VUIAX vs. VFAIX
Compare and contrast key facts about Vanguard Utilities Index Fund Admiral Shares (VUIAX) and Vanguard Financials Index Fund Admiral Shares (VFAIX).
VUIAX is managed by Vanguard. It was launched on Apr 28, 2004. VFAIX is managed by BlackRock. It was launched on Feb 4, 2004.
Performance
VUIAX vs. VFAIX - Performance Comparison
Loading graphics...
VUIAX vs. VFAIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VUIAX Vanguard Utilities Index Fund Admiral Shares | 7.79% | 16.39% | 23.03% | -7.49% | 1.13% | 17.16% | -0.90% | 24.97% | 4.45% | 12.49% |
VFAIX Vanguard Financials Index Fund Admiral Shares | -9.18% | 14.90% | 30.46% | 14.07% | -12.26% | 36.27% | -2.15% | 31.63% | -13.47% | 20.05% |
Returns By Period
In the year-to-date period, VUIAX achieves a 7.79% return, which is significantly higher than VFAIX's -9.18% return. Over the past 10 years, VUIAX has underperformed VFAIX with an annualized return of 9.59%, while VFAIX has yielded a comparatively higher 12.36% annualized return.
VUIAX
- 1D
- -0.04%
- 1M
- -2.50%
- YTD
- 7.79%
- 6M
- 5.16%
- 1Y
- 18.84%
- 3Y*
- 13.78%
- 5Y*
- 10.44%
- 10Y*
- 9.59%
VFAIX
- 1D
- 2.18%
- 1M
- -3.59%
- YTD
- -9.18%
- 6M
- -6.35%
- 1Y
- 2.77%
- 3Y*
- 17.93%
- 5Y*
- 9.49%
- 10Y*
- 12.36%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
VUIAX vs. VFAIX - Expense Ratio Comparison
Both VUIAX and VFAIX have an expense ratio of 0.10%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Return for Risk
VUIAX vs. VFAIX — Risk / Return Rank
VUIAX
VFAIX
VUIAX vs. VFAIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Utilities Index Fund Admiral Shares (VUIAX) and Vanguard Financials Index Fund Admiral Shares (VFAIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VUIAX | VFAIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.24 | 0.14 | +1.11 |
Sortino ratioReturn per unit of downside risk | 1.69 | 0.32 | +1.37 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.05 | +0.18 |
Calmar ratioReturn relative to maximum drawdown | 2.31 | 0.26 | +2.04 |
Martin ratioReturn relative to average drawdown | 5.49 | 0.78 | +4.71 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| VUIAX | VFAIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.24 | 0.14 | +1.11 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.62 | 0.49 | +0.13 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.50 | 0.55 | -0.05 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.54 | 0.23 | +0.32 |
Correlation
The correlation between VUIAX and VFAIX is 0.45, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
VUIAX vs. VFAIX - Dividend Comparison
VUIAX's dividend yield for the trailing twelve months is around 2.57%, more than VFAIX's 1.61% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VUIAX Vanguard Utilities Index Fund Admiral Shares | 2.57% | 2.73% | 3.01% | 3.49% | 2.98% | 2.56% | 3.17% | 2.82% | 3.23% | 3.18% | 3.19% | 3.64% |
VFAIX Vanguard Financials Index Fund Admiral Shares | 1.61% | 1.56% | 1.75% | 2.08% | 2.31% | 2.62% | 2.21% | 2.17% | 2.30% | 1.54% | 1.64% | 2.00% |
Drawdowns
VUIAX vs. VFAIX - Drawdown Comparison
The maximum VUIAX drawdown since its inception was -46.29%, smaller than the maximum VFAIX drawdown of -78.64%. Use the drawdown chart below to compare losses from any high point for VUIAX and VFAIX.
Loading graphics...
Drawdown Indicators
| VUIAX | VFAIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -46.29% | -78.64% | +32.35% |
Max Drawdown (1Y)Largest decline over 1 year | -8.87% | -14.72% | +5.85% |
Max Drawdown (5Y)Largest decline over 5 years | -25.18% | -25.71% | +0.53% |
Max Drawdown (10Y)Largest decline over 10 years | -36.21% | -44.37% | +8.16% |
Current DrawdownCurrent decline from peak | -3.15% | -11.94% | +8.79% |
Average DrawdownAverage peak-to-trough decline | -7.80% | -18.69% | +10.89% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.72% | 4.92% | -1.20% |
Volatility
VUIAX vs. VFAIX - Volatility Comparison
Vanguard Utilities Index Fund Admiral Shares (VUIAX) and Vanguard Financials Index Fund Admiral Shares (VFAIX) have volatilities of 5.04% and 4.84%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| VUIAX | VFAIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.04% | 4.84% | +0.20% |
Volatility (6M)Calculated over the trailing 6-month period | 10.22% | 11.74% | -1.52% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.59% | 19.94% | -4.35% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.96% | 19.42% | -2.46% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 19.13% | 22.63% | -3.50% |