PortfoliosLab logoPortfoliosLab logo

Documentation

Upgrade your plan
VTI vs. VIU.TO
Performance
Return for Risk
Drawdowns
Volatility
Dividends

VTI vs. VIU.TO

Last updated Jun 13, 2026

VTI (Vanguard Total Stock Market ETF) and VIU.TO (Vanguard FTSE Developed All Cap ex North America Index ETF) are both exchange-traded funds - VTI is a Large Cap Blend Equities fund tracking the CRSP US Total Market Index, while VIU.TO is a International Equity fund tracking the FTSE Developed All Cap ex North America Index. Both are passively managed. Over the past 10 years, VTI returned 15.02%/yr vs 10.27%/yr for VIU.TO. A 0.60 correlation means they provide meaningful diversification when combined. VTI charges 0.03%/yr vs 0.23%/yr for VIU.TO.

Performance

VTI vs. VIU.TO - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Vanguard Total Stock Market ETF (VTI) and Vanguard FTSE Developed All Cap ex North America Index ETF (VIU.TO). The values are adjusted to include any dividend payments, if applicable.

Loading charts...

Different Trading Currencies

VTI is traded in USD, while VIU.TO is traded in CAD. To make them comparable, the VIU.TO values have been converted to USD using the latest available exchange rates.

Returns By Period

In the year-to-date period, VTI achieves a 9.62% return, which is significantly lower than VIU.TO's 15.05% return. Over the past 10 years, VTI has outperformed VIU.TO with an annualized return of 15.02%, while VIU.TO has yielded a comparatively lower 10.27% annualized return.

VTI

1D
0.57%
1M
-0.28%
YTD
9.62%
6M
9.69%
1Y
26.27%
3Y*
20.60%
5Y*
12.20%
10Y*
15.02%

VIU.TO

1D
0.40%
1M
1.41%
YTD
15.05%
6M
17.50%
1Y
31.28%
3Y*
18.64%
5Y*
8.84%
10Y*
10.27%
*Multi-year figures are annualized to reflect compound growth (CAGR)

VTI vs. VIU.TO - Yearly Performance Comparison

2026 (YTD)202520242023202220212020201920182017
VTI
Vanguard Total Stock Market ETF		9.62%17.10%23.81%26.05%-19.52%25.68%21.08%30.67%-5.23%21.21%
VIU.TO
Vanguard FTSE Developed All Cap ex North America Index ETF		15.05%34.50%2.09%18.49%-15.95%9.81%10.18%20.27%-14.56%27.89%

Correlation

The correlation between VTI and VIU.TO is 0.68, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.68

Correlation (3Y)
Calculated over the trailing 3-year period

0.63

Correlation (5Y)
Calculated over the trailing 5-year period

0.63

Correlation (10Y)
Calculated over the trailing 10-year period

0.60

Correlation (All Time)
Calculated using the full available price history since Dec 8, 2015

0.60

The correlation between VTI and VIU.TO has been stable across timeframes, ranging from 0.60 to 0.68 - a consistent structural relationship.

VTI vs. VIU.TO - Sectors Allocation Comparison

Sectors
VTI
VIU.TO

Technology

33.5%
15.0%

Financial Services

12.0%
22.7%

Communication Services

10.3%
3.5%

Consumer Cyclical

10.0%
7.6%

Industrials

9.8%
19.0%

Healthcare

9.2%
9.2%

Consumer Defensive

4.7%
6.3%

Energy

3.7%
3.8%

Real Estate

2.4%
2.4%

Utilities

2.3%
3.5%

Basic Materials

2.0%
6.2%

Technology

VTI
33.5%
VIU.TO
15.0%

Financial Services

VTI
12.0%
VIU.TO
22.7%

Communication Services

VTI
10.3%
VIU.TO
3.5%

Consumer Cyclical

VTI
10.0%
VIU.TO
7.6%

Industrials

VTI
9.8%
VIU.TO
19.0%

Healthcare

VTI
9.2%
VIU.TO
9.2%

Consumer Defensive

VTI
4.7%
VIU.TO
6.3%

Energy

VTI
3.7%
VIU.TO
3.8%

Real Estate

VTI
2.4%
VIU.TO
2.4%

Utilities

VTI
2.3%
VIU.TO
3.5%

Basic Materials

VTI
2.0%
VIU.TO
6.2%

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.

Vanguard Total Stock Market ETF

Vanguard FTSE Developed All Cap ex North America Index ETF

Often compared with VTI:
VTI vs. VOOVTI vs. VXUSVTI vs. SPYVTI vs. VTVTI vs. SCHDVTI vs. FZROXVTI vs. QQQ
Often compared with VIU.TO:
VIU.TO vs. XEF.TOVIU.TO vs. VIDY.TOVIU.TO vs. VCN.TOVIU.TO vs. VFV.TOVIU.TO vs. VDU.TOVIU.TO vs. XEQT.TOVIU.TO vs. VEQT.TO

