WISE.L vs. PYPL
Compare and contrast key facts about Wise plc (WISE.L) and PayPal Holdings, Inc. (PYPL).
Performance
WISE.L vs. PYPL - Performance Comparison
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WISE.L vs. PYPL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
WISE.L Wise plc | 1.35% | -16.42% | 21.97% | 55.29% | -25.61% | -14.02% |
PYPL PayPal Holdings, Inc. | -20.81% | -36.33% | 41.41% | -18.08% | -57.74% | -35.28% |
Different Trading Currencies
WISE.L is traded in GBp, while PYPL is traded in USD. To make them comparable, the PYPL values have been converted to GBp using the latest available exchange rates.
Fundamentals
WISE.L:
£9.40B
PYPL:
$42.47B
WISE.L:
£0.79
PYPL:
$5.42
WISE.L:
11.49
PYPL:
8.34
WISE.L:
0.10
PYPL:
0.40
WISE.L:
2.70
PYPL:
1.32
WISE.L:
6.56
PYPL:
2.10
WISE.L:
£3.48B
PYPL:
$33.17B
WISE.L:
£1.26B
PYPL:
$15.47B
WISE.L:
£1.13B
PYPL:
$7.18B
Returns By Period
In the year-to-date period, WISE.L achieves a 1.35% return, which is significantly higher than PYPL's -20.81% return.
WISE.L
- 1D
- -0.50%
- 1M
- 4.94%
- YTD
- 1.35%
- 6M
- -12.75%
- 1Y
- -4.44%
- 3Y*
- 18.42%
- 5Y*
- —
- 10Y*
- —
PYPL
- 1D
- 0.96%
- 1M
- 0.11%
- YTD
- -20.81%
- 6M
- -31.03%
- 1Y
- -31.91%
- 3Y*
- -17.64%
- 5Y*
- -28.10%
- 10Y*
- 2.19%
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Return for Risk
WISE.L vs. PYPL — Risk / Return Rank
WISE.L
PYPL
WISE.L vs. PYPL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Wise plc (WISE.L) and PayPal Holdings, Inc. (PYPL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| WISE.L | PYPL | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | -0.13 | -0.77 | +0.64 |
Sortino ratioReturn per unit of downside risk | 0.04 | -0.89 | +0.93 |
Omega ratioGain probability vs. loss probability | 1.00 | 0.87 | +0.13 |
Calmar ratioReturn relative to maximum drawdown | -0.24 | -0.62 | +0.38 |
Martin ratioReturn relative to average drawdown | -0.44 | -1.43 | +0.99 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| WISE.L | PYPL | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.13 | -0.77 | +0.64 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | — | -0.69 | — |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.06 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.01 | 0.07 | -0.06 |
Correlation
The correlation between WISE.L and PYPL is 0.23, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
WISE.L vs. PYPL - Dividend Comparison
WISE.L has not paid dividends to shareholders, while PYPL's dividend yield for the trailing twelve months is around 0.62%.
| TTM | 2025 | |
|---|---|---|
WISE.L Wise plc | 0.00% | 0.00% |
PYPL PayPal Holdings, Inc. | 0.62% | 0.24% |
Drawdowns
WISE.L vs. PYPL - Drawdown Comparison
The maximum WISE.L drawdown since its inception was -74.14%, smaller than the maximum PYPL drawdown of -87.19%. Use the drawdown chart below to compare losses from any high point for WISE.L and PYPL.
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Drawdown Indicators
| WISE.L | PYPL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -74.14% | -87.30% | +13.16% |
Max Drawdown (1Y)Largest decline over 1 year | -30.17% | -49.92% | +19.75% |
Max Drawdown (5Y)Largest decline over 5 years | — | -87.30% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -87.30% | — |
Current DrawdownCurrent decline from peak | -22.16% | -85.26% | +63.10% |
Average DrawdownAverage peak-to-trough decline | -32.61% | -34.83% | +2.22% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 16.61% | 22.00% | -5.39% |
Volatility
WISE.L vs. PYPL - Volatility Comparison
The current volatility for Wise plc (WISE.L) is 6.72%, while PayPal Holdings, Inc. (PYPL) has a volatility of 9.45%. This indicates that WISE.L experiences smaller price fluctuations and is considered to be less risky than PYPL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| WISE.L | PYPL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.72% | 9.45% | -2.73% |
Volatility (6M)Calculated over the trailing 6-month period | 23.26% | 33.89% | -10.63% |
Volatility (1Y)Calculated over the trailing 1-year period | 33.10% | 41.47% | -8.37% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 41.41% | 40.97% | +0.44% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 41.41% | 38.34% | +3.07% |
Financials
WISE.L vs. PYPL - Financials Comparison
This section allows you to compare key financial metrics between Wise plc and PayPal Holdings, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
WISE.L vs. PYPL - Profitability Comparison
WISE.L - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Wise plc reported a gross profit of 0.00 and revenue of 959.20M. Therefore, the gross margin over that period was 0.0%.
PYPL - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, PayPal Holdings, Inc. reported a gross profit of 4.03B and revenue of 8.68B. Therefore, the gross margin over that period was 46.5%.
WISE.L - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Wise plc reported an operating income of 231.70M and revenue of 959.20M, resulting in an operating margin of 24.2%.
PYPL - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, PayPal Holdings, Inc. reported an operating income of 1.51B and revenue of 8.68B, resulting in an operating margin of 17.4%.
WISE.L - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Wise plc reported a net income of 187.20M and revenue of 959.20M, resulting in a net margin of 19.5%.
PYPL - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, PayPal Holdings, Inc. reported a net income of 1.44B and revenue of 8.68B, resulting in a net margin of 16.6%.