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VTIFX vs. VDIGX
Performance
Return for Risk
Drawdowns
Volatility
Dividends

VTIFX vs. VDIGX

Last updated Jun 4, 2026

VTIFX (Vanguard Total International Bond Index Fund Institutional Shares) and VDIGX (Vanguard Dividend Growth Fund) are both mutual funds - VTIFX is a Total Bond Market fund managed by Vanguard, while VDIGX is a Dividend fund actively managed by Vanguard. Over the past 10 years, VTIFX returned 1.78%/yr vs 12.30%/yr for VDIGX. At a 0.01 correlation, their price movements are largely independent. VTIFX charges 0.07%/yr vs 0.22%/yr for VDIGX.

Performance

VTIFX vs. VDIGX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Vanguard Total International Bond Index Fund Institutional Shares (VTIFX) and Vanguard Dividend Growth Fund (VDIGX). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, VTIFX achieves a 0.67% return, which is significantly lower than VDIGX's 2.63% return. Over the past 10 years, VTIFX has underperformed VDIGX with an annualized return of 1.78%, while VDIGX has yielded a comparatively higher 12.30% annualized return.

VTIFX

1D
0.03%
1M
0.94%
YTD
0.67%
6M
0.55%
1Y
2.21%
3Y*
4.25%
5Y*
0.52%
10Y*
1.78%

VDIGX

1D
0.32%
1M
3.43%
YTD
2.63%
6M
2.55%
1Y
8.31%
3Y*
14.07%
5Y*
9.83%
10Y*
12.30%
*Multi-year figures are annualized to reflect compound growth (CAGR)

VTIFX vs. VDIGX - Yearly Performance Comparison

2026 (YTD)202520242023202220212020201920182017
VTIFX
Vanguard Total International Bond Index Fund Institutional Shares		0.67%3.02%3.91%9.04%-12.89%-2.20%4.59%7.89%2.99%2.43%
VDIGX
Vanguard Dividend Growth Fund		2.63%11.11%20.84%8.11%-4.89%24.86%12.04%30.94%0.08%19.32%

Correlation

The correlation between VTIFX and VDIGX is 0.35, which is low. Their price movements are largely independent, making them effective diversification partners.

Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.35

Correlation (3Y)
Calculated over the trailing 3-year period

0.24

Correlation (5Y)
Calculated over the trailing 5-year period

0.19

Correlation (10Y)
Calculated over the trailing 10-year period

0.06

Correlation (All Time)
Calculated using the full available price history since Jun 5, 2013

0.01

Over the past year, VTIFX and VDIGX have become more correlated (0.35) than their long-term average of 0.01, meaning their price movements have been converging.

VTIFX vs. VDIGX - Sectors Allocation Comparison

Sectors
VTIFX
VDIGX

Technology

100.0%
23.6%

Real Estate

0.0%

-

Financial Services

0.0%
20.1%

Industrials

0.0%
14.9%

Energy

0.0%
1.1%

Utilities

0.0%
0.5%

Communication Services

0.0%
2.3%

Healthcare

0.0%
16.1%

Basic Materials

-

2.6%

Consumer Cyclical

-

10.7%

Consumer Defensive

-

7.9%

Technology

VTIFX
100.0%
VDIGX
23.6%

Real Estate

VTIFX
0.0%
VDIGX

-

Financial Services

VTIFX
0.0%
VDIGX
20.1%

Industrials

VTIFX
0.0%
VDIGX
14.9%

Energy

VTIFX
0.0%
VDIGX
1.1%

Utilities

VTIFX
0.0%
VDIGX
0.5%

Communication Services

VTIFX
0.0%
VDIGX
2.3%

Healthcare

VTIFX
0.0%
VDIGX
16.1%

Basic Materials

VTIFX

-

VDIGX
2.6%

Consumer Cyclical

VTIFX

-

VDIGX
10.7%

Consumer Defensive

VTIFX

-

VDIGX
7.9%

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Vanguard Total International Bond Index Fund Institutional Shares

Vanguard Dividend Growth Fund

Often compared with VTIFX:
VTIFX vs. BNDXVTIFX vs. VIIIXVTIFX vs. VTSNXVTIFX vs. VGSNXVTIFX vs. VOOVTIFX vs. VWIAXVTIFX vs. PEP
Often compared with VDIGX:
VDIGX vs. VIGVDIGX vs. VDADXVDIGX vs. SCHDVDIGX vs. VHYAXVDIGX vs. VOOVDIGX vs. VYMVDIGX vs. PRDGX