Return for Risk

VTI vs. VIU.TO — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
VTI
VTI Risk / Return Rank: 7070
Overall Rank
VTI Sharpe Ratio Rank: 7070
Sharpe Ratio Rank
VTI Sortino Ratio Rank: 6868
Sortino Ratio Rank
VTI Omega Ratio Rank: 6969
Omega Ratio Rank
VTI Calmar Ratio Rank: 6464
Calmar Ratio Rank
VTI Martin Ratio Rank: 7676
Martin Ratio Rank
VIU.TO
VIU.TO Risk / Return Rank: 7171
Overall Rank
VIU.TO Sharpe Ratio Rank: 7373
Sharpe Ratio Rank
VIU.TO Sortino Ratio Rank: 7373
Sortino Ratio Rank
VIU.TO Omega Ratio Rank: 7575
Omega Ratio Rank
VIU.TO Calmar Ratio Rank: 6464
Calmar Ratio Rank
VIU.TO Martin Ratio Rank: 7070
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

VTI vs. VIU.TO - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Vanguard Total Stock Market ETF (VTI) and Vanguard FTSE Developed All Cap ex North America Index ETF (VIU.TO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

VTIVIU.TODifference
Sharpe ratioReturn per unit of total volatility
1.97
1.78

+0.19

Sortino ratioReturn per unit of downside risk
2.67
2.51

+0.17

Omega ratioGain probability vs. loss probability

1.35

1.33

+0.02

Calmar ratioReturn relative to maximum drawdown

2.79

2.50

+0.29

Martin ratioReturn relative to average drawdown

12.52

9.73

+2.79

VTI vs. VIU.TO - Sharpe Ratio Comparison

The current VTI Sharpe Ratio is 1.97, which is comparable to the VIU.TO Sharpe Ratio of 1.78. The chart below compares the historical Sharpe Ratios of VTI and VIU.TO, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Loading charts...

Drawdowns

VTI vs. VIU.TO - Drawdown Comparison

The maximum VTI drawdown since its inception was -55.45%, which is greater than VIU.TO's maximum drawdown of -35.26%. Use the drawdown chart below to compare losses from any high point for VTI and VIU.TO.

Loading charts...

Drawdown Indicators

VTIVIU.TODifference

Max Drawdown

Largest peak-to-trough decline

-55.45%

-35.26%

-20.19%

Max Drawdown (1Y)

Largest decline over 1 year

-8.92%

-12.04%

+3.12%

Max Drawdown (3Y)

Largest decline over 3 years

-19.30%

-13.88%

-5.42%

Max Drawdown (5Y)

Largest decline over 5 years

-25.36%

-31.74%

+6.38%

Max Drawdown (10Y)

Largest decline over 10 years

-35.00%

-35.26%

+0.26%

Current Drawdown

Current decline from peak

-2.14%

-0.84%

-1.30%

Average Drawdown

Average peak-to-trough decline

-8.02%

-7.25%

-0.77%

Ulcer Index

Depth and duration of drawdowns from previous peaks

1.99%

3.09%

-1.10%

Volatility

VTI vs. VIU.TO - Volatility Comparison

The current volatility for Vanguard Total Stock Market ETF (VTI) is 4.50%, while Vanguard FTSE Developed All Cap ex North America Index ETF (VIU.TO) has a volatility of 6.93%. This indicates that VTI experiences smaller price fluctuations and is considered to be less risky than VIU.TO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Loading charts...

Volatility by Period

VTIVIU.TODifference

Volatility (1M)

Calculated over the trailing 1-month period

4.50%

6.93%

-2.43%

Volatility (6M)

Calculated over the trailing 6-month period

9.82%

14.50%

-4.68%

Volatility (1Y)

Calculated over the trailing 1-year period

12.64%

16.94%

-4.30%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

17.47%

15.43%

+2.04%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

18.33%

16.51%

+1.82%

VTI vs. VIU.TO - Expense Ratio Comparison

VTI has a 0.03% expense ratio, which is lower than VIU.TO's 0.23% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

VTI vs. VIU.TO - Dividend Comparison

VTI's dividend yield for the trailing twelve months is around 1.03%, less than VIU.TO's 2.15% yield.

PositionTTM20252024202320222021202020192018201720162015
VIU.TO
Vanguard FTSE Developed All Cap ex North America Index ETF		2.15%2.48%2.56%2.66%2.76%2.38%1.98%2.68%2.76%2.13%1.72%0.28%
VTI
Vanguard Total Stock Market ETF		1.03%1.12%1.27%1.44%1.66%1.21%1.42%1.78%2.04%1.71%1.92%1.98%

Frequently Asked Questions

VTI and VIU.TO have a correlation of 0.68, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

On fees, VTI is cheaper at 0.03% per year. The better choice depends on whether you care most about return, fees, risk, or income.

VTI is cheaper with a 0.03% expense ratio, compared with 0.23% for VIU.TO.

VTI is categorized as Large Cap Blend Equities, while VIU.TO is International Equity. VTI tracks CRSP US Total Market Index, while VIU.TO tracks FTSE Developed All Cap ex North America Index. Their fees differ too: 0.03% for VTI and 0.23% for VIU.TO.

Portfolio Optimizer

Find the right allocation for VTI and VIU.TO

Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.

Open Portfolio Optimizer