VTI vs. USPX
Compare and contrast key facts about Vanguard Total Stock Market ETF (VTI) and Franklin U.S. Equity Index ETF (USPX).
VTI and USPX are both exchange-traded funds (ETFs), meaning they are traded on stock exchanges and can be bought and sold throughout the day. VTI is a passively managed fund by Vanguard that tracks the performance of the CRSP US Total Market Index. It was launched on Jun 27, 2016. USPX is a passively managed fund by Franklin Templeton that tracks the performance of the Morningstar US Target Market Exposure Index. It was launched on Jun 1, 2016. Both VTI and USPX are passive ETFs, meaning that they are not actively managed but aim to replicate the performance of the underlying index as closely as possible.
Performance
VTI vs. USPX - Performance Comparison
Loading graphics...
VTI vs. USPX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VTI Vanguard Total Stock Market ETF | -4.01% | 17.10% | 23.81% | 26.05% | -19.52% | 25.68% | 21.08% | 30.67% | -5.23% | 21.21% |
USPX Franklin U.S. Equity Index ETF | -4.61% | 17.78% | 24.97% | 27.07% | -18.88% | 19.53% | 9.72% | 26.60% | -7.78% | 23.80% |
Returns By Period
In the year-to-date period, VTI achieves a -4.01% return, which is significantly higher than USPX's -4.61% return.
VTI
- 1D
- 2.93%
- 1M
- -5.00%
- YTD
- -4.01%
- 6M
- -1.66%
- 1Y
- 18.11%
- 3Y*
- 17.84%
- 5Y*
- 10.46%
- 10Y*
- 13.60%
USPX
- 1D
- 2.97%
- 1M
- -4.14%
- YTD
- -4.61%
- 6M
- -2.31%
- 1Y
- 17.50%
- 3Y*
- 18.33%
- 5Y*
- 10.30%
- 10Y*
- —
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
VTI vs. USPX - Expense Ratio Comparison
Both VTI and USPX have an expense ratio of 0.03%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Return for Risk
VTI vs. USPX — Risk / Return Rank
VTI
USPX
VTI vs. USPX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Total Stock Market ETF (VTI) and Franklin U.S. Equity Index ETF (USPX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VTI | USPX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.96 | 0.94 | +0.02 |
Sortino ratioReturn per unit of downside risk | 1.48 | 1.46 | +0.02 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.22 | +0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.52 | 1.46 | +0.06 |
Martin ratioReturn relative to average drawdown | 7.26 | 7.02 | +0.24 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| VTI | USPX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.96 | 0.94 | +0.02 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.60 | 0.64 | -0.04 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.75 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.48 | 0.71 | -0.23 |
Correlation
The correlation between VTI and USPX is 0.86, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VTI vs. USPX - Dividend Comparison
VTI's dividend yield for the trailing twelve months is around 1.17%, less than USPX's 1.20% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTI Vanguard Total Stock Market ETF | 1.17% | 1.12% | 1.27% | 1.44% | 1.66% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% |
USPX Franklin U.S. Equity Index ETF | 1.20% | 1.07% | 1.23% | 1.35% | 2.21% | 2.40% | 2.51% | 3.07% | 2.91% | 2.60% | 4.89% | 0.00% |
Drawdowns
VTI vs. USPX - Drawdown Comparison
The maximum VTI drawdown since its inception was -55.45%, which is greater than USPX's maximum drawdown of -31.21%. Use the drawdown chart below to compare losses from any high point for VTI and USPX.
Loading graphics...
Drawdown Indicators
| VTI | USPX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -55.45% | -31.21% | -24.24% |
Max Drawdown (1Y)Largest decline over 1 year | -12.30% | -12.48% | +0.18% |
Max Drawdown (5Y)Largest decline over 5 years | -25.36% | -24.60% | -0.76% |
Max Drawdown (10Y)Largest decline over 10 years | -35.00% | — | — |
Current DrawdownCurrent decline from peak | -6.25% | -6.45% | +0.20% |
Average DrawdownAverage peak-to-trough decline | -8.08% | -4.51% | -3.57% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.58% | 2.60% | -0.02% |
Volatility
VTI vs. USPX - Volatility Comparison
Vanguard Total Stock Market ETF (VTI) and Franklin U.S. Equity Index ETF (USPX) have volatilities of 5.45% and 5.35%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| VTI | USPX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.45% | 5.35% | +0.10% |
Volatility (6M)Calculated over the trailing 6-month period | 9.73% | 9.71% | +0.02% |
Volatility (1Y)Calculated over the trailing 1-year period | 19.01% | 18.75% | +0.26% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.42% | 16.15% | +1.27% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.29% | 15.98% | +2.31% |