Return for Risk

VTIFX vs. VDIGX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
VTIFX
VTIFX Risk / Return Rank: 88
Overall Rank
VTIFX Sharpe Ratio Rank: 99
Sharpe Ratio Rank
VTIFX Sortino Ratio Rank: 99
Sortino Ratio Rank
VTIFX Omega Ratio Rank: 99
Omega Ratio Rank
VTIFX Calmar Ratio Rank: 88
Calmar Ratio Rank
VTIFX Martin Ratio Rank: 88
Martin Ratio Rank
VDIGX
VDIGX Risk / Return Rank: 1111
Overall Rank
VDIGX Sharpe Ratio Rank: 1111
Sharpe Ratio Rank
VDIGX Sortino Ratio Rank: 1111
Sortino Ratio Rank
VDIGX Omega Ratio Rank: 1010
Omega Ratio Rank
VDIGX Calmar Ratio Rank: 99
Calmar Ratio Rank
VDIGX Martin Ratio Rank: 1212
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

VTIFX vs. VDIGX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Vanguard Total International Bond Index Fund Institutional Shares (VTIFX) and Vanguard Dividend Growth Fund (VDIGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

VTIFXVDIGXDifference
Sharpe ratioReturn per unit of total volatility
0.75
0.86

-0.11

Sortino ratioReturn per unit of downside risk
1.09
1.32

-0.23

Omega ratioGain probability vs. loss probability

1.14

1.15

-0.02

Calmar ratioReturn relative to maximum drawdown

0.79

0.95

-0.16

Martin ratioReturn relative to average drawdown

2.24

3.67

-1.42

Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

VTIFX vs. VDIGX - Sharpe Ratio Comparison

The current VTIFX Sharpe Ratio is 0.75, which is comparable to the VDIGX Sharpe Ratio of 0.86. The chart below compares the historical Sharpe Ratios of VTIFX and VDIGX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

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Sharpe Ratios by Period

VTIFXVDIGXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.75

0.86

-0.11

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.12

0.71

-0.60

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.50

0.79

-0.29

Sharpe Ratio (All Time)

Calculated using the full available price history

0.74

0.62

+0.12

Drawdowns

VTIFX vs. VDIGX - Drawdown Comparison

The maximum VTIFX drawdown since its inception was -16.07%, smaller than the maximum VDIGX drawdown of -45.23%. Use the drawdown chart below to compare losses from any high point for VTIFX and VDIGX.

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Drawdown Indicators

VTIFXVDIGXDifference

Max Drawdown

Largest peak-to-trough decline

-16.07%

-45.23%

+29.16%

Max Drawdown (1Y)

Largest decline over 1 year

-2.88%

-9.09%

+6.21%

Max Drawdown (3Y)

Largest decline over 3 years

-2.88%

-10.23%

+7.35%

Max Drawdown (5Y)

Largest decline over 5 years

-15.75%

-16.18%

+0.43%

Max Drawdown (10Y)

Largest decline over 10 years

-16.07%

-32.98%

+16.91%

Current Drawdown

Current decline from peak

-1.19%

-0.10%

-1.09%

Average Drawdown

Average peak-to-trough decline

-2.97%

-6.65%

+3.68%

Ulcer Index

Depth and duration of drawdowns from previous peaks

1.02%

2.36%

-1.34%

Volatility

VTIFX vs. VDIGX - Volatility Comparison

The current volatility for Vanguard Total International Bond Index Fund Institutional Shares (VTIFX) is 1.31%, while Vanguard Dividend Growth Fund (VDIGX) has a volatility of 2.33%. This indicates that VTIFX experiences smaller price fluctuations and is considered to be less risky than VDIGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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Volatility by Period

VTIFXVDIGXDifference

Volatility (1M)

Calculated over the trailing 1-month period

1.31%

2.33%

-1.02%

Volatility (6M)

Calculated over the trailing 6-month period

2.57%

7.61%

-5.04%

Volatility (1Y)

Calculated over the trailing 1-year period

3.03%

10.06%

-7.03%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

4.44%

13.86%

-9.42%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

3.60%

15.70%

-12.10%

VTIFX vs. VDIGX - Expense Ratio Comparison

VTIFX has a 0.07% expense ratio, which is lower than VDIGX's 0.22% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

VTIFX vs. VDIGX - Dividend Comparison

VTIFX's dividend yield for the trailing twelve months is around 4.51%, less than VDIGX's 23.93% yield.

PositionTTM20252024202320222021202020192018201720162015
VDIGX
Vanguard Dividend Growth Fund		23.93%21.90%21.94%2.29%6.06%5.45%2.83%4.70%8.72%5.16%2.86%5.70%
VTIFX
Vanguard Total International Bond Index Fund Institutional Shares		4.51%4.40%4.38%4.60%1.52%3.73%1.12%3.42%3.03%2.29%1.84%1.68%

Frequently Asked Questions

VTIFX and VDIGX have a correlation of 0.35, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

VDIGX has higher volatility (2.33%) compared to VTIFX (1.31%). In terms of maximum drawdown, VTIFX dropped -16.07% vs VDIGX's -45.23%.

VDIGX currently has the higher Sharpe Ratio (0.86 vs 0.75), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

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