FFLEX vs. VFFVX
FFLEX (Fidelity Freedom Index 2060 Fund Institutional Premium Class) and VFFVX (Vanguard Target Retirement 2055 Fund) are both Target Retirement Date funds. Over the past 10 years, FFLEX returned 11.43%/yr vs 11.42%/yr for VFFVX. Their 0.99 correlation means they have historically moved very closely together. Both charge a 0.08% expense ratio.
Performance
FFLEX vs. VFFVX - Performance Comparison
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Returns By Period
The year-to-date returns for both stocks are quite close, with FFLEX having a 10.45% return and VFFVX slightly lower at 10.01%. Both investments have delivered pretty close results over the past 10 years, with FFLEX having a 11.43% annualized return and VFFVX not far behind at 11.42%.
FFLEX
- 1D
- 2.01%
- 1M
- -0.46%
- 6M
- 7.36%
- YTD
- 10.45%
- 1Y
- 22.11%
- 3Y*
- 16.55%
- 5Y*
- 9.32%
- 10Y*
- 11.43%
- ALL TIME*
- 10.51%
VFFVX
- 1D
- 1.89%
- 1M
- -0.46%
- 6M
- 6.79%
- YTD
- 10.01%
- 1Y
- 21.67%
- 3Y*
- 16.62%
- 5Y*
- 9.56%
- 10Y*
- 11.42%
- ALL TIME*
- 11.00%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
FFLEX vs. VFFVX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FFLEX Fidelity Freedom Index 2060 Fund Institutional Premium Class | 10.45% | 21.47% | 14.20% | 19.97% | -18.19% | 15.98% | 16.46% | 26.17% | -7.21% | 20.63% |
VFFVX Vanguard Target Retirement 2055 Fund | 10.01% | 21.44% | 14.50% | 20.39% | -17.48% | 16.44% | 16.33% | 24.98% | -7.88% | 21.39% |
Correlation
The correlation between FFLEX and VFFVX is 1.00 - they have historically moved very closely together. At this level, their price movements offset little of one another.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 1.00 |
Correlation (3Y) Balances recent behavior with more history. | 0.99 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.99 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.99 |
Correlation (All Time) Calculated using the full available price history since Jun 29, 2015 | 0.99 |
The correlation between FFLEX and VFFVX has been stable across timeframes, ranging from 0.99 to 1.00 - a consistent structural relationship.
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Return for Risk
FFLEX vs. VFFVX — Risk / Return Rank
FFLEX
VFFVX
FFLEX vs. VFFVX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Freedom Index 2060 Fund Institutional Premium Class (FFLEX) and Vanguard Target Retirement 2055 Fund (VFFVX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FFLEX | VFFVX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.01 | ||
| Sortino ratioReturn per unit of downside risk | 0.00 | ||
| Omega ratioGain probability vs. loss probability | 1.29 | 1.29 | 0.00 |
| Calmar ratioReturn relative to maximum drawdown | 2.25 | 2.23 | +0.02 |
| Martin ratioReturn relative to average drawdown | 9.35 | 9.30 | +0.05 |
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Drawdowns
FFLEX vs. VFFVX - Drawdown Comparison
The maximum FFLEX drawdown since its inception was -30.71%, roughly equal to the maximum VFFVX drawdown of -31.40%. Use the drawdown chart below to compare losses from any high point for FFLEX and VFFVX.
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Drawdown Indicators
| FFLEX | VFFVX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -30.71% | -31.40% | +0.69% |
Max Drawdown (1Y)Largest decline over 1 year | -9.07% | -8.93% | -0.14% |
Max Drawdown (3Y)Largest decline over 3 years | -14.68% | -14.52% | -0.16% |
Max Drawdown (5Y)Largest decline over 5 years | -26.17% | -25.39% | -0.78% |
Max Drawdown (10Y)Largest decline over 10 years | -30.71% | -31.40% | +0.69% |
Current DrawdownCurrent decline from peak | -1.93% | -1.93% | 0.00% |
Average DrawdownAverage peak-to-trough decline | -4.63% | -4.12% | -0.51% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.18% | 2.14% | +0.04% |
Volatility
FFLEX vs. VFFVX - Volatility Comparison
Fidelity Freedom Index 2060 Fund Institutional Premium Class (FFLEX) and Vanguard Target Retirement 2055 Fund (VFFVX) have volatilities of 3.86% and 3.74%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FFLEX | VFFVX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.86% | 3.74% | +0.12% |
Volatility (6M)Calculated over the trailing 6-month period | 10.92% | 10.50% | +0.42% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.96% | 12.60% | +0.36% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.59% | 14.36% | +0.23% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.17% | 15.08% | +0.09% |
FFLEX vs. VFFVX - Expense Ratio Comparison
Both FFLEX and VFFVX have an expense ratio of 0.08%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Dividends
FFLEX vs. VFFVX - Dividend Comparison
FFLEX's dividend yield for the trailing twelve months is around 1.74%, less than VFFVX's 1.89% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FFLEX Fidelity Freedom Index 2060 Fund Institutional Premium Class | 1.74% | 1.98% | 1.98% | 1.94% | 2.03% | 1.95% | 1.85% | 6.75% | 2.36% | 2.16% | 2.44% | 1.82% |
VFFVX Vanguard Target Retirement 2055 Fund | 1.89% | 2.08% | 2.31% | 2.18% | 2.19% | 10.03% | 1.82% | 2.15% | 2.35% | 1.83% | 1.99% | 1.98% |
Frequently Asked Questions
With a correlation of 1.00, FFLEX and VFFVX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
FFLEX has higher volatility (3.86%) compared to VFFVX (3.74%). In terms of maximum drawdown, FFLEX dropped -30.71% vs VFFVX's -31.40%.
VFFVX currently has the higher Sharpe Ratio (1.58 vs 1.58), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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