Intermediate Core Bond fund tracking the FTSE Goldman Sachs US Broad Bond Market Index. Both are passively managed. Over the past 3 years, XAGG.TO returned 5.35%/yr vs 5.71%/yr for GCOR. At a 0.27 correlation, their price movements are largely independent. XAGG.TO charges 0.10%/yr vs 0.08%/yr for GCOR.
Performance
XAGG.TO vs. GCOR - Performance Comparison
Loading charts...
Different Trading Currencies
XAGG.TO is traded in CAD, while GCOR is traded in USD. To make them comparable, the GCOR values have been converted to CAD using the latest available exchange rates.
Returns By Period
In the year-to-date period, XAGG.TO achieves a 2.48% return, which is significantly lower than GCOR's 2.70% return.
XAGG.TO
- 1D
- 0.03%
- 1M
- -0.21%
- 6M
- 0.83%
- YTD
- 2.48%
- 1Y
- 6.83%
- 3Y*
- 5.35%
- 5Y*
- —
- 10Y*
- —
GCOR
- 1D
- -0.16%
- 1M
- -0.19%
- 6M
- 0.91%
- YTD
- 2.70%
- 1Y
- 6.68%
- 3Y*
- 5.71%
- 5Y*
- 1.71%
- 10Y*
- —
XAGG.TO vs. GCOR - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
XAGG.TO iShares U.S. Aggregate Bond Index ETF | 2.48% | 1.66% | 10.15% | 1.14% | -6.66% | 1.36% |
GCOR Goldman Sachs Access U.S. Aggregate Bond ETF | 2.70% | 2.32% | 9.02% | 3.27% | -8.37% | 0.42% |
Correlation
The correlation between XAGG.TO and GCOR is 0.35, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.35 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.33 |
Correlation (All Time) Calculated using the full available price history since Jul 27, 2021 | 0.27 |
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
XAGG.TO vs. GCOR — Risk / Return Rank
XAGG.TO
GCOR
XAGG.TO vs. GCOR - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for iShares U.S. Aggregate Bond Index ETF (XAGG.TO) and Goldman Sachs Access U.S. Aggregate Bond ETF (GCOR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| XAGG.TO | GCOR | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.09 | ||
| Sortino ratioReturn per unit of downside risk | +0.09 | ||
| Omega ratioGain probability vs. loss probability | 1.27 | 1.20 | +0.07 |
| Calmar ratioReturn relative to maximum drawdown | 1.59 | 1.47 | +0.12 |
| Martin ratioReturn relative to average drawdown | 3.58 | 3.23 | +0.35 |
Loading charts...
Drawdowns
XAGG.TO vs. GCOR - Drawdown Comparison
The maximum XAGG.TO drawdown since its inception was -12.65%, smaller than the maximum GCOR drawdown of -17.45%. Use the drawdown chart below to compare losses from any high point for XAGG.TO and GCOR.
Loading charts...
Drawdown Indicators
| XAGG.TO | GCOR | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -12.65% | -17.45% | +4.80% |
Max Drawdown (1Y)Largest decline over 1 year | -4.32% | -4.55% | +0.23% |
Max Drawdown (3Y)Largest decline over 3 years | -6.64% | -6.52% | -0.12% |
Max Drawdown (5Y)Largest decline over 5 years | — | -13.69% | — |
Current DrawdownCurrent decline from peak | -2.01% | -2.13% | +0.12% |
Average DrawdownAverage peak-to-trough decline | -5.22% | -7.97% | +2.75% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.92% | 2.07% | -0.15% |
Volatility
XAGG.TO vs. GCOR - Volatility Comparison
The current volatility for iShares U.S. Aggregate Bond Index ETF (XAGG.TO) is 1.46%, while Goldman Sachs Access U.S. Aggregate Bond ETF (GCOR) has a volatility of 1.72%. This indicates that XAGG.TO experiences smaller price fluctuations and is considered to be less risky than GCOR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| XAGG.TO | GCOR | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.46% | 1.72% | -0.26% |
Volatility (6M)Calculated over the trailing 6-month period | 4.17% | 4.20% | -0.03% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.47% | 5.76% | -0.29% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.03% | 8.43% | -1.40% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.03% | 8.28% | -1.25% |
XAGG.TO vs. GCOR - Expense Ratio Comparison
XAGG.TO has a 0.10% expense ratio, which is higher than GCOR's 0.08% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
XAGG.TO vs. GCOR - Dividend Comparison
XAGG.TO's dividend yield for the trailing twelve months is around 4.10%, less than GCOR's 4.20% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
GCOR Goldman Sachs Access U.S. Aggregate Bond ETF | 4.20% | 4.03% | 4.36% | 3.67% | 2.11% | 0.92% | 0.24% |
XAGG.TO iShares U.S. Aggregate Bond Index ETF | 4.10% | 3.87% | 3.07% | 2.59% | 1.67% | 1.04% | 0.00% |
Frequently Asked Questions
XAGG.TO and GCOR have a correlation of 0.35, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, GCOR is cheaper at 0.08% per year. The better choice depends on whether you care most about return, fees, risk, or income.
GCOR is cheaper with a 0.08% expense ratio, compared with 0.10% for XAGG.TO.
XAGG.TO is categorized as Total Bond Market, while GCOR is Intermediate Core Bond. XAGG.TO tracks Bloomberg US Aggregate Bond Index, while GCOR tracks FTSE Goldman Sachs US Broad Bond Market Index. They also come from different issuers: iShares and Goldman Sachs. Their fees differ too: 0.10% for XAGG.TO and 0.08% for GCOR.
Find the right allocation for XAGG.TO and GCOR
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer