VZ vs. WFC
VZ (Verizon Communications Inc.) and WFC (Wells Fargo & Company) are both stocks. VZ operates in Telecom Services (Communication Services), while WFC operates in Banks - Diversified (Financial Services). Over the past 10 years, VZ returned 4.44%/yr vs 8.95%/yr for WFC. At a 0.33 correlation, their price movements are largely independent.
Performance
VZ vs. WFC - Performance Comparison
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Returns By Period
In the year-to-date period, VZ achieves a 21.97% return, which is significantly higher than WFC's -9.20% return. Over the past 10 years, VZ has underperformed WFC with an annualized return of 4.44%, while WFC has yielded a comparatively higher 8.95% annualized return.
VZ
- 1D
- 2.49%
- 1M
- 3.75%
- YTD
- 21.97%
- 6M
- 21.50%
- 1Y
- 19.39%
- 3Y*
- 18.39%
- 5Y*
- 2.74%
- 10Y*
- 4.44%
WFC
- 1D
- 1.61%
- 1M
- 14.04%
- YTD
- -9.20%
- 6M
- -8.77%
- 1Y
- 18.25%
- 3Y*
- 28.38%
- 5Y*
- 15.64%
- 10Y*
- 8.95%
VZ vs. WFC - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VZ Verizon Communications Inc. | 21.97% | 8.86% | 13.14% | 2.71% | -20.02% | -7.55% | -0.13% | 13.83% | 11.26% | 3.97% |
WFC Wells Fargo & Company | -9.20% | 35.57% | 46.48% | 22.94% | -11.92% | 61.15% | -41.65% | 21.44% | -21.83% | 13.21% |
Correlation
The correlation between VZ and WFC is 0.06, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.06 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.11 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.18 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.22 |
Correlation (All Time) Calculated using the full available price history since Jul 3, 2000 | 0.33 |
Over the past year, the correlation between VZ and WFC has dropped to 0.06 - well below their long-term average of 0.33, suggesting their price drivers have been diverging.
Fundamentals
VZ:
$202.54B
WFC:
$269.39B
VZ:
$4.10
WFC:
$6.73
VZ:
11.72
WFC:
12.44
VZ:
1.46
WFC:
2.15
VZ:
1.96
WFC:
1.65
VZ:
$139.15B
WFC:
$125.70B
VZ:
$81.89B
WFC:
$81.14B
VZ:
$48.65B
WFC:
$31.58B
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Return for Risk
VZ vs. WFC — Risk / Return Rank
VZ
WFC
VZ vs. WFC - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Verizon Communications Inc. (VZ) and Wells Fargo & Company (WFC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VZ | WFC | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.25 | ||
| Sortino ratioReturn per unit of downside risk | +0.55 | ||
| Omega ratioGain probability vs. loss probability | 1.18 | 1.12 | +0.06 |
| Calmar ratioReturn relative to maximum drawdown | 1.43 | 0.68 | +0.75 |
| Martin ratioReturn relative to average drawdown | 3.06 | 1.54 | +1.52 |
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Drawdowns
VZ vs. WFC - Drawdown Comparison
The maximum VZ drawdown since its inception was -50.66%, smaller than the maximum WFC drawdown of -79.01%. Use the drawdown chart below to compare losses from any high point for VZ and WFC.
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Drawdown Indicators
| VZ | WFC | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -50.66% | -79.01% | +28.35% |
Max Drawdown (1Y)Largest decline over 1 year | -13.32% | -23.02% | +9.70% |
Max Drawdown (3Y)Largest decline over 3 years | -14.93% | -24.73% | +9.80% |
Max Drawdown (5Y)Largest decline over 5 years | -38.38% | -37.10% | -1.28% |
Max Drawdown (10Y)Largest decline over 10 years | -41.21% | -64.46% | +23.25% |
Current DrawdownCurrent decline from peak | -4.96% | -12.21% | +7.25% |
Average DrawdownAverage peak-to-trough decline | -14.82% | -15.35% | +0.53% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.23% | 10.18% | -3.95% |
Volatility
VZ vs. WFC - Volatility Comparison
Verizon Communications Inc. (VZ) has a higher volatility of 6.87% compared to Wells Fargo & Company (WFC) at 5.95%. This indicates that VZ's price experiences larger fluctuations and is considered to be riskier than WFC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VZ | WFC | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.87% | 5.95% | +0.92% |
Volatility (6M)Calculated over the trailing 6-month period | 17.91% | 19.95% | -2.04% |
Volatility (1Y)Calculated over the trailing 1-year period | 22.78% | 26.75% | -3.97% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 21.66% | 30.23% | -8.57% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 20.36% | 32.28% | -11.92% |
Dividends
VZ vs. WFC - Dividend Comparison
VZ's dividend yield for the trailing twelve months is around 5.75%, more than WFC's 2.15% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VZ Verizon Communications Inc. | 5.75% | 6.68% | 6.68% | 6.96% | 6.53% | 4.85% | 4.21% | 3.95% | 4.22% | 4.39% | 4.26% | 4.79% |
WFC Wells Fargo & Company | 2.15% | 1.82% | 2.14% | 2.64% | 2.66% | 1.25% | 4.04% | 3.57% | 3.56% | 2.54% | 2.75% | 2.71% |
Financials
VZ vs. WFC - Financials Comparison
This section allows you to compare key financial metrics between Verizon Communications Inc. and Wells Fargo & Company. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
VZ vs. WFC - Profitability Comparison
VZ - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Verizon Communications Inc. reported a gross profit of 20.77B and revenue of 34.44B. Therefore, the gross margin over that period was 60.3%.
WFC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Wells Fargo & Company reported a gross profit of 20.31B and revenue of 31.80B. Therefore, the gross margin over that period was 63.9%.
VZ - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Verizon Communications Inc. reported an operating income of 8.24B and revenue of 34.44B, resulting in an operating margin of 23.9%.
WFC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Wells Fargo & Company reported an operating income of 5.85B and revenue of 31.80B, resulting in an operating margin of 18.4%.
VZ - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Verizon Communications Inc. reported a net income of 5.05B and revenue of 34.44B, resulting in a net margin of 14.7%.
WFC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Wells Fargo & Company reported a net income of 5.29B and revenue of 31.80B, resulting in a net margin of 16.6%.
Frequently Asked Questions
VZ and WFC have a correlation of 0.06, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
VZ has higher volatility (6.87%) compared to WFC (5.95%). In terms of maximum drawdown, VZ dropped -50.66% vs WFC's -79.01%.
VZ currently has the higher Sharpe Ratio (0.84 vs 0.59), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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