VTTSX vs. FFLEX
Compare and contrast key facts about Vanguard Target Retirement 2060 Fund (VTTSX) and Fidelity Freedom Index 2060 Fund Institutional Premium Class (FFLEX).
VTTSX is managed by Vanguard. It was launched on Jan 19, 2012. FFLEX is managed by Fidelity. It was launched on Aug 5, 2014.
Performance
VTTSX vs. FFLEX - Performance Comparison
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VTTSX vs. FFLEX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VTTSX Vanguard Target Retirement 2060 Fund | -3.97% | 21.43% | 14.61% | 20.19% | -17.48% | 16.45% | 16.33% | 26.18% | -8.78% | 21.40% |
FFLEX Fidelity Freedom Index 2060 Fund Institutional Premium Class | -4.22% | 21.47% | 14.20% | 19.97% | -18.19% | 15.98% | 16.46% | 26.17% | -7.21% | 20.63% |
Returns By Period
In the year-to-date period, VTTSX achieves a -3.97% return, which is significantly higher than FFLEX's -4.22% return. Both investments have delivered pretty close results over the past 10 years, with VTTSX having a 10.49% annualized return and FFLEX not far behind at 10.44%.
VTTSX
- 1D
- -0.27%
- 1M
- -8.47%
- YTD
- -3.97%
- 6M
- -1.02%
- 1Y
- 17.27%
- 3Y*
- 14.63%
- 5Y*
- 8.11%
- 10Y*
- 10.49%
FFLEX
- 1D
- -0.19%
- 1M
- -8.58%
- YTD
- -4.22%
- 6M
- -1.26%
- 1Y
- 16.54%
- 3Y*
- 14.21%
- 5Y*
- 7.77%
- 10Y*
- 10.44%
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VTTSX vs. FFLEX - Expense Ratio Comparison
Both VTTSX and FFLEX have an expense ratio of 0.08%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Return for Risk
VTTSX vs. FFLEX — Risk / Return Rank
VTTSX
FFLEX
VTTSX vs. FFLEX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2060 Fund (VTTSX) and Fidelity Freedom Index 2060 Fund Institutional Premium Class (FFLEX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VTTSX | FFLEX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.17 | 1.10 | +0.08 |
Sortino ratioReturn per unit of downside risk | 1.69 | 1.60 | +0.10 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.24 | +0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.48 | 1.38 | +0.10 |
Martin ratioReturn relative to average drawdown | 6.82 | 6.34 | +0.48 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VTTSX | FFLEX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.17 | 1.10 | +0.08 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.58 | 0.55 | +0.03 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.70 | 0.69 | +0.01 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.71 | 0.62 | +0.09 |
Correlation
The correlation between VTTSX and FFLEX is 0.99, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VTTSX vs. FFLEX - Dividend Comparison
VTTSX's dividend yield for the trailing twelve months is around 2.14%, more than FFLEX's 2.07% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTTSX Vanguard Target Retirement 2060 Fund | 2.14% | 2.06% | 2.20% | 2.14% | 2.09% | 5.67% | 1.83% | 2.11% | 2.33% | 1.77% | 1.98% | 1.92% |
FFLEX Fidelity Freedom Index 2060 Fund Institutional Premium Class | 2.07% | 1.98% | 1.98% | 1.94% | 2.03% | 1.95% | 1.85% | 6.75% | 2.36% | 2.16% | 2.44% | 1.82% |
Drawdowns
VTTSX vs. FFLEX - Drawdown Comparison
The maximum VTTSX drawdown since its inception was -31.38%, roughly equal to the maximum FFLEX drawdown of -30.71%. Use the drawdown chart below to compare losses from any high point for VTTSX and FFLEX.
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Drawdown Indicators
| VTTSX | FFLEX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -31.38% | -30.71% | -0.67% |
Max Drawdown (1Y)Largest decline over 1 year | -10.52% | -10.79% | +0.27% |
Max Drawdown (5Y)Largest decline over 5 years | -25.40% | -26.17% | +0.77% |
Max Drawdown (10Y)Largest decline over 10 years | -31.38% | -30.71% | -0.67% |
Current DrawdownCurrent decline from peak | -8.93% | -9.07% | +0.14% |
Average DrawdownAverage peak-to-trough decline | -4.07% | -4.72% | +0.65% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.29% | 2.35% | -0.06% |
Volatility
VTTSX vs. FFLEX - Volatility Comparison
Vanguard Target Retirement 2060 Fund (VTTSX) and Fidelity Freedom Index 2060 Fund Institutional Premium Class (FFLEX) have volatilities of 4.74% and 4.97%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VTTSX | FFLEX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.74% | 4.97% | -0.23% |
Volatility (6M)Calculated over the trailing 6-month period | 8.59% | 8.74% | -0.15% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.81% | 15.18% | -0.37% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.07% | 14.27% | -0.20% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.04% | 15.09% | -0.05% |