VUIAX vs. VBIAX
Compare and contrast key facts about Vanguard Utilities Index Fund Admiral Shares (VUIAX) and Vanguard Balanced Index Fund Admiral Shares (VBIAX).
VUIAX is managed by Vanguard. It was launched on Apr 28, 2004. VBIAX is managed by Vanguard. It was launched on Nov 13, 2000.
Performance
VUIAX vs. VBIAX - Performance Comparison
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VUIAX vs. VBIAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VUIAX Vanguard Utilities Index Fund Admiral Shares | 7.79% | 16.39% | 23.03% | -7.49% | 1.13% | 17.16% | -0.90% | 24.97% | 4.45% | 12.49% |
VBIAX Vanguard Balanced Index Fund Admiral Shares | -2.43% | 13.61% | 14.58% | 17.54% | -16.90% | 14.21% | 16.40% | 21.78% | -2.86% | 13.89% |
Returns By Period
In the year-to-date period, VUIAX achieves a 7.79% return, which is significantly higher than VBIAX's -2.43% return. Over the past 10 years, VUIAX has outperformed VBIAX with an annualized return of 9.59%, while VBIAX has yielded a comparatively lower 8.97% annualized return.
VUIAX
- 1D
- -0.04%
- 1M
- -2.50%
- YTD
- 7.79%
- 6M
- 5.16%
- 1Y
- 18.84%
- 3Y*
- 13.78%
- 5Y*
- 10.44%
- 10Y*
- 9.59%
VBIAX
- 1D
- 1.84%
- 1M
- -3.62%
- YTD
- -2.43%
- 6M
- -0.89%
- 1Y
- 12.55%
- 3Y*
- 12.24%
- 5Y*
- 6.52%
- 10Y*
- 8.97%
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VUIAX vs. VBIAX - Expense Ratio Comparison
VUIAX has a 0.10% expense ratio, which is higher than VBIAX's 0.07% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
VUIAX vs. VBIAX — Risk / Return Rank
VUIAX
VBIAX
VUIAX vs. VBIAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Utilities Index Fund Admiral Shares (VUIAX) and Vanguard Balanced Index Fund Admiral Shares (VBIAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VUIAX | VBIAX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.24 | 1.14 | +0.10 |
Sortino ratioReturn per unit of downside risk | 1.69 | 1.70 | -0.01 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.25 | -0.02 |
Calmar ratioReturn relative to maximum drawdown | 2.31 | 1.71 | +0.59 |
Martin ratioReturn relative to average drawdown | 5.49 | 8.03 | -2.54 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VUIAX | VBIAX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.24 | 1.14 | +0.10 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.62 | 0.59 | +0.02 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.50 | 0.80 | -0.30 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.54 | 0.61 | -0.07 |
Correlation
The correlation between VUIAX and VBIAX is 0.56, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
VUIAX vs. VBIAX - Dividend Comparison
VUIAX's dividend yield for the trailing twelve months is around 2.57%, less than VBIAX's 5.74% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VUIAX Vanguard Utilities Index Fund Admiral Shares | 2.57% | 2.73% | 3.01% | 3.49% | 2.98% | 2.56% | 3.17% | 2.82% | 3.23% | 3.18% | 3.19% | 3.64% |
VBIAX Vanguard Balanced Index Fund Admiral Shares | 5.74% | 6.00% | 5.27% | 4.35% | 2.83% | 3.19% | 2.65% | 2.28% | 2.32% | 1.95% | 2.09% | 2.09% |
Drawdowns
VUIAX vs. VBIAX - Drawdown Comparison
The maximum VUIAX drawdown since its inception was -46.29%, which is greater than VBIAX's maximum drawdown of -35.90%. Use the drawdown chart below to compare losses from any high point for VUIAX and VBIAX.
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Drawdown Indicators
| VUIAX | VBIAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -46.29% | -35.90% | -10.39% |
Max Drawdown (1Y)Largest decline over 1 year | -8.87% | -7.78% | -1.09% |
Max Drawdown (5Y)Largest decline over 5 years | -25.18% | -21.53% | -3.65% |
Max Drawdown (10Y)Largest decline over 10 years | -36.21% | -22.78% | -13.43% |
Current DrawdownCurrent decline from peak | -3.15% | -4.10% | +0.95% |
Average DrawdownAverage peak-to-trough decline | -7.80% | -4.47% | -3.33% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.72% | 1.66% | +2.06% |
Volatility
VUIAX vs. VBIAX - Volatility Comparison
Vanguard Utilities Index Fund Admiral Shares (VUIAX) has a higher volatility of 5.04% compared to Vanguard Balanced Index Fund Admiral Shares (VBIAX) at 3.71%. This indicates that VUIAX's price experiences larger fluctuations and is considered to be riskier than VBIAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VUIAX | VBIAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.04% | 3.71% | +1.33% |
Volatility (6M)Calculated over the trailing 6-month period | 10.22% | 6.20% | +4.02% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.59% | 11.39% | +4.20% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.96% | 11.05% | +5.91% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 19.13% | 11.18% | +7.95% |