VXUS vs. VTHRX

Last updated Jun 13, 2026

VXUS (Vanguard Total International Stock ETF) and VTHRX (Vanguard Target Retirement 2030 Fund) are both funds - VXUS is a Global Equities fund tracking the FTSE Global All Cap ex US Index, while VTHRX is a Target Retirement Date fund managed by Vanguard. Over the past 10 years, VXUS returned 10.22%/yr vs 8.89%/yr for VTHRX. Their correlation of 0.91 suggests significant overlap in exposure. VXUS charges 0.05%/yr vs 0.08%/yr for VTHRX.

Performance

VXUS vs. VTHRX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Vanguard Total International Stock ETF (VXUS) and Vanguard Target Retirement 2030 Fund (VTHRX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, VXUS achieves a 13.69% return, which is significantly higher than VTHRX's 6.52% return. Over the past 10 years, VXUS has outperformed VTHRX with an annualized return of 10.22%, while VTHRX has yielded a comparatively lower 8.89% annualized return.

VXUS

• 1D: 0.40%
• 1M: 0.71%
• YTD: 13.69%
• 6M: 15.52%
• 1Y: 28.39%
• 3Y*: 18.37%
• 5Y*: 8.32%
• 10Y*: 10.22%

VTHRX

• 1D: 1.60%
• 1M: 0.22%
• YTD: 6.52%
• 6M: 7.17%
• 1Y: 16.51%
• 3Y*: 13.65%
• 5Y*: 6.55%
• 10Y*: 8.89%

*Multi-year figures are annualized to reflect compound growth (CAGR)

VXUS vs. VTHRX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
VXUS Vanguard Total International Stock ETF	13.69%	32.35%	5.08%	15.86%	-16.08%	8.98%	10.66%	21.75%	-14.43%	27.46%
VTHRX Vanguard Target Retirement 2030 Fund	6.52%	16.25%	10.43%	16.24%	-16.28%	11.37%	14.11%	21.08%	-5.85%	15.24%

Correlation

The correlation between VXUS and VTHRX is 0.93, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.93
Correlation (3Y) Calculated over the trailing 3-year period	0.88
Correlation (5Y) Calculated over the trailing 5-year period	0.89
Correlation (10Y) Calculated over the trailing 10-year period	0.90
Correlation (All Time) Calculated using the full available price history since Jan 28, 2011	0.91

The correlation between VXUS and VTHRX has been stable across timeframes, ranging from 0.88 to 0.93 - a consistent structural relationship.

VXUS vs. VTHRX - Sectors Allocation Comparison

Sectors	VXUS	VTHRX
Financial Services	22.3%	16.0%
Technology	18.1%	27.4%
Industrials	16.1%	12.3%
Consumer Cyclical	8.4%	9.4%
Basic Materials	7.6%	4.2%
Healthcare	7.1%	8.3%
Energy	5.2%	4.3%
Consumer Defensive	5.0%	4.8%
Communication Services	4.4%	8.0%
Utilities	3.2%	2.7%
Real Estate	2.6%	2.5%

Return for Risk

VXUS vs. VTHRX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

VXUS

VXUS Risk / Return Rank: 61
VXUS Sharpe Ratio Rank: 61
VXUS Sortino Ratio Rank: 60
VXUS Omega Ratio Rank: 63
VXUS Calmar Ratio Rank: 58
VXUS Martin Ratio Rank: 62

VTHRX

VTHRX Risk / Return Rank: 73
VTHRX Sharpe Ratio Rank: 73
VTHRX Sortino Ratio Rank: 73
VTHRX Omega Ratio Rank: 73
VTHRX Calmar Ratio Rank: 69
VTHRX Martin Ratio Rank: 76

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

VXUS vs. VTHRX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Vanguard Total International Stock ETF (VXUS) and Vanguard Target Retirement 2030 Fund (VTHRX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	VXUS	VTHRX	Difference
Sharpe ratio: Return per unit of total volatility	1.77	2.00	-0.23
Sortino ratio: Return per unit of downside risk	2.44	2.82	-0.38
Omega ratio: Gain probability vs. loss probability	1.33	1.38	-0.05
Calmar ratio: Return relative to maximum drawdown	2.53	2.60	-0.07
Martin ratio: Return relative to average drawdown	9.72	11.15	-1.43

VXUS vs. VTHRX - Sharpe Ratio Comparison

The current VXUS Sharpe Ratio is 1.77, which is comparable to the VTHRX Sharpe Ratio of 2.00. The chart below compares the historical Sharpe Ratios of VXUS and VTHRX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

VXUS vs. VTHRX - Drawdown Comparison

The maximum VXUS drawdown since its inception was -35.97%, smaller than the maximum VTHRX drawdown of -49.57%. Use the drawdown chart below to compare losses from any high point for VXUS and VTHRX.

Drawdown Indicators

	VXUS	VTHRX	Difference
Max Drawdown Largest peak-to-trough decline	-35.97%	-49.57%	+13.60%
Max Drawdown (1Y) Largest decline over 1 year	-11.27%	-6.56%	-4.71%
Max Drawdown (3Y) Largest decline over 3 years	-13.58%	-9.64%	-3.94%
Max Drawdown (5Y) Largest decline over 5 years	-29.44%	-22.75%	-6.69%
Max Drawdown (10Y) Largest decline over 10 years	-35.97%	-24.86%	-11.11%
Current Drawdown Current decline from peak	-1.47%	-1.42%	-0.05%
Average Drawdown Average peak-to-trough decline	-8.21%	-6.18%	-2.03%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.93%	1.53%	+1.40%

Volatility

VXUS vs. VTHRX - Volatility Comparison

Vanguard Total International Stock ETF (VXUS) has a higher volatility of 6.71% compared to Vanguard Target Retirement 2030 Fund (VTHRX) at 3.52%. This indicates that VXUS's price experiences larger fluctuations and is considered to be riskier than VTHRX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	VXUS	VTHRX	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.71%	3.52%	+3.19%
Volatility (6M) Calculated over the trailing 6-month period	14.02%	7.09%	+6.93%
Volatility (1Y) Calculated over the trailing 1-year period	16.09%	8.53%	+7.56%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	16.21%	10.43%	+5.78%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	17.20%	11.28%	+5.92%

VXUS vs. VTHRX - Expense Ratio Comparison

VXUS has a 0.05% expense ratio, which is lower than VTHRX's 0.08% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

VXUS vs. VTHRX - Dividend Comparison

VXUS's dividend yield for the trailing twelve months is around 2.67%, less than VTHRX's 3.78% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
VTHRX Vanguard Target Retirement 2030 Fund	3.78%	4.03%	3.63%	2.59%	2.53%	17.56%	2.56%	2.38%	2.71%	0.06%	2.38%	3.72%
VXUS Vanguard Total International Stock ETF	2.67%	3.18%	3.37%	3.24%	3.09%	3.10%	2.14%	3.06%	3.18%	2.73%	2.93%	2.83%

Frequently Asked Questions

Can I hold both VXUS and VTHRX in my portfolio?

With a correlation of 0.93, VXUS and VTHRX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which is riskier, VXUS or VTHRX?

VXUS has higher volatility (6.71%) compared to VTHRX (3.52%). In terms of maximum drawdown, VXUS dropped -35.97% vs VTHRX's -49.57%.

Which has better risk-adjusted returns?

VTHRX currently has the higher Sharpe Ratio (2.00 vs 1.77), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.