WISE.L vs. ADYEY

Last updated Apr 1, 2026

Compare and contrast key facts about Wise plc (WISE.L) and Adyen NV (ADYEY).

Performance

WISE.L vs. ADYEY - Performance Comparison

The chart below illustrates the hypothetical performance of a £10,000 investment in Wise plc (WISE.L) and Adyen NV (ADYEY). The values are adjusted to include any dividend payments, if applicable.

WISE.L vs. ADYEY - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
WISE.L Wise plc	1.35%	-16.42%	21.97%	55.29%	-25.61%	-14.02%
ADYEY Adyen NV	-36.39%	1.17%	15.81%	-11.33%	-41.33%	7.35%

Different Trading Currencies

WISE.L is traded in GBp, while ADYEY is traded in USD. To make them comparable, the ADYEY values have been converted to GBp using the latest available exchange rates.

Fundamentals

Market Cap WISE.L : £9.40B ADYEY : $31.52B
EPS WISE.L : £0.79 ADYEY : $0.63
PE Ratio WISE.L : 11.49 ADYEY : 15.89
PEG Ratio WISE.L : 0.10 ADYEY : 0.75
PS Ratio WISE.L : 2.70 ADYEY : 6.65
PB Ratio WISE.L : 6.56 ADYEY : 5.97
Total Revenue (TTM) WISE.L : £3.48B ADYEY : $4.74B
Gross Profit (TTM) WISE.L : £1.26B ADYEY : $3.83B
EBITDA (TTM) WISE.L : £1.13B ADYEY : $2.71B

Returns By Period

In the year-to-date period, WISE.L achieves a 1.35% return, which is significantly higher than ADYEY's -36.39% return.

WISE.L

• 1D: -0.50%
• 1M: 4.94%
• YTD: 1.35%
• 6M: -12.75%
• 1Y: -4.44%
• 3Y*: 18.42%
• 5Y*: —
• 10Y*: —

ADYEY

• 1D: 1.75%
• 1M: -12.51%
• YTD: -36.39%
• 6M: -36.58%
• 1Y: -36.21%
• 3Y*: -16.26%
• 5Y*: -15.03%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

WISE.L vs. ADYEY — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

WISE.L

WISE.L Risk / Return Rank: 33
WISE.L Sharpe Ratio Rank: 35
WISE.L Sortino Ratio Rank: 31
WISE.L Omega Ratio Rank: 31
WISE.L Calmar Ratio Rank: 34
WISE.L Martin Ratio Rank: 35

ADYEY

ADYEY Risk / Return Rank: 11
ADYEY Sharpe Ratio Rank: 9
ADYEY Sortino Ratio Rank: 11
ADYEY Omega Ratio Rank: 11
ADYEY Calmar Ratio Rank: 16
ADYEY Martin Ratio Rank: 6

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

WISE.L vs. ADYEY - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Wise plc (WISE.L) and Adyen NV (ADYEY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	WISE.L	ADYEY	Difference
Sharpe ratio Return per unit of total volatility	-0.13	-0.83	+0.70
Sortino ratio Return per unit of downside risk	0.04	-1.07	+1.11
Omega ratio Gain probability vs. loss probability	1.00	0.85	+0.15
Calmar ratio Return relative to maximum drawdown	-0.24	-0.75	+0.51
Martin ratio Return relative to average drawdown	-0.44	-1.74	+1.30
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

WISE.L vs. ADYEY - Sharpe Ratio Comparison

The current WISE.L Sharpe Ratio is -0.13, which is higher than the ADYEY Sharpe Ratio of -0.83. The chart below compares the historical Sharpe Ratios of WISE.L and ADYEY, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	WISE.L	ADYEY	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.13	-0.83	+0.70
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	-0.30	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.01	0.13	-0.11

Correlation

The correlation between WISE.L and ADYEY is 0.33, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

WISE.L vs. ADYEY - Dividend Comparison

Neither WISE.L nor ADYEY has paid dividends to shareholders.

Tickers have no history of dividend payments

Drawdowns

WISE.L vs. ADYEY - Drawdown Comparison

The maximum WISE.L drawdown since its inception was -74.14%, roughly equal to the maximum ADYEY drawdown of -77.48%. Use the drawdown chart below to compare losses from any high point for WISE.L and ADYEY.

Drawdown Indicators

	WISE.L	ADYEY	Difference
Max Drawdown Largest peak-to-trough decline	-74.14%	-79.84%	+5.70%
Max Drawdown (1Y) Largest decline over 1 year	-30.17%	-50.86%	+20.69%
Max Drawdown (5Y) Largest decline over 5 years	—	-79.84%	—
Current Drawdown Current decline from peak	-22.16%	-69.55%	+47.39%
Average Drawdown Average peak-to-trough decline	-32.61%	-37.66%	+5.05%
Ulcer Index Depth and duration of drawdowns from previous peaks	16.61%	22.00%	-5.39%

Volatility

WISE.L vs. ADYEY - Volatility Comparison

The current volatility for Wise plc (WISE.L) is 6.72%, while Adyen NV (ADYEY) has a volatility of 8.58%. This indicates that WISE.L experiences smaller price fluctuations and is considered to be less risky than ADYEY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	WISE.L	ADYEY	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.72%	8.58%	-1.86%
Volatility (6M) Calculated over the trailing 6-month period	23.26%	34.53%	-11.27%
Volatility (1Y) Calculated over the trailing 1-year period	33.10%	43.66%	-10.56%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	41.41%	50.59%	-9.18%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	41.41%	49.32%	-7.91%

Financials

WISE.L vs. ADYEY - Profitability Comparison

The chart below illustrates the profitability comparison between Wise plc and Adyen NV over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

WISE.L - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Wise plc reported a gross profit of 0.00 and revenue of 959.20M. Therefore, the gross margin over that period was 0.0%.

ADYEY - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Adyen NV reported a gross profit of 1.11B and revenue of 1.41B. Therefore, the gross margin over that period was 78.8%.

WISE.L - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Wise plc reported an operating income of 231.70M and revenue of 959.20M, resulting in an operating margin of 24.2%.

ADYEY - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Adyen NV reported an operating income of 622.48M and revenue of 1.41B, resulting in an operating margin of 44.1%.

WISE.L - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Wise plc reported a net income of 187.20M and revenue of 959.20M, resulting in a net margin of 19.5%.

ADYEY - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Adyen NV reported a net income of 577.26M and revenue of 1.41B, resulting in a net margin of 40.9%.